401(k) · DOL Form 5500 · 2022

Financial Institutions, Inc. 401(k) Plan

Data updated 2026-08-25

$57M
Total assets Below avg plan size
602
Participants Below avg headcount
89th
Percentile by assets National rank
$93,940
Avg per participant Below avg balance/head
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Official DOL plan name: Financial Institutions, Inc. 401(k) Plan · Sponsored by Financial Institutions, Inc. · New York · Finance & Insurance

$57M in assets, 602 participants

Financial Institutions, Inc.'s Financial Institutions, Inc. 401(k) Plan reported $57M in total assets and 602 participants in its 2022 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,622 in Finance & Insurance (9,261 peers)

Where Financial Institutions, Inc. 401(k) Plan sits by assets

Financial Institutions, Inc. 401(k) Plan sits in the top quartile of all filed plans by assets, $57M for 602 participants (~$93,940/participant), down 16.1% in 2022.

#7,622
in Finance & Insurance (9,261 peers)
-16.1%
assets change YoY
0.6×
vs typical plan assets (national mean)

The plan reported a net loss of $11M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Financial Institutions, Inc. 401(k) Plan's outsized position by total assets

Financial Institutions, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$56,552,136 Top 11% higher than 89% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Financial Institutions, Inc. 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Financial Institutions, Inc. 401(k) Plan sits mid-pack in the medium band (602 participants).

EBSA filing schedule strip

Filing strip 160816610 · Financial Institutions, Inc. PY 2022 · 401(k)

Financial Institutions, Inc. 401(k) Plan · $57M · 602 · 89th

  • PART $57M
  • TYPE 602
  • NET 89th
  • BOOK 401(k)
  • VS-ST near Tristar Risk Management, Inc. 401(k) Plan
  • BOY ind #7622

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Financial Institutions, Inc. 401(k) Plan in the asset neighbourhood

Financial Institutions, Inc. 401(k) PlanFinancial Institutions, Inc.…$57MTristar Risk Management, Inc. 401(k) PlanTristar Risk Management, Inc…$57MSlumberland, Inc. Salary Savings PlanSlumberland, Inc. Salary Sav…$57MSpilman Thomas & Battle 401(k) PlanSpilman Thomas & Battle 401(…$57MOra Orthopedics, P.C. 401(k) Savings PlanOra Orthopedics, P.C. 401(k)…$57M
End-of-year total assets ($M) among Financial Institutions, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$67M
Net Assets (End of Year)$57M
Net Income-$11M
Employer EIN160816610
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Financial Institutions, Inc.)

Sponsor-wide plan assets over time

All Financial Institutions, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$139M 12.816650857720715% vs 2022
2024 filing year
$120M$125M$130M$135M$140M$145M 202220232024 $123M $139M ▲ +12.8%
Year Plans Participants Total Assets
2022 2 1,279 $123M
2023 2 1,309 $135M
2024 2 1,211 $139M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Financial Institutions, Inc. 401(k) Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Financial Institutions, Inc. 401(k) Plan, Total assets ($B): 0.056552136 · Participants: 602Financial Institutions, Inc. 401(k) PlanIBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k) Plan, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings PlanDeloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 401(k) Plan
Financial Institutions, Inc. 401(k) Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Financial Institutions, Inc. 401(k) Plan side-by-side with 3 peers →

Financial Institutions, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Tristar Risk Management, Inc. 401(k) Plan in CA ($57M); by covered participants it is The Washington Trust Company 401(k) Plan in RI (602 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($57M here).

Similar participant headcount

Nearest other-state filings by covered participants (602 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Financial Institutions, Inc. 401(k) Plan assets move in 2022? ▼
Financial Institutions, Inc. 401(k) Plan declined sharply - down 16.1% during 2022, from $67M to $57M. Reported net income was -$11M.
How have Financial Institutions, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Financial Institutions, Inc.'s sponsor-wide assets grew 12.8%, from $123M to $139M.
Where does Financial Institutions, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
Financial Institutions, Inc. 401(k) Plan ranks in the 89th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Financial Institutions, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Tristar Risk Management, Inc. 401(k) Plan in CA ($57M, 712 participants).
Which 401(k) plans cover a similar participant headcount to Financial Institutions, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is The Washington Trust Company 401(k) Plan in RI (602 participants, $107M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 160816610.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.