401(k) · DOL Form 5500 · 2022

Merchants Mutual Insurance Company 401(k) Plan

Data updated 2026-08-25

$64M
Total assets Below avg plan size
321
Participants Below avg headcount
90th
Percentile by assets National rank
$200,206
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Merchants Mutual Capital Accumulation Plan · Sponsored by Merchants Mutual Insurance Company · New York · Finance & Insurance

$64M in assets, 321 participants

Merchants Mutual Insurance Company's Merchants Mutual Capital Accumulation Plan reported $64M in total assets and 321 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,761 in Finance & Insurance (9,261 peers)

Coverage in New York

Merchants Mutual Capital Accumulation Plan covers 321 participants in New York, about 40% of the average New York filer (state average ~798 per filing). Assets: $64M.

#7,761
in Finance & Insurance (9,261 peers)
-20.0%
assets change YoY
0.6×
vs typical plan assets (national mean)

The plan reported a net loss of $16M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Merchants Mutual Capital Accumulation Plan's outsized position by total assets

Merchants Mutual Capital Accumulation Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$64,266,152 Top 10% higher than 90% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Merchants Mutual Capital Accumulation Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Merchants Mutual Capital Accumulation Plan sits mid-pack in the medium band (321 participants).

Plan-year Form 5500 strip

Filing strip 160550140 · Merchants Mutual Insurance Company PY 2022 · 401(k)

Merchants Mutual Capital Accumulation Plan · $64M · 321 · 90th

  • PCT $64M
  • EIN 321
  • RANK 90th
  • PHOTO 401(k)
  • IND near Taghleef Industries, Inc. Savings and Profit Sharing Plan
  • EOY ind #7761

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Merchants Mutual Capital Accumulation Plan in the asset neighbourhood

Virbac Corporation Retirement Savings PlanVirbac Corporation Retiremen…$64MMerchants Mutual Capital Accumulation PlanMerchants Mutual Capital Acc…$64MTaghleef Industries, Inc. Savings and Profit Sharing PlanTaghleef Industries, Inc. Sa…$64MIntegration Appliance, Inc. 401(k) PlanIntegration Appliance, Inc. …$64MMccormick Taylor, Inc. 401(k) & Profit Sharing PlanMccormick Taylor, Inc. 401(k…$64M
End-of-year total assets ($M) among Merchants Mutual Capital Accumulation Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

New York filing particulars

Total Assets (Beginning of Year)$80M
Net Assets (End of Year)$64M
Net Income-$16M
Employer EIN160550140
Plan Effective Date1980-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Merchants Mutual Insurance Company)

Sponsor-wide plan assets over time

All Merchants Mutual Insurance Company plans reported in each filing year

Latest sponsor-wide plan assets
$79M 23.03195623101878% vs 2022
2024 filing year
$60M$65M$70M$75M$80M$85M 202220232024 $64.3M $79.1M ▲ +23.0%
Year Plans Participants Total Assets
2022 1 321 $64M
2023 1 325 $70M
2024 1 335 $79M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Merchants Mutual Capital Accumulation Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Merchants Mutual Capital Accumulation Plan, Total assets ($B): 0.064266152 · Participants: 321Merchants Mutual Capital Accumulation PlanIBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k) Plan, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings PlanDeloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 401(k) Plan
Merchants Mutual Capital Accumulation Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Merchants Mutual Capital Accumulation Plan side-by-side with 3 peers →

Merchants Mutual Capital Accumulation Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Taghleef Industries, Inc. Savings and Profit Sharing Plan in DE ($64M); by covered participants it is Fdf Energy Services, LLC 401(k) Plan in LA (321 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (321 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Merchants Mutual Capital Accumulation Plan assets move in 2022? ▼
Merchants Mutual Capital Accumulation Plan declined sharply - down 20.0% during 2022, from $80M to $64M. Reported net income was -$16M.
How have Merchants Mutual Insurance Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Merchants Mutual Insurance Company's sponsor-wide assets grew 23.0%, from $64M to $79M.
Where does Merchants Mutual Capital Accumulation Plan rank by assets among Form 5500 filers? ▼
Merchants Mutual Capital Accumulation Plan ranks in the 90th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Merchants Mutual Capital Accumulation Plan? ▼
Among 401(k) plans in other states, the closest by assets is Taghleef Industries, Inc. Savings and Profit Sharing Plan in DE ($64M, 417 participants).
Which 401(k) plans cover a similar participant headcount to Merchants Mutual Capital Accumulation Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Fdf Energy Services, LLC 401(k) Plan in LA (321 participants, $9M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 160550140.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.