Summit Utility 401(k) Plan and Trust
ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.
Sponsored by Summit Utility Services, LLC · Montana · Construction
What the 2023 filing shows
Summit Utility 401(k) Plan and Trust holds $167K for 162 participants — about $1,030 per participant, down 10.4% over the 2022 plan year.
- $167K
- total plan assets (2022 EOY)
- 162
- covered participants
- $1,030
- avg assets per participant
- -10.4%
- assets change YoY
The plan reported a net loss of $19K for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.
What the Filing Says About Summit Utility 401(k) Plan and Trust
Summit Utility 401(k) Plan and Trust is a 401(k) retirement plan sponsored by Summit Utility Services, LLC, headquartered in Montana. As of the 2022 Form 5500 filing, the plan reports $167K in total end-of-year assets and covers 162 participants across the Construction industry. The sponsor's EIN on file with the U.S. Department of Labor is 383844264, and the plan has been effective since 2019-01-01. Its filing status is currently FILING RECEIVED.
Year over year, total assets moved from $186K at the beginning of 2022 to $167K at year-end — a decline of 10.4%. Net assets (after liabilities) closed the year at $167K, with reported net income of $-19,458 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return.
Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.
Financial Summary (2023)
| Total Assets (Beginning of Year) | $186K |
| Total Assets (End of Year) | $167K |
| Net Assets (End of Year) | $167K |
| Net Income | $-19,458 |
| Plan Type | 401(k) |
| Employer EIN | 383844264 |
| Plan Effective Date | 2019-01-01 |
| Filing Status | FILING RECEIVED |
Nearby 401(k) Plans in Montana
Peer 401(k) plans — same state, same plan type — ranked by total assets.
- D.a. Davidson Companies Retirement Savings and Profit Sharing Plan $543M · 1,580
- Glacier Bancorp, Inc. Profit Sharing and 401(k) Plan $485M · 3,264
- Northwestern Energy 401(k) Retirement Savings Plan $463M · 1,529
- First Interstate Bancsystem, Inc. 401(k) Plan $454M · 3,750
- Logan Health Retirement Savings Plan $437M · 4,232
Related Data
Guides
Frequently Asked Questions
How much money is in the Summit Utility 401(k) Plan and Trust? ▼
What type of plan is Summit Utility 401(k) Plan and Trust? ▼
Who sponsors the Summit Utility 401(k) Plan and Trust? ▼
How did Summit Utility 401(k) Plan and Trust perform in 2022? ▼
Where can I find official filings for Summit Utility 401(k) Plan and Trust? ▼
How does Summit Utility 401(k) Plan and Trust compare to other plans? ▼
Explore PlainRetire
Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.
Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 383844264.
Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.
Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.
Read our methodology — how this data is sourced, computed, and verified.