401(k)
2023 plan-year 401(k) DOL Form 5500

Four Rivers Combined 401(k) Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Western Kentucky Regional Mental Health Mental Retardation Advisory · Kentucky · Healthcare & Social Assistance

What the 2023 filing shows

Four Rivers Combined 401(k) Plan holds $4M for 208 participants — about $20,091 per participant, up 17.1% over the 2023 plan year.

$4M
total plan assets (2023 EOY)
208
covered participants
$20,091
avg assets per participant
+17.1%
assets growth YoY
Total Assets (2023)
$4M
Participants
208
State
Industry
Healthcare & Social Assistance

What the Filing Says About Four Rivers Combined 401(k) Plan

Four Rivers Combined 401(k) Plan is a 401(k) retirement plan sponsored by Western Kentucky Regional Mental Health Mental Retardation Advisory, headquartered in Kentucky. As of the 2023 Form 5500 filing, the plan reports $4M in total end-of-year assets and covers 208 participants across the Healthcare & Social Assistance industry. The sponsor's EIN on file with the U.S. Department of Labor is 610659633, and the plan has been effective since 2013-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $4M at the beginning of 2023 to $4M at year-end — a gain of 17.1%. Net assets (after liabilities) closed the year at $4M, with reported net income of $611K driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$4M
Total Assets (End of Year)$4M
Net Assets (End of Year)$4M
Net Income$611K
Plan Type401(k)
Employer EIN610659633
Plan Effective Date2013-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Western Kentucky Regional Mental Health Mental Retardation Advisory)

Year Plans Participants Total Assets
2022 1 250 $4M
2023 1 208 $4M
2024 1 224 N/A

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Frequently Asked Questions

How much money is in the Four Rivers Combined 401(k) Plan?
As of the 2023 Form 5500 filing, Four Rivers Combined 401(k) Plan holds $4M in total assets with 208 participants. It is sponsored by Western Kentucky Regional Mental Health Mental Retardation Advisory.
What type of plan is Four Rivers Combined 401(k) Plan?
Four Rivers Combined 401(k) Plan is a 401(k) plan. It has been effective since 2013-01-01. The plan is filed with the U.S. Department of Labor under EIN 610659633.
Who sponsors the Four Rivers Combined 401(k) Plan?
Four Rivers Combined 401(k) Plan is sponsored by Western Kentucky Regional Mental Health Mental Retardation Advisory, located in Kentucky. The sponsor's EIN is 610659633 and the plan operates in the Healthcare & Social Assistance industry.
How did Four Rivers Combined 401(k) Plan perform in 2023?
Four Rivers Combined 401(k) Plan grew by 17.1% during 2023, moving from $4M to $4M in total assets. Net income was $611K.
Where can I find official filings for Four Rivers Combined 401(k) Plan?
Official Form 5500 filings for Four Rivers Combined 401(k) Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 610659633 or plan name at efast.dol.gov.
How does Four Rivers Combined 401(k) Plan compare to other plans?
You can compare Four Rivers Combined 401(k) Plan against other 401(k) plans on the plan type page, or view plans in Kentucky on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 610659633.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.