401(k) · DOL Form 5500 · 2022

Central Bancshares, Inc. 401(k) Plan

Data updated 2026-08-25

$80M
Total assets Below avg plan size
504
Participants Below avg headcount
91st
Percentile by assets National rank
$159,250
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Central Retirement Savings Plan & Trust Agreement · Sponsored by Central Bancshares, Inc. · Kentucky · Finance & Insurance

$80M in assets, 504 participants

Central Bancshares, Inc.'s Central Retirement Savings Plan & Trust Agreement reported $80M in total assets and 504 participants in its 2022 DOL Form 5500 filing, ranking in the 91st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,997 in Finance & Insurance (9,261 peers)

Where Central Retirement Savings Plan & Trust Agreement sits by assets

Central Retirement Savings Plan & Trust Agreement sits in the top 10% of all filed plans by assets, $80M for 504 participants (~$159,250/participant), down 23.1% in 2022.

#7,997
in Finance & Insurance (9,261 peers)
-23.1%
assets change YoY
0.8×
vs typical plan assets (national mean)

The plan reported a net loss of $24M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Central Retirement Savings Plan & Trust Agreement's outsized position by total assets

Central Retirement Savings Plan & Trust Agreement vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$80,262,219 Top 9% higher than 91% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Central Retirement Savings Plan & Trust Agreement among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Central Retirement Savings Plan & Trust Agreement sits mid-pack in the medium band (504 participants).

DOL schedule card

Filing strip 611247980 · Central Bancshares, Inc. PY 2022 · 401(k)

Central Retirement Savings Plan & Trust Agreement · $80M · 504 · 91st

  • NET $80M
  • NET 504
  • NET 91st
  • NET 401(k)
  • NET near Retirement Plan for Employees of Saint Michael's College
  • NET ind #7997

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kentucky →

Central Retirement Savings Plan & Trust Agreement in the asset neighbourhood

Calspan Corporation 401(k) PlanCalspan Corporation 401(k) P…$80MCentral Retirement Savings Plan & Trust AgreementCentral Retirement Savings P…$80MRetirement Plan for Employees of Saint Michael's CollegeRetirement Plan for Employee…$80MXator 401(k) Retirement Plan$80MEisenhower Medical Associates 401(k) Profit Sharing PlanEisenhower Medical Associate…$80M
End-of-year total assets ($M) among Central Retirement Savings Plan & Trust Agreement and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$104M
Net Assets (End of Year)$80M
Net Income-$24M
Employer EIN611247980
Plan Effective Date1994-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Central Bancshares, Inc.)

Sponsor-wide plan assets over time

All Central Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$155M 33.30954987657159% vs 2022
2024 filing year
$100M$120M$140M$160M 202220232024 $116M $155M ▲ +33.3%
Year Plans Participants Total Assets
2022 2 951 $116M
2023 2 921 $136M
2024 2 953 $155M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Central Retirement Savings Plan & Trust Agreement vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -202468 Total assets ($B) Participants Central Retirement Savings Plan & Trust Agreement, Total assets ($B): 0.080262219 · Participants: 504Central Retirement Savings Plan & Trust AgreementHumana Retirement Savings Plan, Total assets ($B): 6.44425797 · Participants: 44930Humana Retirement Savings PlanCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 6.066519058 · Participants: 85671Commonspirit Health 401(k) Retirement Savings PlanUPS/Ipa 401 (K) Savings Plan, Total assets ($B): 1.16367227 · Participants: 2992UPS/Ipa 401 (K) Savings PlanLexmark Savings Plan, Total assets ($B): 1.059618486 · Participants: 1811Lexmark Savings PlanKindred 401 (K) Plan, Total assets ($B): 0.969290029 · Participants: 22132Kindred 401 (K) Plan
Central Retirement Savings Plan & Trust Agreement vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare Central Retirement Savings Plan & Trust Agreement side-by-side with 3 peers →

Central Retirement Savings Plan & Trust Agreement's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Retirement Plan for Employees of Saint Michael's College in VT ($80M); by covered participants it is Hitchiner Manufacturing Co., Inc. 401(k) Retirement Savings Plan in NH (504 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (504 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Central Retirement Savings Plan & Trust Agreement assets move in 2022? ▼
Central Retirement Savings Plan & Trust Agreement declined sharply - down 23.1% during 2022, from $104M to $80M. Reported net income was -$24M.
How have Central Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Central Bancshares, Inc.'s sponsor-wide assets grew 33.3%, from $116M to $155M.
Where does Central Retirement Savings Plan & Trust Agreement rank by assets among Form 5500 filers? ▼
Central Retirement Savings Plan & Trust Agreement ranks in the 91st percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Central Retirement Savings Plan & Trust Agreement? ▼
Among 401(k) plans in other states, the closest by assets is Retirement Plan for Employees of Saint Michael's College in VT ($80M, 917 participants).
Which 401(k) plans cover a similar participant headcount to Central Retirement Savings Plan & Trust Agreement? ▼
Among 401(k) plans in other states, the closest by covered participants is Hitchiner Manufacturing Co., Inc. 401(k) Retirement Savings Plan in NH (504 participants, $47M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 611247980.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.