401(k) · DOL Form 5500 · 2022

Gradco, LLC D/B/a Gradient 401(k) Plan

Data updated 2026-08-25

$28M
Total assets Below avg plan size
117
Participants Small participant base
82nd
Percentile by assets National rank
$243,529
Avg per participant Above avg balance/head
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Official DOL plan name: Gradient 401(k) Plan · Sponsored by Gradco, LLC D/B/a Gradient · Massachusetts · Professional & Technical Services

$28M in assets, 117 participants

Gradco, LLC D/B/a Gradient's Gradient 401(k) Plan reported $28M in total assets and 117 participants in its 2022 DOL Form 5500 filing, ranking in the 82nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #17,829 in Professional & Technical Services (21,562 peers)

Coverage in Massachusetts

Gradient 401(k) Plan covers 117 participants in Massachusetts, about 18% of the average Massachusetts filer (state average ~659 per filing). Assets: $28M.

#17,829
in Professional & Technical Services (21,562 peers)
-13.6%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Gradient 401(k) Plan's outsized position by total assets

Gradient 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$28,492,884 Top 18% higher than 82% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Gradient 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Gradient 401(k) Plan sits mid-pack in the medium band (117 participants).

Published 5500 schedule card

Filing strip 043483677 · Gradco, LLC D/B/a Gradient PY 2022 · 401(k)

Gradient 401(k) Plan · $28M · 117 · 82nd

  • SCH $28M
  • SCH 117
  • SCH 82nd
  • SCH 401(k)
  • SCH near Atlas Roofing Corporation 401(k) Profit Sharing Plan for Bargaining Unit Employees
  • SCH ind #17829

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in Massachusetts →

Gradient 401(k) Plan in the asset neighbourhood

Gradient 401(k) Plan$28MAtlas Roofing Corporation 401(k) Profit Sharing Plan for Bargaining Unit EmployeesAtlas Roofing Corporation 40…$28MDel Grande Dealer Group 401(k) PlanDel Grande Dealer Group 401(…$28MPuratos USA Employee Savings PlanPuratos USA Employee Savings…$28MM.E. Collins Contracting Company, Inc. Profit Sharing & Ee Stock Ownership Plan & TrustM.E. Collins Contracting Com…$28M
End-of-year total assets ($M) among Gradient 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$33M
Net Assets (End of Year)$28M
Net Income-$4M
Employer EIN043483677
Plan Effective Date1999-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Gradco, LLC D/B/a Gradient)

Sponsor-wide plan assets over time

All Gradco, LLC D/B/a Gradient plans reported in each filing year

Latest sponsor-wide plan assets
$34M 17.803255718164575% vs 2022
2023 filing year
$26M$28M$30M$32M$34M$36M 20222023 $28.5M $33.6M ▲ +17.8%
Year Plans Participants Total Assets
2022 1 117 $28M
2023 2 299 $34M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Gradient 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Gradient 401(k) Plan, Total assets ($B): 0.028492884 · Participants: 117Gradient 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Gradient 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Gradient 401(k) Plan side-by-side with 3 peers →

Gradient 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Atlas Roofing Corporation 401(k) Profit Sharing Plan for Bargaining Unit Employees in MS ($28M); by covered participants it is The Kansas City Landsman, L.L.C. Retirement Plan in GA (117 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (117 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Gradient 401(k) Plan assets move in 2022? ▼
Gradient 401(k) Plan pulled back noticeably - down 13.6% during 2022, from $33M to $28M. Reported net income was -$4M.
How have Gradco, LLC D/B/a Gradient plan assets changed over time? ▼
Across 2 plan years on file (2022-2023), Gradco, LLC D/B/a Gradient's sponsor-wide assets grew 17.8%, from $28M to $34M.
Where does Gradient 401(k) Plan rank by assets among Form 5500 filers? ▼
Gradient 401(k) Plan ranks in the 82nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Gradient 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Atlas Roofing Corporation 401(k) Profit Sharing Plan for Bargaining Unit Employees in MS ($28M, 398 participants).
Which 401(k) plans cover a similar participant headcount to Gradient 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is The Kansas City Landsman, L.L.C. Retirement Plan in GA (117 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 043483677.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.