401(k) · DOL Form 5500 · 2022

Middlesex Savings Bank 401(k) Plan

Data updated 2026-08-11

$81M
Total assets
500
Participants
92nd
Percentile by assets
$162,933
Avg per participant
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Official DOL plan name: Sbera 401(k) Plan as Adopted by Middlesex Savings Bank · Sponsored by Middlesex Savings Bank · Massachusetts · Finance & Insurance

$81M in assets, 500 participants

Middlesex Savings Bank's Sbera 401(k) Plan as Adopted by Middlesex Savings Bank reported $81M in total assets and 500 participants in its 2022 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 92nd percentile by assets (of 139,126 plans)
  • #8,012 in Finance & Insurance (9,261 peers)

Where Sbera 401(k) Plan as Adopted by Middlesex Savings Bank sits by assets

Sbera 401(k) Plan as Adopted by Middlesex Savings Bank sits in the top 10% of all filed plans by assets, $81M for 500 participants (~$162,933/participant), down 18.3% in 2022.

$81M
total plan assets (2022 EOY)
500
covered participants
92nd
percentile by assets (of 139,126 plans)
$162,933
avg assets per participant

The plan reported a net loss of $18M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where Sbera 401(k) Plan as Adopted by Middlesex Savings Bank sits by total assets

Sbera 401(k) Plan as Adopted by Middlesex Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$81,466,325 Top 8% higher than 92% of 139,123 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

State
Massachusetts
Industry
Finance & Insurance

Sbera 401(k) Plan as Adopted by Middlesex Savings Bank vs the 2022 asset distribution

By assets, Sbera 401(k) Plan as Adopted by Middlesex Savings Bank outranks 92% of the 139,126 plans that filed a Form 5500 for the 2022 plan year, and holds roughly 0.8x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$100M
Net Assets (End of Year)$81M
Net Income-$18M
Employer EIN270402195
Plan Effective Date1995-02-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Middlesex Savings Bank)

$200M$220M$240M$260M$280M$300M 202220232024 $223M $289M ▲ +29.3%
Total plan assets by year, all Middlesex Savings Bank plans on file
Year Plans Participants Total Assets
2022 2 907 $223M
2023 2 884 $263M
2024 2 914 $289M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Sbera 401(k) Plan as Adopted by Middlesex Savings Bank vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Sbera 401(k) Plan as…, Total assets ($B): 0.081466325 · Participants: 500Sbera 401(k) Plan as…Fidelity Retirement …, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement …Liberty Mutual 401(k…, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k…Massachusetts Instit…, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Instit…Philips North Americ…, Total assets ($B): 5.180251859 · Participants: 19750Philips North Americ…Boston Scientific Co…, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Co…
Sbera 401(k) Plan as Adopted by Middlesex Savings Bank vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Sbera 401(k) Plan as Adopted by Middlese… side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Sbera 401(k) Plan as Adopted by Middlesex Savings Bank by total assets, not by location.

Frequently Asked Questions

How did Sbera 401(k) Plan as Adopted by Middlesex Savings Bank assets move in 2022? ▼
Sbera 401(k) Plan as Adopted by Middlesex Savings Bank declined sharply - down 18.3% during 2022, from $100M to $81M. Reported net income was -$18M.
How have Middlesex Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Middlesex Savings Bank's sponsor-wide assets grew 29.3%, from $223M to $289M.
Where does Sbera 401(k) Plan as Adopted by Middlesex Savings Bank rank by assets among Form 5500 filers? ▼
Sbera 401(k) Plan as Adopted by Middlesex Savings Bank ranks in the 92nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Sbera 401(k) Plan as Adopted by Middlesex Savings Bank? ▼
Among 401(k) plans in other states, the closest by assets is Retirement Access Plan in AR ($81M, 851 participants).

Next read for Sbera 401(k) Plan as Adopted by Middlese…

Scale reading

Ways to act on Sbera 401(k) Plan as Adopted by Middlesex Savings Bank's numbers.

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 270402195.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.