401(k) · DOL Form 5500 · 2022

Cape Ann Savings Bank 401(k) Plan

Data updated 2026-08-25

$9M
Total assets Small plan by assets
79
Participants Small participant base
62nd
Percentile by assets National rank
$112,280
Avg per participant Below avg balance/head
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Official DOL plan name: Sbera 401(k) Plan as Adopted by Cape Ann Savings · Sponsored by Cape Ann Savings Bank · Massachusetts · Finance & Insurance

$9M in assets, 79 participants

Cape Ann Savings Bank's Sbera 401(k) Plan as Adopted by Cape Ann Savings reported $9M in total assets and 79 participants in its 2022 DOL Form 5500 filing, ranking in the 62nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,247 in Finance & Insurance (9,261 peers)

Cape Ann Savings Bank multi-year trail

Cape Ann Savings Bank's plans moved +35.0% in assets from 2022 to 2024; this filing shows Sbera 401(k) Plan as Adopted by Cape Ann Savings at $9M / 79 participants.

#4,247
in Finance & Insurance (9,261 peers)
-18.1%
assets change YoY

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Sbera 401(k) Plan as Adopted by Cape Ann Savings's mid-pack asset rank among Finance & Insurance and all filers

Sbera 401(k) Plan as Adopted by Cape Ann Savings vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$8,870,108 Top 38% higher than 62% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Sbera 401(k) Plan as Adopted by Cape Ann Savings among smaller filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera 401(k) Plan as Adopted by Cape Ann Savings is a small filing (79 participants) on this national headcount ladder.

EBSA filing schedule strip

Filing strip 041148820 · Cape Ann Savings Bank PY 2022 · 401(k)

Sbera 401(k) Plan as Adopted by Cape Ann Savings · $9M · 79 · 62nd

  • BOOK $9M
  • VS-ST 79
  • BOY 62nd
  • SCH 401(k)
  • EBSA near Vera French Community Mental Health Center 401(k) Plan
  • PART ind #4247

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera 401(k) Plan as Adopted by Cape Ann Savings in the asset neighbourhood

Sbera 401(k) Plan as Adopted by Cape Ann SavingsSbera 401(k) Plan as Adopted…$9MVera French Community Mental Health Center 401(k) PlanVera French Community Mental…$9MMeriwether-Godsey, Inc. Profit Sharing and 401(k) PlanMeriwether-Godsey, Inc. Prof…$9MWorldwide Electric Corporation Retirement PlanWorldwide Electric Corporati…$9MKent Companies 401(k) Plan$9M
End-of-year total assets ($M) among Sbera 401(k) Plan as Adopted by Cape Ann Savings and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Cape Ann Savings Bank multi-year asset trail

Sponsor-wide plan assets over time

All Cape Ann Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$28M 34.98199337595391% vs 2022
2024 filing year
$20M$25M$30M 202220232024 $20.7M $28M ▲ +35.0%
Year Plans Participants Total Assets
2022 2 148 $21M
2023 2 154 $26M
2024 2 153 $28M

Cape Ann Savings Bank filing trail (2022)

Total Assets (Beginning of Year)$11M
Net Assets (End of Year)$9M
Net Income-$2M
Employer EIN041148820
Plan Effective Date1997-07-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Sbera 401(k) Plan as Adopted by Cape Ann Savings vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Sbera 401(k) Plan as Adopted by Cape Ann Savings, Total assets ($B): 0.008870108 · Participants: 79Sbera 401(k) Plan as Adopted by Cape Ann SavingsFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Sbera 401(k) Plan as Adopted by Cape Ann Savings vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Sbera 401(k) Plan as Adopted by Cape Ann Savings side-by-side with 3 peers →

Sbera 401(k) Plan as Adopted by Cape Ann Savings's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Vera French Community Mental Health Center 401(k) Plan in IA ($9M); by covered participants it is Urbieta 401(k) Plan in FL (79 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (79 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera 401(k) Plan as Adopted by Cape Ann Savings assets move in 2022? ▼
Sbera 401(k) Plan as Adopted by Cape Ann Savings declined sharply - down 18.1% during 2022, from $11M to $9M. Reported net income was -$2M.
How have Cape Ann Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cape Ann Savings Bank's sponsor-wide assets grew 35.0%, from $21M to $28M.
Which 401(k) plans are similar in size to Sbera 401(k) Plan as Adopted by Cape Ann Savings? ▼
Among 401(k) plans in other states, the closest by assets is Vera French Community Mental Health Center 401(k) Plan in IA ($9M, 134 participants).
Which 401(k) plans cover a similar participant headcount to Sbera 401(k) Plan as Adopted by Cape Ann Savings? ▼
Among 401(k) plans in other states, the closest by covered participants is Urbieta 401(k) Plan in FL (79 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041148820.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.