401(k) · DOL Form 5500 · 2022

Monticello Bankshares, Inc. 401(k) Plan

Data updated 2026-08-25

$13M
Total assets Small plan by assets
181
Participants Below avg headcount
71st
Percentile by assets National rank
$74,476
Avg per participant Below avg balance/head
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Official DOL plan name: Monticello Bankshares, Inc. Retirement Savings Plan · Sponsored by Monticello Bankshares, Inc. · Kentucky · Management of Enterprises

$13M in assets, 181 participants

Monticello Bankshares, Inc.'s Monticello Bankshares, Inc. Retirement Savings Plan reported $13M in total assets and 181 participants in its 2022 DOL Form 5500 filing, ranking in the 71st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #608 in Management of Enterprises (1,193 peers)

Coverage in Kentucky

Monticello Bankshares, Inc. Retirement Savings Plan covers 181 participants in Kentucky, about 28% of the average Kentucky filer (state average ~647 per filing). Assets: $13M.

#608
in Management of Enterprises (1,193 peers)
-10.0%
assets change YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Monticello Bankshares, Inc. Retirement Savings Plan's outsized position by total assets

Monticello Bankshares, Inc. Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$13,480,109 Top 29% higher than 71% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Monticello Bankshares, Inc. Retirement Savings Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Monticello Bankshares, Inc. Retirement Savings Plan sits mid-pack in the medium band (181 participants).

Form 5500 schedule snapshot

Filing strip 611011305 · Monticello Bankshares, Inc. PY 2022 · 401(k)

Monticello Bankshares, Inc. Retirement Savings Plan · $13M · 181 · 71st

  • TYPE $13M
  • TYPE 181
  • TYPE 71st
  • TYPE 401(k)
  • TYPE near Pacific Fibre Products, Inc. 401(k) Profit Sharing Plan
  • TYPE ind #608

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Management of Enterprises retirement plans → · Plans in Kentucky →

Monticello Bankshares, Inc. Retirement Savings Plan in the asset neighbourhood

Monticello Bankshares, Inc. Retirement Savings PlanMonticello Bankshares, Inc. …$13MPacific Fibre Products, Inc. 401(k) Profit Sharing PlanPacific Fibre Products, Inc.…$13MSkyview Cooling Company 401(k) Profit Sharing PlanSkyview Cooling Company 401(…$13MWoodburn and Wedge Profit Sharing PlanWoodburn and Wedge Profit Sh…$13MLakeland Medical Associates 401(k) Profit Sharing PlanLakeland Medical Associates …$13M
End-of-year total assets ($M) among Monticello Bankshares, Inc. Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Kentucky filing particulars

Total Assets (Beginning of Year)$15M
Net Assets (End of Year)$13M
Net Income-$1M
Employer EIN611011305
Plan Effective Date1989-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Monticello Bankshares, Inc.)

Sponsor-wide plan assets over time

All Monticello Bankshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$16M 16.180737114217695% vs 2022
2024 filing year
$13M$14M$15M$16M 202220232024 $13.5M $15.7M ▲ +16.2%
Year Plans Participants Total Assets
2022 1 181 $13M
2023 1 193 $14M
2024 1 210 $16M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Monticello Bankshares, Inc. Retirement Savings Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -202468 Total assets ($B) Participants Monticello Bankshares, Inc. Retirement Savings Plan, Total assets ($B): 0.013480109 · Participants: 181Monticello Bankshares, Inc. Retirement Savings PlanHumana Retirement Savings Plan, Total assets ($B): 6.44425797 · Participants: 44930Humana Retirement Savings PlanCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 6.066519058 · Participants: 85671Commonspirit Health 401(k) Retirement Savings PlanUPS/Ipa 401 (K) Savings Plan, Total assets ($B): 1.16367227 · Participants: 2992UPS/Ipa 401 (K) Savings PlanLexmark Savings Plan, Total assets ($B): 1.059618486 · Participants: 1811Lexmark Savings PlanKindred 401 (K) Plan, Total assets ($B): 0.969290029 · Participants: 22132Kindred 401 (K) Plan
Monticello Bankshares, Inc. Retirement Savings Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare Monticello Bankshares, Inc. Retirement Savings Plan side-by-side with 3 peers →

Monticello Bankshares, Inc. Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Pacific Fibre Products, Inc. 401(k) Profit Sharing Plan in WA ($13M); by covered participants it is Rob's Automotive & Collision in PA (181 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (181 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Monticello Bankshares, Inc. Retirement Savings Plan assets move in 2022? ▼
Monticello Bankshares, Inc. Retirement Savings Plan pulled back noticeably - down 10.0% during 2022, from $15M to $13M. Reported net income was -$1M.
How have Monticello Bankshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Monticello Bankshares, Inc.'s sponsor-wide assets grew 16.2%, from $13M to $16M.
Which 401(k) plans are similar in size to Monticello Bankshares, Inc. Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Pacific Fibre Products, Inc. 401(k) Profit Sharing Plan in WA ($13M, 173 participants).
Which 401(k) plans cover a similar participant headcount to Monticello Bankshares, Inc. Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Rob's Automotive & Collision in PA (181 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 611011305.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.