401(k) · DOL Form 5500 · 2022

1st Financial Bank USA 401(k) Plan

Data updated 2026-08-25

$52M
Total assets Below avg plan size
242
Participants Below avg headcount
88th
Percentile by assets National rank
$213,065
Avg per participant Above avg balance/head
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Official DOL plan name: 1st Financial Bank USA Profit Sharing Plan & Trust · Sponsored by 1st Financial Bank USA · South Dakota · Finance & Insurance

$52M in assets, 242 participants

1st Financial Bank USA's 1st Financial Bank USA Profit Sharing Plan & Trust reported $52M in total assets and 242 participants in its 2022 DOL Form 5500 filing, ranking in the 88th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,508 in Finance & Insurance (9,261 peers)

Where 1st Financial Bank USA Profit Sharing Plan & Trust sits by assets

1st Financial Bank USA Profit Sharing Plan & Trust sits in the top quartile of all filed plans by assets, $52M for 242 participants (~$213,065/participant), down 10.2% in 2022.

#7,508
in Finance & Insurance (9,261 peers)
-10.2%
assets change YoY
0.5×
vs typical plan assets (national mean)

The plan reported a net loss of $9M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

1st Financial Bank USA Profit Sharing Plan & Trust's outsized position by total assets

1st Financial Bank USA Profit Sharing Plan & Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$51,561,817 Top 12% higher than 88% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

1st Financial Bank USA Profit Sharing Plan & Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. 1st Financial Bank USA Profit Sharing Plan & Trust sits mid-pack in the medium band (242 participants).

Published 5500 schedule card

Filing strip 460133740 · 1st Financial Bank USA PY 2022 · 401(k)

1st Financial Bank USA Profit Sharing Plan & Trust · $52M · 242 · 88th

  • RANK $52M
  • PHOTO 242
  • IND 88th
  • EOY 401(k)
  • 5500 near Puerto Rico Savings & Investment Plan
  • ASSETS ind #7508

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in South Dakota →

1st Financial Bank USA Profit Sharing Plan & Trust in the asset neighbourhood

Markstein Beverage Retirement Savings PlanMarkstein Beverage Retiremen…$52MPuerto Rico Savings & Investment PlanPuerto Rico Savings & Invest…$52MLaticrete International, Inc. 401(k) Savings and Profit Sharing PlanLaticrete International, Inc…$52M1st Financial Bank USA Profit Sharing Plan & Trust1st Financial Bank USA Profi…$52MDescartes Systems Group Employee Retirement PlanDescartes Systems Group Empl…$52M
End-of-year total assets ($M) among 1st Financial Bank USA Profit Sharing Plan & Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$57M
Net Assets (End of Year)$52M
Net Income-$9M
Employer EIN460133740
Plan Effective Date1992-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (1st Financial Bank USA)

Sponsor-wide plan assets over time

All 1st Financial Bank USA plans reported in each filing year

Latest sponsor-wide plan assets
$66M 27.402174364801766% vs 2022
2024 filing year
$50M$55M$60M$65M$70M 202220232024 $51.6M $65.7M ▲ +27.4%
Year Plans Participants Total Assets
2022 1 242 $52M
2023 1 245 $58M
2024 1 241 $66M

Nearby 401(k) Plans in South Dakota

Peer 401(k) plans, same state, same plan type, ranked by total assets.

1st Financial Bank USA Profit Sharing Plan & Trust vs. nearby 401(k) plans in South Dakota, assets vs. participants Scatter plot of 6 data points. -5000050001000015000 0200400600800 Total assets ($M) Participants 1st Financial Bank USA Profit Sharing Plan & Trust, Total assets ($M): 51.561817 · Participants: 2421st Financial Bank USA Profit Sharing Plan & TrustBlack Hills Corporation 401(k) Retirement Savings Plan, Total assets ($M): 615.260397 · Participants: 2873Black Hills Corporation 401(k) Retirement Savings PlanGood Samaritan Society 401(k) Plan, Total assets ($M): 212.264423 · Participants: 13988Good Samaritan Society 401(k) PlanDaktronics, Inc. 401(k) Plan, Total assets ($M): 189.289255 · Participants: 2033Daktronics, Inc. 401(k) PlanPremier 401(k) Plan, Total assets ($M): 183.910332 · Participants: 1883Premier 401(k) PlanPoet Biorefining 401(k) Plan, Total assets ($M): 171.826935 · Participants: 2022Poet Biorefining 401(k) Plan
1st Financial Bank USA Profit Sharing Plan & Trust vs. nearby 401(k) plans in South Dakota, assets vs. participants
Compare 1st Financial Bank USA Profit Sharing Plan & Trust side-by-side with 3 peers →

1st Financial Bank USA Profit Sharing Plan & Trust's out-of-state 401(k) peers by assets and headcount

Outside South Dakota, the nearest 401(k) by assets is Puerto Rico Savings & Investment Plan in PR ($52M); by covered participants it is Revolution Retail Systems LLC 401(k) Plan in TX (242 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (242 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did 1st Financial Bank USA Profit Sharing Plan & Trust assets move in 2022? ▼
1st Financial Bank USA Profit Sharing Plan & Trust pulled back noticeably - down 10.2% during 2022, from $57M to $52M. Reported net income was -$9M.
How have 1st Financial Bank USA plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), 1st Financial Bank USA's sponsor-wide assets grew 27.4%, from $52M to $66M.
Where does 1st Financial Bank USA Profit Sharing Plan & Trust rank by assets among Form 5500 filers? ▼
1st Financial Bank USA Profit Sharing Plan & Trust ranks in the 88th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to 1st Financial Bank USA Profit Sharing Plan & Trust? ▼
Among 401(k) plans in other states, the closest by assets is Puerto Rico Savings & Investment Plan in PR ($52M, 175 participants).
Which 401(k) plans cover a similar participant headcount to 1st Financial Bank USA Profit Sharing Plan & Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Revolution Retail Systems LLC 401(k) Plan in TX (242 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 460133740.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.