401(k) · DOL Form 5500 · 2022

The Peoples Credit Union 401(k) Plan

Data updated 2026-08-25

$12M
Total assets Small plan by assets
115
Participants Small participant base
68th
Percentile by assets National rank
$102,161
Avg per participant Below avg balance/head
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Official DOL plan name: The People's Credit Union 401(k) Plan and Trust · Sponsored by The Peoples Credit Union · Rhode Island · Finance & Insurance

$12M in assets, 115 participants

The Peoples Credit Union's The People's Credit Union 401(k) Plan and Trust reported $12M in total assets and 115 participants in its 2022 DOL Form 5500 filing, ranking in the 68th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,791 in Finance & Insurance (9,261 peers)

Coverage in Rhode Island

The People's Credit Union 401(k) Plan and Trust covers 115 participants in Rhode Island, about 8% of the average Rhode Island filer (state average ~1,449 per filing). Assets: $12M.

#4,791
in Finance & Insurance (9,261 peers)
-11.0%
assets change YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

The People's Credit Union 401(k) Plan and Trust's outsized position by total assets

The People's Credit Union 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$11,748,473 Top 32% higher than 68% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

The People's Credit Union 401(k) Plan and Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The People's Credit Union 401(k) Plan and Trust sits mid-pack in the medium band (115 participants).

Plan-year Form 5500 strip

Filing strip 050198580 · The Peoples Credit Union PY 2022 · 401(k)

The People's Credit Union 401(k) Plan and Trust · $12M · 115 · 68th

  • BOOK $12M
  • BOOK 115
  • BOOK 68th
  • BOOK 401(k)
  • BOOK near Helix Environmental Planning 401 K Profit Sharing Plan Trust
  • BOOK ind #4791

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Rhode Island →

The People's Credit Union 401(k) Plan and Trust in the asset neighbourhood

The People's Credit Union 401(k) Plan and TrustThe People's Credit Union 40…$12MHelix Environmental Planning 401 K Profit Sharing Plan TrustHelix Environmental Planning…$12MAlsum Farms & Produce, Inc. 401(k) Profit Sharing PlanAlsum Farms & Produce, Inc. …$12MEnv 401(k) Plan$12MMaine Savings Federal Credit Union 401(k) Plan and TrustMaine Savings Federal Credit…$12M
End-of-year total assets ($M) among The People's Credit Union 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Rhode Island filing particulars

Total Assets (Beginning of Year)$13M
Net Assets (End of Year)$12M
Net Income-$1M
Employer EIN050198580
Plan Effective Date1999-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Peoples Credit Union)

Sponsor-wide plan assets over time

All The Peoples Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$29M 18.798720519739387% vs 2022
2024 filing year
$24M$26M$28M$30M 202220232024 $24.8M $29.4M ▲ +18.8%
Year Plans Participants Total Assets
2022 2 153 $25M
2023 2 151 $28M
2024 2 153 $29M

Nearby 401(k) Plans in Rhode Island

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The People's Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Rhode Island, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -100102030 Total assets ($B) Participants The People's Credit Union 401(k) Plan and Trust, Total assets ($B): 0.011748473 · Participants: 115The People's Credit Union 401(k) Plan and TrustCVS Health Future Fund 401(k) Plan, Total assets ($B): 24.237200876 · Participants: 273274CVS Health Future Fund 401(k) PlanTextron Savings Plan, Total assets ($B): 4.980267873 · Participants: 25353Textron Savings PlanCfg Retirement Savings Plan, Total assets ($B): 2.504448168 · Participants: 17454Cfg Retirement Savings PlanUnfi 401(k) Plan, Total assets ($B): 2.458736828 · Participants: 24670Unfi 401(k) PlanFm Global 401(k) Savings Plan, Total assets ($B): 1.429728934 · Participants: 3865Fm Global 401(k) Savings Plan
The People's Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Rhode Island, assets vs. participants
Compare The People's Credit Union 401(k) Plan and Trust side-by-side with 3 peers →

The People's Credit Union 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Rhode Island, the nearest 401(k) by assets is Helix Environmental Planning 401 K Profit Sharing Plan Trust in CA ($12M); by covered participants it is 360 Physical Therapy 401(k) Profit Sharing Plan in AZ (115 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (115 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The People's Credit Union 401(k) Plan and Trust assets move in 2022? ▼
The People's Credit Union 401(k) Plan and Trust pulled back noticeably - down 11.0% during 2022, from $13M to $12M. Reported net income was -$1M.
How have The Peoples Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Peoples Credit Union's sponsor-wide assets grew 18.8%, from $25M to $29M.
Which 401(k) plans are similar in size to The People's Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Helix Environmental Planning 401 K Profit Sharing Plan Trust in CA ($12M, 187 participants).
Which 401(k) plans cover a similar participant headcount to The People's Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is 360 Physical Therapy 401(k) Profit Sharing Plan in AZ (115 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 050198580.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.