Defined Benefit (Pension)
2022 plan-year Defined Benefit (Pension) DOL Form 5500

Cotton Incorporated Pension Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Cotton Incorporated · North Carolina · Other Services

What the 2023 filing shows

Cotton Incorporated Pension Plan holds $31M for 116 participants — about $270,179 per participant, down 21.2% over the 2022 plan year.

$31M
total plan assets (2022 EOY)
116
covered participants
$270,179
avg assets per participant
-21.2%
assets change YoY

The plan reported a net loss of $8M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$31M
Participants
116
Industry
Other Services

What the Filing Says About Cotton Incorporated Pension Plan

Cotton Incorporated Pension Plan is a Defined Benefit (Pension) retirement plan sponsored by Cotton Incorporated, headquartered in North Carolina. As of the 2022 Form 5500 filing, the plan reports $31M in total end-of-year assets and covers 116 participants across the Other Services industry. The sponsor's EIN on file with the U.S. Department of Labor is 620786018, and the plan has been effective since 1971-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $40M at the beginning of 2022 to $31M at year-end — a decline of 21.2%. Net assets (after liabilities) closed the year at $31M, with reported net income of $-8,455,148 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$40M
Total Assets (End of Year)$31M
Net Assets (End of Year)$31M
Net Income$-8,455,148
Plan TypeDefined Benefit (Pension)
Employer EIN620786018
Plan Effective Date1971-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cotton Incorporated)

Year Plans Participants Total Assets
2022 2 242 $61M
2023 2 246 $72M
2024 2 258 $78M

Nearby Defined Benefit (Pension) Plans in North Carolina

Peer Defined Benefit (Pension) plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the Cotton Incorporated Pension Plan?
As of the 2022 Form 5500 filing, Cotton Incorporated Pension Plan holds $31M in total assets with 116 participants. It is sponsored by Cotton Incorporated.
What type of plan is Cotton Incorporated Pension Plan?
Cotton Incorporated Pension Plan is a Defined Benefit (Pension) plan. It has been effective since 1971-01-01. The plan is filed with the U.S. Department of Labor under EIN 620786018.
Who sponsors the Cotton Incorporated Pension Plan?
Cotton Incorporated Pension Plan is sponsored by Cotton Incorporated, located in North Carolina. The sponsor's EIN is 620786018 and the plan operates in the Other Services industry.
How did Cotton Incorporated Pension Plan perform in 2022?
Cotton Incorporated Pension Plan declined by 21.2% during 2022, moving from $40M to $31M in total assets. Net income was $-8,455,148.
Where can I find official filings for Cotton Incorporated Pension Plan?
Official Form 5500 filings for Cotton Incorporated Pension Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 620786018 or plan name at efast.dol.gov.
How does Cotton Incorporated Pension Plan compare to other plans?
You can compare Cotton Incorporated Pension Plan against other Defined Benefit (Pension) plans on the plan type page, or view plans in North Carolina on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 620786018.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.