401(k) · DOL Form 5500 · 2022

Penns Woods Bancorp, Inc. 401(k) Plan

Data updated 2026-08-25

$15M
Total assets Small plan by assets
304
Participants Below avg headcount
72nd
Percentile by assets National rank
$48,155
Avg per participant Low balance/head
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Official DOL plan name: Penns Woods Bancorp, Inc. 401(k) Plan · Sponsored by Penns Woods Bancorp, Inc. · Pennsylvania · Finance & Insurance

$15M in assets, 304 participants

Penns Woods Bancorp, Inc.'s Penns Woods Bancorp, Inc. 401(k) Plan reported $15M in total assets and 304 participants in its 2022 DOL Form 5500 filing, ranking in the 72nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,268 in Finance & Insurance (9,261 peers)

Coverage in Pennsylvania

Penns Woods Bancorp, Inc. 401(k) Plan covers 304 participants in Pennsylvania, about 37% of the average Pennsylvania filer (state average ~822 per filing). Assets: $15M.

#5,268
in Finance & Insurance (9,261 peers)
-13.5%
assets change YoY

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Penns Woods Bancorp, Inc. 401(k) Plan's outsized position by total assets

Penns Woods Bancorp, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$14,639,260 Top 28% higher than 72% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Penns Woods Bancorp, Inc. 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Penns Woods Bancorp, Inc. 401(k) Plan sits mid-pack in the medium band (304 participants).

DOL schedule card

Filing strip 232226454 · Penns Woods Bancorp, Inc. PY 2022 · 401(k)

Penns Woods Bancorp, Inc. 401(k) Plan · $15M · 304 · 72nd

  • EBSA $15M
  • PART 304
  • TYPE 72nd
  • NET 401(k)
  • BOOK near Newport Industries, Inc. 401(k) Plan
  • VS-ST ind #5268

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Pennsylvania →

Penns Woods Bancorp, Inc. 401(k) Plan in the asset neighbourhood

Penns Woods Bancorp, Inc. 401(k) PlanPenns Woods Bancorp, Inc. 40…$15MNewport Industries, Inc. 401(k) PlanNewport Industries, Inc. 401…$15MThe Delong Co Inc 401(k) Profit Sharing Plan & TrustThe Delong Co Inc 401(k) Pro…$15MCommonwealth Electric Co. of the Midwest, Inc. 401(k) PlanCommonwealth Electric Co. of…$15MCleveland Construction Retirement Savings PlanCleveland Construction Retir…$15M
End-of-year total assets ($M) among Penns Woods Bancorp, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Pennsylvania filing particulars

Total Assets (Beginning of Year)$17M
Net Assets (End of Year)$15M
Net Income-$2M
Employer EIN232226454
Plan Effective Date1993-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Penns Woods Bancorp, Inc.)

Sponsor-wide plan assets over time

All Penns Woods Bancorp, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$22M 51.83254481442368% vs 2022
2024 filing year
$10M$15M$20M$25M 202220232024 $14.6M $22.2M ▲ +51.8%
Year Plans Participants Total Assets
2022 1 304 $15M
2023 1 298 $19M
2024 1 297 $22M

Nearby 401(k) Plans in Pennsylvania

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Penns Woods Bancorp, Inc. 401(k) Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -505101520 Total assets ($B) Participants Penns Woods Bancorp, Inc. 401(k) Plan, Total assets ($B): 0.01463926 · Participants: 304Penns Woods Bancorp, Inc. 401(k) PlanComcast Corporation Retirement - Investment Plan, Total assets ($B): 14.751564896 · Participants: 97769Comcast Corporation Retirement - Investment PlanCigna 401(k) Plan, Total assets ($B): 11.46087279 · Participants: 66147Cigna 401(k) PlanThe PNC Financial Services Group, Inc. Incentive Savings Plan, Total assets ($B): 8.11713 · Participants: 59451The PNC Financial Services Group, Inc. Incentive Savings PlanThe Vanguard Retirement and Savings Plan, Total assets ($B): 8.097254785 · Participants: 17073The Vanguard Retirement and Savings PlanThe Bank of New York Mellon Corporation 401(k) Savings Plan, Total assets ($B): 7.823164827 · Participants: 25071The Bank of New York Mellon Corporation 401(k) Savings Plan
Penns Woods Bancorp, Inc. 401(k) Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants

Penns Woods Bancorp, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Pennsylvania, the nearest 401(k) by assets is Newport Industries, Inc. 401(k) Plan in IL ($15M); by covered participants it is Rockford Construction Co. 401(k) Retirement Plan in MI (304 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (304 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Penns Woods Bancorp, Inc. 401(k) Plan assets move in 2022?
Penns Woods Bancorp, Inc. 401(k) Plan pulled back noticeably - down 13.5% during 2022, from $17M to $15M. Reported net income was -$2M.
How have Penns Woods Bancorp, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Penns Woods Bancorp, Inc.'s sponsor-wide assets grew 51.8%, from $15M to $22M.
Which 401(k) plans are similar in size to Penns Woods Bancorp, Inc. 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Newport Industries, Inc. 401(k) Plan in IL ($15M, 135 participants).
Which 401(k) plans cover a similar participant headcount to Penns Woods Bancorp, Inc. 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Rockford Construction Co. 401(k) Retirement Plan in MI (304 participants, $27M in assets).