JOYCE M HOWE CPAPC PROFIT SHARING PLAN
ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.
JOYCE HOWE
This ESOP plan holds N/A in total assets and serves 3 participants as of 2023. It is sponsored by JOYCE HOWE in Michigan. The plan reported a net loss of $2M for the year.
What the Filing Says About JOYCE M HOWE CPAPC PROFIT SHARING PLAN
JOYCE M HOWE CPAPC PROFIT SHARING PLAN is a ESOP retirement plan sponsored by JOYCE HOWE, headquartered in Michigan. As of the 2023 Form 5500 filing, the plan reports N/A in total end-of-year assets and covers 3 participants across the Professional & Technical Services industry. The sponsor's EIN on file with the U.S. Department of Labor is 382661896, and the plan has been effective since 1988-01-01. Its filing status is currently FILING RECEIVED.
Year over year, total assets moved from $2M at the beginning of 2023 to N/A at year-end. Net assets (after liabilities) closed the year at N/A, with reported net income of $-1,987,492 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 1 prior plan-year filing from the same sponsor shown below.
Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.
Financial Summary (2023)
| Total Assets (Beginning of Year) | $2M |
| Total Assets (End of Year) | N/A |
| Net Assets (End of Year) | N/A |
| Net Income | $-1,987,492 |
| Plan Type | ESOP |
| Employer EIN | 382661896 |
| Plan Effective Date | 1988-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (JOYCE HOWE)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 4 | N/A |
| 2023 | 1 | 3 | N/A |
Nearby ESOP Plans in Michigan
Peer ESOP plans — same state, same plan type — ranked by total assets.
- CRANBROOK EDUCATIONAL COMMUNITY SECTION 403(B) PLAN $79M · 881
- INSULATORS LOCAL 45 DEFINED CONTRIBUTION PENSION FUND $42M · 623
- 403(B) THRIFT PLAN OF JARC $2M · 70
- LIBERTY CAPITAL MANAGEMENT, INC. EMPLOYEE'S 401(K) PLAN N/A · 4
- J.H. BENNETT & COMPANY, INC. EMPLOYEE STOCK OWNERSHIP AND SAVINGS PLAN N/A · 64
Related Data
Guides
Related Data on Other Portals
Frequently Asked Questions
How much money is in the JOYCE M HOWE CPAPC PROFIT SHARING PLAN? ▼
What type of plan is JOYCE M HOWE CPAPC PROFIT SHARING PLAN? ▼
Who sponsors the JOYCE M HOWE CPAPC PROFIT SHARING PLAN? ▼
How did JOYCE M HOWE CPAPC PROFIT SHARING PLAN perform in 2023? ▼
Where can I find official filings for JOYCE M HOWE CPAPC PROFIT SHARING PLAN? ▼
How does JOYCE M HOWE CPAPC PROFIT SHARING PLAN compare to other plans? ▼
Explore PlainRetire
Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.
Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 382661896.
Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.
Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.
Read our methodology — how this data is sourced, computed, and verified.