401(k) Plans

Largest 401(k) plans by total assets. Source: DOL Form 5500, 2024 plan year.

What the Data Shows About 401(k) Plans

A 401(k) is a defined contribution retirement plan sponsored by an employer that allows employees to save and invest a portion of their paycheck before taxes are taken out. This page ranks the 50 largest 401(k) plans in the dataset by end-of-year total assets. Together the plans listed here hold $1.5T in aggregate assets and cover 7,211,746 participants, a mix of active employees, separated workers with remaining balances, and retirees receiving benefits.

The largest plan in this category, The Boeing Company 401(k) Retirement Plan (The Boeing Co. and Consolidated Subsidiaries, WA), reports $73.9B in assets with 139,394 participants. Within 401(k) plans, size reflects a combination of workforce scale, employer contribution rates, employee deferral rates, and long-term investment performance, not a quality rating. Larger plans often benefit from lower per-participant fees, broader investment menus, and more sophisticated administration, but participant outcomes depend on contribution behavior and investment selection. Ranking tables below link to each plan's detail page for EIN, filing status, effective date, and net income.

All figures come from Form 5500 annual returns for the 2024 plan year, filed with the DOL's EBSA and released through EFAST2. Totals reflect a single year-end snapshot and fluctuate with markets and plan activity. This page is informational only, it summarizes public regulatory filings for research and educational purposes, and is not retirement, tax, legal, or financial advice. Before relying on any figure to evaluate an employer's 401(k) plan or make retirement decisions, verify the underlying filing directly on EFAST2 and consult a qualified professional.

