401(k) · DOL Form 5500 · 2022

Northern Bank & Trust Company 401(k) Plan

Data updated 2026-08-25

$20M
Total assets Small plan by assets
212
Participants Below avg headcount
77th
Percentile by assets National rank
$92,288
Avg per participant Below avg balance/head
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Official DOL plan name: Northern Bank and Trust Company 401(k) Plan · Sponsored by Northern Bank & Trust Company · Massachusetts · Finance & Insurance

$20M in assets, 212 participants

Northern Bank & Trust Company's Northern Bank and Trust Company 401(k) Plan reported $20M in total assets and 212 participants in its 2022 DOL Form 5500 filing, ranking in the 77th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,872 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

Northern Bank and Trust Company 401(k) Plan covers 212 participants in Massachusetts, about 32% of the average Massachusetts filer (state average ~659 per filing). Assets: $20M.

#5,872
in Finance & Insurance (9,261 peers)
-9.8%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Northern Bank and Trust Company 401(k) Plan's outsized position by total assets

Northern Bank and Trust Company 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$19,565,124 Top 23% higher than 77% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Northern Bank and Trust Company 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Northern Bank and Trust Company 401(k) Plan sits mid-pack in the medium band (212 participants).

EBSA filing schedule strip

Filing strip 042265819 · Northern Bank & Trust Company PY 2022 · 401(k)

Northern Bank and Trust Company 401(k) Plan · $20M · 212 · 77th

  • PHOTO $20M
  • IND 212
  • EOY 77th
  • 5500 401(k)
  • ASSETS near Ortec, Inc. Employees Retirement Savings and Profit Sharing Plan
  • PCT ind #5872

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Northern Bank and Trust Company 401(k) Plan in the asset neighbourhood

Northern Bank and Trust Company 401(k) PlanNorthern Bank and Trust Comp…$20MOrtec, Inc. Employees Retirement Savings and Profit Sharing PlanOrtec, Inc. Employees Retire…$20MCopper State Bolt & Nut Co., Inc. 401(k) PlanCopper State Bolt & Nut Co.,…$20MRecorded Books, Inc. 401(k) Savings PlanRecorded Books, Inc. 401(k) …$20MSvp Sewing Brands, LLC 401(k) PlanSvp Sewing Brands, LLC 401(k…$20M
End-of-year total assets ($M) among Northern Bank and Trust Company 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$22M
Net Assets (End of Year)$20M
Net Income-$2M
Employer EIN042265819
Plan Effective Date1977-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Northern Bank & Trust Company)

Sponsor-wide plan assets over time

All Northern Bank & Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$28M 42.45990467527832% vs 2022
2024 filing year
$15M$20M$25M$30M 202220232024 $19.6M $27.9M ▲ +42.4%
Year Plans Participants Total Assets
2022 1 212 $20M
2023 1 224 $23M
2024 1 247 $28M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Northern Bank and Trust Company 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Northern Bank and Trust Company 401(k) Plan, Total assets ($B): 0.019565124 · Participants: 212Northern Bank and Trust Company 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Northern Bank and Trust Company 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Northern Bank and Trust Company 401(k) Plan side-by-side with 3 peers →

Northern Bank and Trust Company 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Ortec, Inc. Employees Retirement Savings and Profit Sharing Plan in SC ($20M); by covered participants it is Stumptown Coffee 401(k) Plan in OR (212 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (212 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Northern Bank and Trust Company 401(k) Plan assets move in 2022? ▼
Northern Bank and Trust Company 401(k) Plan pulled back noticeably - down 9.8% during 2022, from $22M to $20M. Reported net income was -$2M.
How have Northern Bank & Trust Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Northern Bank & Trust Company's sponsor-wide assets grew 42.5%, from $20M to $28M.
Where does Northern Bank and Trust Company 401(k) Plan rank by assets among Form 5500 filers? ▼
Northern Bank and Trust Company 401(k) Plan ranks in the 77th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Northern Bank and Trust Company 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Ortec, Inc. Employees Retirement Savings and Profit Sharing Plan in SC ($20M, 275 participants).
Which 401(k) plans cover a similar participant headcount to Northern Bank and Trust Company 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Stumptown Coffee 401(k) Plan in OR (212 participants, $5M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 042265819.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.