401(k)
2022 plan-year 401(k) DOL Form 5500

Bray Trucking, Inc. Retirement Savings Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Bray Trucking, Inc. · Kentucky · Transportation & Warehousing

What the 2023 filing shows

Bray Trucking, Inc. Retirement Savings Plan holds $5M for 116 participants — about $41,534 per participant, down 18.8% over the 2022 plan year.

$5M
total plan assets (2022 EOY)
116
covered participants
$41,534
avg assets per participant
-18.8%
assets change YoY

The plan reported a net loss of $1M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$5M
Participants
116
State
Industry
Transportation & Warehousing

What the Filing Says About Bray Trucking, Inc. Retirement Savings Plan

Bray Trucking, Inc. Retirement Savings Plan is a 401(k) retirement plan sponsored by Bray Trucking, Inc., headquartered in Kentucky. As of the 2022 Form 5500 filing, the plan reports $5M in total end-of-year assets and covers 116 participants across the Transportation & Warehousing industry. The sponsor's EIN on file with the U.S. Department of Labor is 610873965, and the plan has been effective since 1990-03-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $6M at the beginning of 2022 to $5M at year-end — a decline of 18.8%. Net assets (after liabilities) closed the year at $5M, with reported net income of $-1,112,031 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$6M
Total Assets (End of Year)$5M
Net Assets (End of Year)$5M
Net Income$-1,112,031
Plan Type401(k)
Employer EIN610873965
Plan Effective Date1990-03-01
Filing StatusFILING RECEIVED

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Frequently Asked Questions

How much money is in the Bray Trucking, Inc. Retirement Savings Plan?
As of the 2022 Form 5500 filing, Bray Trucking, Inc. Retirement Savings Plan holds $5M in total assets with 116 participants. It is sponsored by Bray Trucking, Inc..
What type of plan is Bray Trucking, Inc. Retirement Savings Plan?
Bray Trucking, Inc. Retirement Savings Plan is a 401(k) plan. It has been effective since 1990-03-01. The plan is filed with the U.S. Department of Labor under EIN 610873965.
Who sponsors the Bray Trucking, Inc. Retirement Savings Plan?
Bray Trucking, Inc. Retirement Savings Plan is sponsored by Bray Trucking, Inc., located in Kentucky. The sponsor's EIN is 610873965 and the plan operates in the Transportation & Warehousing industry.
How did Bray Trucking, Inc. Retirement Savings Plan perform in 2022?
Bray Trucking, Inc. Retirement Savings Plan declined by 18.8% during 2022, moving from $6M to $5M in total assets. Net income was $-1,112,031.
Where can I find official filings for Bray Trucking, Inc. Retirement Savings Plan?
Official Form 5500 filings for Bray Trucking, Inc. Retirement Savings Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 610873965 or plan name at efast.dol.gov.
How does Bray Trucking, Inc. Retirement Savings Plan compare to other plans?
You can compare Bray Trucking, Inc. Retirement Savings Plan against other 401(k) plans on the plan type page, or view plans in Kentucky on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 610873965.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.