401(k) · DOL Form 5500 · 2022

First Citizens National Bank 401(k) Plan

Data updated 2026-08-25

$31M
Total assets Below avg plan size
302
Participants Below avg headcount
83rd
Percentile by assets National rank
$101,061
Avg per participant Below avg balance/head
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Official DOL plan name: First Citizens National Bank 401(k) Plan · Sponsored by First Citizens National Bank · Tennessee · Finance & Insurance

$31M in assets, 302 participants

First Citizens National Bank's First Citizens National Bank 401(k) Plan reported $31M in total assets and 302 participants in its 2022 DOL Form 5500 filing, ranking in the 83rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,716 in Finance & Insurance (9,261 peers)

Coverage in Tennessee

First Citizens National Bank 401(k) Plan covers 302 participants in Tennessee, about 27% of the average Tennessee filer (state average ~1,126 per filing). Assets: $31M.

#6,716
in Finance & Insurance (9,261 peers)
-12.0%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

First Citizens National Bank 401(k) Plan's outsized position by total assets

First Citizens National Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$30,520,433 Top 17% higher than 83% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

First Citizens National Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First Citizens National Bank 401(k) Plan sits mid-pack in the medium band (302 participants).

EBSA filing schedule strip

Filing strip 620201100 · First Citizens National Bank PY 2022 · 401(k)

First Citizens National Bank 401(k) Plan · $31M · 302 · 83rd

  • ASSETS $31M
  • PCT 302
  • EIN 83rd
  • RANK 401(k)
  • PHOTO near Cynosure, LLC 401(k) Plan
  • IND ind #6716

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Tennessee →

First Citizens National Bank 401(k) Plan in the asset neighbourhood

First Citizens National Bank 401(k) PlanFirst Citizens National Bank…$31MCynosure, LLC 401(k) Plan$31MOhioguidestone 401(k) Plan$31MCrabel Capital Management, LLC Retirement Savings PlanCrabel Capital Management, L…$31MChandler U.S.a, Inc. 401(k) Thrift PlanChandler U.S.a, Inc. 401(k) …$31M
End-of-year total assets ($M) among First Citizens National Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Tennessee filing particulars

Total Assets (Beginning of Year)$35M
Net Assets (End of Year)$31M
Net Income-$4M
Employer EIN620201100
Plan Effective Date2000-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First Citizens National Bank)

Sponsor-wide plan assets over time

All First Citizens National Bank plans reported in each filing year

Latest sponsor-wide plan assets
$76M 3.7375309307730897% vs 2022
2024 filing year
$65M$70M$75M$80M 202220232024 $73.3M $76M ▲ +3.7%
Year Plans Participants Total Assets
2022 2 625 $73M
2023 2 576 $68M
2024 2 565 $76M

Nearby 401(k) Plans in Tennessee

Peer 401(k) plans, same state, same plan type, ranked by total assets.

First Citizens National Bank 401(k) Plan vs. nearby 401(k) plans in Tennessee, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -50510152025 Total assets ($B) Participants First Citizens National Bank 401(k) Plan, Total assets ($B): 0.030520433 · Participants: 302First Citizens National Bank 401(k) PlanFedex Corporation Retirement Savings Plan, Total assets ($B): 21.031401128 · Participants: 220835Fedex Corporation Retirement Savings PlanHca 401(k) Plan, Total assets ($B): 18.669830548 · Participants: 280576Hca 401(k) PlanInternational Paper Company Salaried Savings Plan, Total assets ($B): 4.178827147 · Participants: 11839International Paper Company Salaried Savings PlanFederal Express Corporation Pilots Retirement Savings Plan, Total assets ($B): 4.035859621 · Participants: 5305Federal Express Corporation Pilots Retirement Savings PlanChs/Community Health Systems, Inc. Retirement Savings Plan, Total assets ($B): 4.015461486 · Participants: 62485Chs/Community Health Systems, Inc. Retirement Savings Plan
First Citizens National Bank 401(k) Plan vs. nearby 401(k) plans in Tennessee, assets vs. participants
Compare First Citizens National Bank 401(k) Plan side-by-side with 3 peers →

First Citizens National Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Tennessee, the nearest 401(k) by assets is Cynosure, LLC 401(k) Plan in MA ($31M); by covered participants it is N.R.F. Distributors Retirement Savings Plan in ME (302 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($31M here).

Similar participant headcount

Nearest other-state filings by covered participants (302 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First Citizens National Bank 401(k) Plan assets move in 2022? ▼
First Citizens National Bank 401(k) Plan pulled back noticeably - down 12.0% during 2022, from $35M to $31M. Reported net income was -$4M.
How have First Citizens National Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First Citizens National Bank's sponsor-wide assets grew 3.7%, from $73M to $76M.
Where does First Citizens National Bank 401(k) Plan rank by assets among Form 5500 filers? ▼
First Citizens National Bank 401(k) Plan ranks in the 83rd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to First Citizens National Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Cynosure, LLC 401(k) Plan in MA ($31M, 458 participants).
Which 401(k) plans cover a similar participant headcount to First Citizens National Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is N.R.F. Distributors Retirement Savings Plan in ME (302 participants, $18M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 620201100.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.