401(k)
2022 plan-year 401(k) DOL Form 5500

First Centennial Mortgage 401(k) Retirement Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by First Centennial Mortgage Corporation · Illinois · Real Estate

What the 2023 filing shows

First Centennial Mortgage 401(k) Retirement Plan holds $17M for 359 participants — about $47,147 per participant, down 9.3% over the 2022 plan year.

$17M
total plan assets (2022 EOY)
359
covered participants
$47,147
avg assets per participant
-9.3%
assets change YoY

The plan reported a net loss of $2M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$17M
Participants
359
State
Industry
Real Estate

What the Filing Says About First Centennial Mortgage 401(k) Retirement Plan

First Centennial Mortgage 401(k) Retirement Plan is a 401(k) retirement plan sponsored by First Centennial Mortgage Corporation, headquartered in Illinois. As of the 2022 Form 5500 filing, the plan reports $17M in total end-of-year assets and covers 359 participants across the Real Estate industry. The sponsor's EIN on file with the U.S. Department of Labor is 364176531, and the plan has been effective since 2013-02-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $19M at the beginning of 2022 to $17M at year-end — a decline of 9.3%. Net assets (after liabilities) closed the year at $17M, with reported net income of $-1,866,679 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$19M
Total Assets (End of Year)$17M
Net Assets (End of Year)$17M
Net Income$-1,866,679
Plan Type401(k)
Employer EIN364176531
Plan Effective Date2013-02-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First Centennial Mortgage Corporation)

Year Plans Participants Total Assets
2022 1 359 $17M
2023 1 268 $10M
2024 1 19 N/A

Nearby 401(k) Plans in Illinois

Peer 401(k) plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the First Centennial Mortgage 401(k) Retirement Plan?
As of the 2022 Form 5500 filing, First Centennial Mortgage 401(k) Retirement Plan holds $17M in total assets with 359 participants. It is sponsored by First Centennial Mortgage Corporation.
What type of plan is First Centennial Mortgage 401(k) Retirement Plan?
First Centennial Mortgage 401(k) Retirement Plan is a 401(k) plan. It has been effective since 2013-02-01. The plan is filed with the U.S. Department of Labor under EIN 364176531.
Who sponsors the First Centennial Mortgage 401(k) Retirement Plan?
First Centennial Mortgage 401(k) Retirement Plan is sponsored by First Centennial Mortgage Corporation, located in Illinois. The sponsor's EIN is 364176531 and the plan operates in the Real Estate industry.
How did First Centennial Mortgage 401(k) Retirement Plan perform in 2022?
First Centennial Mortgage 401(k) Retirement Plan declined by 9.3% during 2022, moving from $19M to $17M in total assets. Net income was $-1,866,679.
Where can I find official filings for First Centennial Mortgage 401(k) Retirement Plan?
Official Form 5500 filings for First Centennial Mortgage 401(k) Retirement Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 364176531 or plan name at efast.dol.gov.
How does First Centennial Mortgage 401(k) Retirement Plan compare to other plans?
You can compare First Centennial Mortgage 401(k) Retirement Plan against other 401(k) plans on the plan type page, or view plans in Illinois on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 364176531.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.