Other · DOL Form 5500 · 2022

Operating Engineers Local 428 Annuity Trust Fund Retirement Plan

Data updated 2026-08-25

$256M
Total assets Near avg plan size
7,538
Participants Very large workforce
96th
Percentile by assets National rank
$34,008
Avg per participant Low balance/head
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Official DOL plan name: Operating Engineers Local 428 Annuity Trust Fund · Sponsored by Operating Engineers Local 428 Annuity Trust Fund · Arizona · Construction

$256M in assets, 7,538 participants

Operating Engineers Local 428 Annuity Trust Fund's Operating Engineers Local 428 Annuity Trust Fund reported $256M in total assets and 7,538 participants in its 2022 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #9,515 in Construction (9,927 peers)

Coverage in Arizona

Operating Engineers Local 428 Annuity Trust Fund covers 7,538 participants in Arizona, 13x the typical Arizona plan (state average ~564 per filing). Assets: $256M.

#9,515
in Construction (9,927 peers)
-16.0%
assets change YoY
2.6×
vs typical plan assets (national mean)

The plan reported a net loss of $49M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Operating Engineers Local 428 Annuity Trust Fund's outsized position by total assets

Operating Engineers Local 428 Annuity Trust Fund vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$256,355,567 Top 4% higher than 96% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Operating Engineers Local 428 Annuity Trust Fund's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Operating Engineers Local 428 Annuity Trust Fund lands in the large band (7,538 participants).

Plan-year Form 5500 strip

Filing strip 866025732 · Operating Engineers Local 428 Annuity Trust Fund PY 2022 · Other

Operating Engineers Local 428 Annuity Trust Fund · $256M · 7,538 · 96th

  • VS-ST $256M
  • BOY 7,538
  • SCH 96th
  • EBSA Other
  • PART near Swedish Health Services 403(b) Retirement Plan
  • TYPE ind #9515

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Construction retirement plans → · Plans in Arizona →

Operating Engineers Local 428 Annuity Trust Fund in the asset neighbourhood

Western University of Health Sciences 403(b) PlanWestern University of Health…$258MOperating Engineers Local 428 Annuity Trust FundOperating Engineers Local 42…$256MSwedish Health Services 403(b) Retirement PlanSwedish Health Services 403(…$256MOccidental College 403(b) Retirement PlanOccidental College 403(b) Re…$256MChamplain Valley Physicians Hospital 403(b) Retirement Savings PlanChamplain Valley Physicians …$254M
End-of-year total assets ($M) among Operating Engineers Local 428 Annuity Trust Fund and nearest nationwide Other peers. Source: DOL Form 5500 plan year 2022.

Arizona filing particulars

Total Assets (Beginning of Year)$305M
Net Assets (End of Year)$256M
Net Income-$49M
Employer EIN866025732
Plan Effective Date1985-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Operating Engineers Local 428 Annuity Trust Fund)

Sponsor-wide plan assets over time

All Operating Engineers Local 428 Annuity Trust Fund plans reported in each filing year

Latest sponsor-wide plan assets
$330M 18.814453066478595% vs 2022
2024 filing year
$260M$280M$300M$320M$340M 202220232024 $278M $330M ▲ +18.8%
Year Plans Participants Total Assets
2022 2 7,554 $278M
2023 2 7,682 $311M
2024 2 7,789 $330M

Nearby Other Plans in Arizona

Peer Other plans, same state, same plan type, ranked by total assets.

Operating Engineers Local 428 Annuity Trust Fund vs. nearby Other plans in Arizona, assets vs. participants Scatter plot of 6 data points. 050001000015000 02004006008001000 Total assets ($M) Participants Operating Engineers Local 428 Annuity Trust Fund, Total assets ($M): 256.355567 · Participants: 7538Operating Engineers Local 428 Annuity Trust FundHonorhealth 403(b) Retirement Security Plan, Total assets ($M): 872.849758 · Participants: 12089Honorhealth 403(b) Retirement Security PlanBanner Health Employees 403(b) Plan, Total assets ($M): 145.966125 · Participants: 10133Banner Health Employees 403(b) PlanEl Rio Santa Cruz Neighborhood Health Center, Inc. Retirement Plan, Total assets ($M): 120.093399 · Participants: 1633El Rio Santa Cruz Neighborhood Health Center, Inc. Retirement PlanKingman Regional Medical Center Employee Retirement Plan, Total assets ($M): 91.232835 · Participants: 1954Kingman Regional Medical Center Employee Retirement PlanArizona State Carpenter's Annuity Trust Fund, Total assets ($M): 86.810261 · Participants: 4161Arizona State Carpenter's Annuity Trust Fund
Operating Engineers Local 428 Annuity Trust Fund vs. nearby Other plans in Arizona, assets vs. participants

Scale composition for Operating Engineers Local 428 Annuity Trust Fund

Operating Engineers Local 428 Annuity Trust Fund reports $256M in end-of-year assets across 7,538 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.008% of 93,925,755 covered participants) - about $34,008 per participant (25% of the national average assets-per-participant) . Net income for plan year 2022 was -$49M.

This plan identity (EIN 866025732, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $256M to $313M (+22.3%) while covered participants moved from 7,538 to 7,789 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 7,538 $256M This page
2023 7,670 $291M Open filing
2024 · index core 7,789 $313M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Operating Engineers Local 428 Annuity Trust Fund's out-of-state Other peers by assets and headcount

Outside Arizona, the nearest Other by assets is Swedish Health Services 403(b) Retirement Plan in WA ($256M); by covered participants it is Lahey Clinic 403(b) Retirement Savings Plan in MA (7,535 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (7,538 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Operating Engineers Local 428 Annuity Trust Fund assets move in 2022?
Operating Engineers Local 428 Annuity Trust Fund declined sharply - down 16.0% during 2022, from $305M to $256M. Reported net income was -$49M.
How have Operating Engineers Local 428 Annuity Trust Fund plan assets changed over time?
Across 3 plan years on file (2022-2024), Operating Engineers Local 428 Annuity Trust Fund's sponsor-wide assets grew 18.8%, from $278M to $330M.
Where does Operating Engineers Local 428 Annuity Trust Fund rank by assets among Form 5500 filers?
Operating Engineers Local 428 Annuity Trust Fund ranks in the 96th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which Other plans are similar in size to Operating Engineers Local 428 Annuity Trust Fund?
Among Other plans in other states, the closest by assets is Swedish Health Services 403(b) Retirement Plan in WA ($256M, 1,489 participants).
Which Other plans cover a similar participant headcount to Operating Engineers Local 428 Annuity Trust Fund?
Among Other plans in other states, the closest by covered participants is Lahey Clinic 403(b) Retirement Savings Plan in MA (7,535 participants, $1.1B in assets).