401(k) · DOL Form 5500 · 2022

Cerence Operating Company 401(k) Plan

Data updated 2026-08-25

$30M
Total assets Below avg plan size
143
Participants Small participant base
83rd
Percentile by assets National rank
$209,951
Avg per participant Above avg balance/head
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Official DOL plan name: Cerence Retirement Plan · Sponsored by Cerence Operating Company · Massachusetts · Professional & Technical Services

$30M in assets, 143 participants

Cerence Operating Company's Cerence Retirement Plan reported $30M in total assets and 143 participants in its 2022 DOL Form 5500 filing, ranking in the 83rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #17,988 in Professional & Technical Services (21,562 peers)

Coverage in Massachusetts

Cerence Retirement Plan covers 143 participants in Massachusetts, about 22% of the average Massachusetts filer (state average ~659 per filing). Assets: $30M.

#17,988
in Professional & Technical Services (21,562 peers)
-18.2%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $7M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Cerence Retirement Plan's outsized position by total assets

Cerence Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$30,023,055 Top 17% higher than 83% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Cerence Retirement Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cerence Retirement Plan sits mid-pack in the medium band (143 participants).

Form 5500 schedule snapshot

Filing strip 841730382 · Cerence Operating Company PY 2022 · 401(k)

Cerence Retirement Plan · $30M · 143 · 83rd

  • TYPE $30M
  • NET 143
  • BOOK 83rd
  • VS-ST 401(k)
  • BOY near Brannan Sand and Gravel Company Savings Plan
  • SCH ind #17988

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in Massachusetts →

Cerence Retirement Plan in the asset neighbourhood

Cerence Retirement Plan$30MBrannan Sand and Gravel Company Savings PlanBrannan Sand and Gravel Comp…$30MConductix, Inc. Profit Sharing PlanConductix, Inc. Profit Shari…$30MPort Madison Enterprises 401(k) PlanPort Madison Enterprises 401…$30MInnovairre Communications Retirement Income Savings PlanInnovairre Communications Re…$30M
End-of-year total assets ($M) among Cerence Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$37M
Net Assets (End of Year)$30M
Net Income-$7M
Employer EIN841730382
Plan Effective Date2019-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cerence Operating Company)

Sponsor-wide plan assets over time

All Cerence Operating Company plans reported in each filing year

Latest sponsor-wide plan assets
$37M 22.781855477398953% vs 2022
2024 filing year
$25M$30M$35M$40M 202220232024 $30M $36.9M ▲ +22.8%
Year Plans Participants Total Assets
2022 1 143 $30M
2023 1 145 $35M
2024 1 125 $37M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Cerence Retirement Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Cerence Retirement Plan, Total assets ($B): 0.030023055 · Participants: 143Cerence Retirement PlanFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Cerence Retirement Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Cerence Retirement Plan side-by-side with 3 peers →

Cerence Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Brannan Sand and Gravel Company Savings Plan in CO ($30M); by covered participants it is Novidea Healthcare, Inc. Profit Sharing Plan and Trust in OH (143 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (143 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cerence Retirement Plan assets move in 2022? ▼
Cerence Retirement Plan declined sharply - down 18.2% during 2022, from $37M to $30M. Reported net income was -$7M.
How have Cerence Operating Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cerence Operating Company's sponsor-wide assets grew 22.8%, from $30M to $37M.
Where does Cerence Retirement Plan rank by assets among Form 5500 filers? ▼
Cerence Retirement Plan ranks in the 83rd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Cerence Retirement Plan? ▼
Among 401(k) plans in other states, the closest by assets is Brannan Sand and Gravel Company Savings Plan in CO ($30M, 518 participants).
Which 401(k) plans cover a similar participant headcount to Cerence Retirement Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Novidea Healthcare, Inc. Profit Sharing Plan and Trust in OH (143 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 841730382.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.