401(k) · DOL Form 5500 · 2022

Pathfinder Bank 401(k) Plan

Data updated 2026-08-25

$18M
Total assets Small plan by assets
167
Participants Small participant base
76th
Percentile by assets National rank
$109,990
Avg per participant Below avg balance/head
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Official DOL plan name: Pathfinder Bank 401(k) Savings Plan · Sponsored by Pathfinder Bank · New York · Finance & Insurance

$18M in assets, 167 participants

Pathfinder Bank's Pathfinder Bank 401(k) Savings Plan reported $18M in total assets and 167 participants in its 2022 DOL Form 5500 filing, ranking in the 76th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,752 in Finance & Insurance (9,261 peers)

Coverage in New York

Pathfinder Bank 401(k) Savings Plan covers 167 participants in New York, about 21% of the average New York filer (state average ~798 per filing). Assets: $18M.

#5,752
in Finance & Insurance (9,261 peers)
-10.9%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Pathfinder Bank 401(k) Savings Plan's outsized position by total assets

Pathfinder Bank 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$18,368,377 Top 24% higher than 76% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Pathfinder Bank 401(k) Savings Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Pathfinder Bank 401(k) Savings Plan sits mid-pack in the medium band (167 participants).

Published 5500 schedule card

Filing strip 150408130 · Pathfinder Bank PY 2022 · 401(k)

Pathfinder Bank 401(k) Savings Plan · $18M · 167 · 76th

  • BOY $18M
  • BOY 167
  • BOY 76th
  • BOY 401(k)
  • BOY near Master Meter, Inc. 401(k) Savings & Investment Plan
  • BOY ind #5752

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Pathfinder Bank 401(k) Savings Plan in the asset neighbourhood

Pathfinder Bank 401(k) Savings PlanPathfinder Bank 401(k) Savin…$18MMaster Meter, Inc. 401(k) Savings & Investment PlanMaster Meter, Inc. 401(k) Sa…$18MKinetics Noise Control Employee Investment Plan and TrustKinetics Noise Control Emplo…$18MDecorators Union Local 17u Supplemental Pension PlanDecorators Union Local 17u S…$18MCalifornia Association of Winegrape Growers Retirement Plan and TrustCalifornia Association of Wi…$18M
End-of-year total assets ($M) among Pathfinder Bank 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

New York filing particulars

Total Assets (Beginning of Year)$21M
Net Assets (End of Year)$18M
Net Income-$2M
Employer EIN150408130
Plan Effective Date1989-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Pathfinder Bank)

Sponsor-wide plan assets over time

All Pathfinder Bank plans reported in each filing year

Latest sponsor-wide plan assets
$45M 8.41449980074544% vs 2022
2024 filing year
$40M$42M$44M$46M 202220232024 $41.8M $45.3M ▲ +8.4%
Year Plans Participants Total Assets
2022 3 331 $42M
2023 3 363 $44M
2024 3 436 $45M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Pathfinder Bank 401(k) Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Pathfinder Bank 401(k) Savings Plan, Total assets ($B): 0.018368377 · Participants: 167Pathfinder Bank 401(k) Savings PlanIBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k) Plan, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings PlanDeloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 401(k) Plan
Pathfinder Bank 401(k) Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Pathfinder Bank 401(k) Savings Plan side-by-side with 3 peers →

Pathfinder Bank 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Master Meter, Inc. 401(k) Savings & Investment Plan in TX ($18M); by covered participants it is 1st Constitution Bank 401(k) Retirement Savings Plan in NJ (167 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (167 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Pathfinder Bank 401(k) Savings Plan assets move in 2022? ▼
Pathfinder Bank 401(k) Savings Plan pulled back noticeably - down 10.9% during 2022, from $21M to $18M. Reported net income was -$2M.
How have Pathfinder Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Pathfinder Bank's sponsor-wide assets grew 8.4%, from $42M to $45M.
Where does Pathfinder Bank 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Pathfinder Bank 401(k) Savings Plan ranks in the 76th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Pathfinder Bank 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Master Meter, Inc. 401(k) Savings & Investment Plan in TX ($18M, 129 participants).
Which 401(k) plans cover a similar participant headcount to Pathfinder Bank 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is 1st Constitution Bank 401(k) Retirement Savings Plan in NJ (167 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 150408130.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.