401(k) · DOL Form 5500 · 2022

Fall River Five Cents Savings Bank 401(k) Plan

Data updated 2026-08-25

$20M
Total assets Small plan by assets
214
Participants Below avg headcount
77th
Percentile by assets National rank
$92,559
Avg per participant Below avg balance/head
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Official DOL plan name: Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank · Sponsored by Fall River Five Cents Savings Bank · Massachusetts · Finance & Insurance

$20M in assets, 214 participants

Fall River Five Cents Savings Bank's Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank reported $20M in total assets and 214 participants in its 2022 DOL Form 5500 filing, ranking in the 77th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,902 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank covers 214 participants in Massachusetts, about 32% of the average Massachusetts filer (state average ~659 per filing). Assets: $20M.

#5,902
in Finance & Insurance (9,261 peers)
-14.2%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank's outsized position by total assets

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$19,807,663 Top 23% higher than 77% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank sits mid-pack in the medium band (214 participants).

DOL schedule card

Filing strip 412178171 · Fall River Five Cents Savings Bank PY 2022 · 401(k)

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank · $20M · 214 · 77th

  • PART $20M
  • PART 214
  • PART 77th
  • PART 401(k)
  • PART near Hearthstone Utilities Inc. Retirement Savings Plan
  • PART ind #5902

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank in the asset neighbourhood

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings BankSbera 401(k) Plan as Adopted…$20MHearthstone Utilities Inc. Retirement Savings PlanHearthstone Utilities Inc. R…$20MCalifornia Nurses Association 401(k) Retirement PlanCalifornia Nurses Associatio…$20MDee Zee 401(k) Plan$20MAdvanced Technology & Research Corp. 401(k) Retirement PlanAdvanced Technology & Resear…$20M
End-of-year total assets ($M) among Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$23M
Net Assets (End of Year)$20M
Net Income-$3M
Employer EIN412178171
Plan Effective Date1994-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Fall River Five Cents Savings Bank)

Sponsor-wide plan assets over time

All Fall River Five Cents Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$47M 35.01552061005315% vs 2022
2024 filing year
$30M$35M$40M$45M$50M 202220232024 $34.9M $47.1M ▲ +35.0%
Year Plans Participants Total Assets
2022 2 392 $35M
2023 2 402 $42M
2024 2 389 $47M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank, Total assets ($B): 0.019807663 · Participants: 214Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings BankFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank side-by-side with 3 peers →

Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Hearthstone Utilities Inc. Retirement Savings Plan in IL ($20M); by covered participants it is Phoenix Processor Retirement Savings Plan in WA (214 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (214 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank assets move in 2022? ▼
Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank pulled back noticeably - down 14.2% during 2022, from $23M to $20M. Reported net income was -$3M.
How have Fall River Five Cents Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Fall River Five Cents Savings Bank's sponsor-wide assets grew 35.0%, from $35M to $47M.
Where does Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank rank by assets among Form 5500 filers? ▼
Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank ranks in the 77th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank? ▼
Among 401(k) plans in other states, the closest by assets is Hearthstone Utilities Inc. Retirement Savings Plan in IL ($20M, 225 participants).
Which 401(k) plans cover a similar participant headcount to Sbera 401(k) Plan as Adopted by Fall River Five Cents Savings Bank? ▼
Among 401(k) plans in other states, the closest by covered participants is Phoenix Processor Retirement Savings Plan in WA (214 participants, $9M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 412178171.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.