ESOP · DOL Form 5500 · 2022

Central Bancshares, Inc. ESOP

Data updated 2026-08-25

$36M
Total assets Below avg plan size
447
Participants Below avg headcount
85th
Percentile by assets National rank
$80,723
Avg per participant Below avg balance/head
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Official DOL plan name: Central Employees Stock Ownership Plan and Trust · Sponsored by Central Bancshares, Inc. · Kentucky · Finance & Insurance

$36M in assets, 447 participants

Central Bancshares, Inc.'s Central Employees Stock Ownership Plan and Trust reported $36M in total assets and 447 participants in its 2022 DOL Form 5500 filing, ranking in the 85th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,011 in Finance & Insurance (9,261 peers)

Where Central Employees Stock Ownership Plan and Trust sits by assets

Central Employees Stock Ownership Plan and Trust sits in the top quartile of all filed plans by assets, $36M for 447 participants (~$80,723/participant), up 0.8% in 2022.

#7,011
in Finance & Insurance (9,261 peers)
+0.8%
assets growth YoY
0.4×
vs typical plan assets (national mean)

Central Employees Stock Ownership Plan and Trust's outsized position by total assets

Central Employees Stock Ownership Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$36,083,358 Top 15% higher than 85% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Central Employees Stock Ownership Plan and Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Central Employees Stock Ownership Plan and Trust sits mid-pack in the medium band (447 participants).

EBSA filing schedule strip

Filing strip 611247980 · Central Bancshares, Inc. PY 2022 · ESOP

Central Employees Stock Ownership Plan and Trust · $36M · 447 · 85th

  • BOY $36M
  • SCH 447
  • EBSA 85th
  • PART ESOP
  • TYPE near Triad Manufacturing, Inc. Employee Stock Ownership Plan
  • NET ind #7011

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Kentucky →

Central Employees Stock Ownership Plan and Trust in the asset neighbourhood

Barker-Phillips-Jackson, Inc. Employee Stock Ownership PlanBarker-Phillips-Jackson, Inc…$36MFolience, Inc. Employee Stock Ownership PlanFolience, Inc. Employee Stoc…$36MTriad Manufacturing, Inc. Employee Stock Ownership PlanTriad Manufacturing, Inc. Em…$36MCentral Employees Stock Ownership Plan and TrustCentral Employees Stock Owne…$36MQps Employee Stock Ownership PlanQps Employee Stock Ownership…$36M
End-of-year total assets ($M) among Central Employees Stock Ownership Plan and Trust and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$36M
Net Assets (End of Year)$36M
Net Income$283K
Employer EIN611247980
Plan Effective Date1977-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Central Bancshares, Inc.)

Sponsor-wide plan assets over time

All Central Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$155M 33.30954987657159% vs 2022
2024 filing year
$100M$120M$140M$160M 202220232024 $116M $155M ▲ +33.3%
Year Plans Participants Total Assets
2022 2 951 $116M
2023 2 921 $136M
2024 2 953 $155M

Nearby ESOP Plans in Kentucky

Peer ESOP plans, same state, same plan type, ranked by total assets.

Central Employees Stock Ownership Plan and Trust vs. nearby ESOP plans in Kentucky, assets vs. participants Scatter plot of 6 data points. 02000400060008000 -0.500.511.522.5 Total assets ($B) Participants Central Employees Stock Ownership Plan and Trust, Total assets ($B): 0.036083358 · Participants: 447Central Employees Stock Ownership Plan and TrustHouchens Industries, Inc. Employee Stock Ownership Plan, Total assets ($B): 2.064849894 · Participants: 6338Houchens Industries, Inc. Employee Stock Ownership PlanStock Yards Bank & Trust Company 401(k) Employee, Total assets ($B): 0.13966969 · Participants: 682Stock Yards Bank & Trust Company 401(k) EmployeeGray, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.113190046 · Participants: 1269Gray, Inc. Employee Stock Ownership PlanInterstate Personnel Services, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.108901392 · Participants: 831Interstate Personnel Services, Inc. Employee Stock Ownership PlanH & R Agri-Power Employee Stock Ownership Plan, Total assets ($B): 0.082494483 · Participants: 444H & R Agri-Power Employee Stock Ownership Plan
Central Employees Stock Ownership Plan and Trust vs. nearby ESOP plans in Kentucky, assets vs. participants

Central Employees Stock Ownership Plan and Trust's out-of-state ESOP peers by assets and headcount

Outside Kentucky, the nearest ESOP by assets is Triad Manufacturing, Inc. Employee Stock Ownership Plan in MO ($36M); by covered participants it is Kkw Holdings, Inc. Employee Stock Ownership Plan in CA (448 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (447 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Central Employees Stock Ownership Plan and Trust assets move in 2022?
Central Employees Stock Ownership Plan and Trust held essentially flat - up 0.8% during 2022, from $36M to $36M. Reported net income was $283K.
How have Central Bancshares, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Central Bancshares, Inc.'s sponsor-wide assets grew 33.3%, from $116M to $155M.
Where does Central Employees Stock Ownership Plan and Trust rank by assets among Form 5500 filers?
Central Employees Stock Ownership Plan and Trust ranks in the 85th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Central Employees Stock Ownership Plan and Trust?
Among ESOP plans in other states, the closest by assets is Triad Manufacturing, Inc. Employee Stock Ownership Plan in MO ($36M, 284 participants).
Which ESOP plans cover a similar participant headcount to Central Employees Stock Ownership Plan and Trust?
Among ESOP plans in other states, the closest by covered participants is Kkw Holdings, Inc. Employee Stock Ownership Plan in CA (448 participants, $34M in assets).