# Plan Name Sponsor State Participants Total Assets
1 The Boeing Company 401(k) Retirement Plan The Boeing Co. and Consolidated Subsidiaries WA 139,394 $73.9B
2 Microsoft Corporation Savings Plus 401(k) Plan Microsoft Corporation WA 118,818 $65.6B
3 The Bank of America 401(k) Plan Bank of America Corporation NC 168,963 $62.9B
4 IBM 401(k) Plan International Business Machines Corporation NY 52,674 $60.4B
5 Rtx Savings Plan Rtx Corporation CT 124,876 $58.6B
6 JPMorgan Chase 401(k) Savings Plan JPMorgan Chase Bank, National Association NJ 185,532 $52.9B
7 Lockheed Martin Corporation Salaried Savings Plan Lockheed Martin Corporation MD 96,812 $51.4B
8 Walmart 401(k) Plan Walmart Inc. AR 1,635,899 $50.8B
9 Google LLC 401(k) Savings Plan Google LLC CA 116,712 $48.7B
10 AT&T Retirement Savings Plan AT&T Inc. TX 109,889 $43.1B
11 Costco 401(k) Retirement Plan Costco Wholesale Corporation WA 202,468 $41.0B
12 Northrop Grumman Savings Plan Northrop Grumman Corporation VA 104,719 $39.5B
13 Amazon 401(k) Plan Amazon.Com Services, LLC WA 1,209,303 $34.6B
14 Fidelity Retirement Savings Plan Fmr LLC MA 66,907 $34.2B
15 Oracle Corporation 401(k) Savings and Investment Plan Oracle Corporation CA 58,962 $31.0B
16 CVS Health Future Fund 401(k) Plan CVS Health Corporation RI 240,493 $30.1B
17 Verizon Savings Plan for Management Employees Verizon Communications Inc. NJ 69,218 $29.4B
18 Unitedhealth Group 401(k) Savings Plan Unitedhealth Group Incorporated MN 205,460 $26.6B
19 Fedex Corporation Retirement Savings Plan Fedex Corporation TN 113,079 $25.4B
20 Intel 401(k) Savings Plan Intel Corporation CA 55,298 $24.9B
21 Apple 401(k) Plan Apple Inc. CA 101,450 $24.7B
22 Hca 401(k) Plan Hca Inc. TN 307,086 $23.8B
23 Exxonmobil Savings Plan Exxon Mobil Corporation TX 21,990 $23.7B
24 Johnson and Johnson Savings Plan Johnson and Johnson NJ 42,583 $23.6B
25 Citi Retirement Savings Plan Citigroup Inc. CT 78,741 $23.2B
26 Cisco Systems,Inc. 401(k) Plan Cisco Systems,Inc. CA 40,452 $22.7B
27 Kaiser Permanente 401(k) Retirement Plan Kaiser Foundation Health Plan, Inc. CA 149,110 $22.5B
28 Morgan Stanley 401(k) Plan Morgan Stanley Domestic Holdings, LLC NY 53,860 $22.2B
29 Pfizer Savings Plan Pfizer Inc NY 33,309 $22.0B
30 Procter & Gamble Profit Sharing Trust & Employee Stock Ownership Plan The Procter & Gamble Company OH 33,639 $22.0B
31 Accenture United States 401(k) Match and Savings Plan Accenture LLP IL 66,965 $21.3B
32 Chevron Employee Savings Investment Plan Chevron Corporation TX 21,505 $20.4B
33 Comcast Corporation Retirement - Investment Plan Comcast Corporation PA 90,495 $19.7B
34 State Farm 401(k) Savings Plan State Farm Mutual Automobile Insurance Company IL 63,297 $19.0B
35 Delta 401(k) Retirement Plan Delta Air Lines, Inc. GA 89,836 $19.0B
36 Ford Motor Co. Savings and Stock Investment Plan for Salaried Employees Ford Motor Company MI 31,790 $17.3B
37 Southwest Airlines Co. Retirement Savings Plan Southwest Airlines Co. TX 67,820 $17.0B
38 401(k) Pension Plan National Rural Electric Cooperative Association VA 62,869 $16.8B
39 United Airlines Pilot Retirement Account Plan United Airlines, Inc. IL 16,659 $16.8B
40 Meta Platforms, Inc 401(k) Plan Meta Platforms, Inc. CA 51,434 $16.5B
41 L3harris Retirement Savings Plan L3harris Technologies, Inc. FL 40,330 $16.3B
42 Honeywell 401(k) Plan Honeywell International Inc NC 39,468 $16.3B
43 American Airlines, Inc. 401(k) Plan American Airlines, Inc. - Retirement TX 93,397 $16.2B
44 Delta 401(k) Retirement Plan for Pilots Delta Air Lines, Inc. GA 14,473 $15.9B
45 Abbott Laboratories Stock Retirement Plan Abbott Laboratories IL 38,229 $15.8B
46 Merck US Savings Plan Merck & Co., Inc. NJ 27,956 $15.0B
47 The Pepsico Savings Plan Pepsico, Inc. NY 137,398 $14.9B
48 GE Aerospace Retirement Savings Plan General Electric Company OH 45,620 $14.7B
49 Dell Inc. 401(k) Plan Dell Inc. TX 40,874 $14.7B
50 Walgreens Retirement Savings Plan Walgreen Co. IL 233,635 $14.5B

Nearby Plan Types

Other employer-sponsored retirement plan categories filed on Form 5500.

Frequently Asked Questions

What is a 401(k) plan?
A 401(k) is a defined contribution retirement plan sponsored by an employer that allows employees to save and invest a portion of their paycheck before taxes are taken out.
What are the largest 401(k) plans in the U.S.?
The largest 401(k) plan is The Boeing Company 401(k) Retirement Plan with $73.9B in total assets. This page lists the top 50 401(k) plans ranked by total assets.
How many 401(k) plans are there in the U.S.?
The DOL Form 5500 dataset includes thousands of 401(k) plans. This page shows the 50 largest by total assets. The full dataset covers all employer-sponsored retirement plans filed with the Department of Labor.
Where does 401(k) plan data come from?
All data on this page comes from DOL Form 5500 annual filings, which employers must submit to the U.S. Department of Labor for retirement plans with 100+ participants. Data reflects the 2024 plan year.

Explore PlainRetire

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Plan year 2024. This page aggregates plans where the filer coded the plan as 401(k).

Source: DOL EFAST2 filing system (efast.dol.gov) - plan type classification reflects the code selected by the plan administrator at filing time.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.