Defined Benefit (Pension) · DOL Form 5500 · 2022

Navy Federal Credit Union Pension Plan

Data updated 2026-08-11

$1.8B
Total assets
16,288
Participants
99th
Percentile by assets
$109,597
Avg per participant
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Official DOL plan name: Navy Federal Credit Union Employees' Retirement Plan · Sponsored by Navy Federal Credit Union · Virginia · Finance & Insurance

$1.8B in assets, 16,288 participants

Navy Federal Credit Union's Navy Federal Credit Union Employees' Retirement Plan reported $1.8B in total assets and 16,288 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 139,126 plans)
  • #9,137 in Finance & Insurance (9,261 peers)

Coverage in Virginia

Navy Federal Credit Union Employees' Retirement Plan covers 16,288 participants in Virginia, 21x the typical Virginia plan (state average ~782 per filing). Assets: $1.8B.

$1.8B
total plan assets (2022 EOY)
16,288
covered participants
99th
percentile by assets (of 139,126 plans)
$109,597
avg assets per participant

The plan reported a net loss of $351M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Virginia filers

In Virginia, the average filing covers about 782 participants across 3,655 plans. Navy Federal Credit Union Employees' Retirement Plan reports 16,288 participants - 21x that state average ($1.8B EOY assets).

Virginia filing particulars

Total Assets (Beginning of Year)$2.1B
Net Assets (End of Year)$1.7B
Net Income-$351M
Employer EIN530116705
Plan Effective Date1958-02-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Navy Federal Credit Union)

$3.5B$4B$4.5B$5B$5.5B 202220232024 $3.8B $5.3B ▲ +39.5%
Total plan assets by year, all Navy Federal Credit Union plans on file
Year Plans Participants Total Assets
2022 2 36,876 $3.8B
2023 2 39,410 $4.7B
2024 3 43,030 $5.3B

Nearby Defined Benefit (Pension) Plans in Virginia

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Navy Federal Credit Union Employees' Retirement Plan vs. nearby Defined Benefit (Pension) plans in Virginia, assets vs. participants

Navy Federal Credit Union Employees' Retirement Plan vs. nearby Defined Benefit (Pension) plans in Virginia, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 05101520 Total assets ($B) Participants Navy Federal Credit …Northrop Grumman Pen…Retirement Security …Ng Space&mission Sys…Dominion Energy Pens…Sheet Metal Workers'…
Navy Federal Credit Union Employees' Retirement Plan vs. nearby Defined Benefit (Pension) plans in Virginia, assets vs. participants

Scale composition for Navy Federal Credit Union Employees' Retirement Plan

Navy Federal Credit Union Employees' Retirement Plan reports $1.8B in end-of-year assets across 16,288 participants (0.014% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.017% of 93,925,755 covered participants) - about $109,597 per participant (79% of the national average assets-per-participant) . Net income for plan year 2022 was -$351M.

This plan identity (EIN 530116705, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.8B to $2.1B (+16.4%) while covered participants moved from 16,288 to 18,657 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 16,288 $1.8B This page
2023 16,494 $2.0B Open filing
2024 · index core 18,657 $2.1B Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Navy Federal Credit Union Employees' Retirement Plan by total assets, not by location.

Frequently Asked Questions

How did Navy Federal Credit Union Employees' Retirement Plan assets move in 2022?
Navy Federal Credit Union Employees' Retirement Plan declined sharply - down 15.7% during 2022, from $2.1B to $1.8B. Reported net income was -$351M.
How have Navy Federal Credit Union plan assets changed over time?
Across 3 plan years on file (2022-2024), Navy Federal Credit Union's sponsor-wide assets grew 39.5%, from $3.8B to $5.3B.
Where does Navy Federal Credit Union Employees' Retirement Plan rank by assets among Form 5500 filers?
Navy Federal Credit Union Employees' Retirement Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which Defined Benefit (Pension) plans are similar in size to Navy Federal Credit Union Employees' Retirement Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Seafarers Pension Plan in MD ($1.8B, 7,399 participants).

Next read for Navy Federal Credit Union Employees' Ret…

Filing takeaways

Ways to act on Navy Federal Credit Union Employees' Retirement Plan's numbers.

  • By total assets, Navy Federal Credit Union Employees' Retirement Plan ranks among the largest 1% of all filed plans. See the largest plans
  • Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in Virginia. Compare plans
  • Navy Federal Credit Union's sponsor-wide assets have grown 39.5% since 2022 across 3 plan years on file. More Finance & Insurance plans