Defined Benefit (Pension)
2022 plan-year Defined Benefit (Pension) DOL Form 5500

Mid-Rivers Telephone Cooperative Employees' Pension Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Mid-Rivers Telephone Cooperative, Inc. · Montana · Utilities

What the 2023 filing shows

Mid-Rivers Telephone Cooperative Employees' Pension Plan holds $2 for 53 participants — about $0 per participant, down 100.0% over the 2022 plan year.

$2
total plan assets (2022 EOY)
53
covered participants
$0
avg assets per participant
-100.0%
assets change YoY

The plan reported a net loss of $17M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$2
Participants
53
State
Industry
Utilities

What the Filing Says About Mid-Rivers Telephone Cooperative Employees' Pension Plan

Mid-Rivers Telephone Cooperative Employees' Pension Plan is a Defined Benefit (Pension) retirement plan sponsored by Mid-Rivers Telephone Cooperative, Inc., headquartered in Montana. As of the 2022 Form 5500 filing, the plan reports $2 in total end-of-year assets and covers 53 participants across the Utilities industry. The sponsor's EIN on file with the U.S. Department of Labor is 810239277, and the plan has been effective since 1982-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $17M at the beginning of 2022 to $2 at year-end — a decline of 100.0%. Net assets (after liabilities) closed the year at $2, with reported net income of $-16,566,024 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$17M
Total Assets (End of Year)$2
Net Assets (End of Year)$2
Net Income$-16,566,024
Plan TypeDefined Benefit (Pension)
Employer EIN810239277
Plan Effective Date1982-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Mid-Rivers Telephone Cooperative, Inc.)

Year Plans Participants Total Assets
2022 2 177 $30M
2023 1 109 $35M
2024 1 103 $40M

Nearby Defined Benefit (Pension) Plans in Montana

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Frequently Asked Questions

How much money is in the Mid-Rivers Telephone Cooperative Employees' Pension Plan?
As of the 2022 Form 5500 filing, Mid-Rivers Telephone Cooperative Employees' Pension Plan holds $2 in total assets with 53 participants. It is sponsored by Mid-Rivers Telephone Cooperative, Inc..
What type of plan is Mid-Rivers Telephone Cooperative Employees' Pension Plan?
Mid-Rivers Telephone Cooperative Employees' Pension Plan is a Defined Benefit (Pension) plan. It has been effective since 1982-01-01. The plan is filed with the U.S. Department of Labor under EIN 810239277.
Who sponsors the Mid-Rivers Telephone Cooperative Employees' Pension Plan?
Mid-Rivers Telephone Cooperative Employees' Pension Plan is sponsored by Mid-Rivers Telephone Cooperative, Inc., located in Montana. The sponsor's EIN is 810239277 and the plan operates in the Utilities industry.
How did Mid-Rivers Telephone Cooperative Employees' Pension Plan perform in 2022?
Mid-Rivers Telephone Cooperative Employees' Pension Plan declined by 100.0% during 2022, moving from $17M to $2 in total assets. Net income was $-16,566,024.
Where can I find official filings for Mid-Rivers Telephone Cooperative Employees' Pension Plan?
Official Form 5500 filings for Mid-Rivers Telephone Cooperative Employees' Pension Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 810239277 or plan name at efast.dol.gov.
How does Mid-Rivers Telephone Cooperative Employees' Pension Plan compare to other plans?
You can compare Mid-Rivers Telephone Cooperative Employees' Pension Plan against other Defined Benefit (Pension) plans on the plan type page, or view plans in Montana on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 810239277.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.