401(k) · DOL Form 5500 · 2022

Bay Coast Bank 401(k) Plan

Data updated 2026-08-25

$56M
Total assets Below avg plan size
520
Participants Below avg headcount
89th
Percentile by assets National rank
$106,786
Avg per participant Below avg balance/head
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Official DOL plan name: Bay Coast Bank 401(k) Plan · Sponsored by Bay Coast Bank · Massachusetts · Finance & Insurance

$56M in assets, 520 participants

Bay Coast Bank's Bay Coast Bank 401(k) Plan reported $56M in total assets and 520 participants in its 2022 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,594 in Finance & Insurance (9,261 peers)

Where Bay Coast Bank 401(k) Plan sits by assets

Bay Coast Bank 401(k) Plan sits in the top quartile of all filed plans by assets, $56M for 520 participants (~$106,786/participant), down 9.8% in 2022.

#7,594
in Finance & Insurance (9,261 peers)
-9.8%
assets change YoY
0.6×
vs typical plan assets (national mean)

The plan reported a net loss of $6M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Bay Coast Bank 401(k) Plan's outsized position by total assets

Bay Coast Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$55,528,889 Top 11% higher than 89% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Bay Coast Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Bay Coast Bank 401(k) Plan sits mid-pack in the medium band (520 participants).

Plan-year Form 5500 strip

Filing strip 041178460 · Bay Coast Bank PY 2022 · 401(k)

Bay Coast Bank 401(k) Plan · $56M · 520 · 89th

  • ASSETS $56M
  • ASSETS 520
  • ASSETS 89th
  • ASSETS 401(k)
  • ASSETS near Unither 401(k) Retirement Plan
  • ASSETS ind #7594

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Bay Coast Bank 401(k) Plan in the asset neighbourhood

Stanley Steemer 401(k) Retirement PlanStanley Steemer 401(k) Retir…$56MHea Clinic, P. a. 401(k) Plan$56MBay Coast Bank 401(k) Plan$56MUnither 401(k) Retirement PlanUnither 401(k) Retirement Pl…$56MServicesource 401(k) Profit Sharing Plan & TrustServicesource 401(k) Profit …$56M
End-of-year total assets ($M) among Bay Coast Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$62M
Net Assets (End of Year)$56M
Net Income-$6M
Employer EIN041178460
Plan Effective Date1994-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Bay Coast Bank)

Sponsor-wide plan assets over time

All Bay Coast Bank plans reported in each filing year

Latest sponsor-wide plan assets
$78M 40.79043485092928% vs 2022
2024 filing year
$50M$100M$150M$200M 202220232024 $132M $78.3M ▼ -40.8%
Year Plans Participants Total Assets
2022 2 1,007 $132M
2023 2 1,044 $159M
2024 1 524 $78M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Bay Coast Bank 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Bay Coast Bank 401(k) Plan, Total assets ($B): 0.055528889 · Participants: 520Bay Coast Bank 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Bay Coast Bank 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Bay Coast Bank 401(k) Plan side-by-side with 3 peers →

Bay Coast Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Unither 401(k) Retirement Plan in NY ($56M); by covered participants it is Midwest Atc Service 401(k) & Pension Plan in KS (520 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($56M here).

Similar participant headcount

Nearest other-state filings by covered participants (520 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Bay Coast Bank 401(k) Plan assets move in 2022? ▼
Bay Coast Bank 401(k) Plan pulled back noticeably - down 9.8% during 2022, from $62M to $56M. Reported net income was -$6M.
How have Bay Coast Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Bay Coast Bank's sponsor-wide assets declined 40.8%, from $132M to $78M.
Where does Bay Coast Bank 401(k) Plan rank by assets among Form 5500 filers? ▼
Bay Coast Bank 401(k) Plan ranks in the 89th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Bay Coast Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Unither 401(k) Retirement Plan in NY ($56M, 306 participants).
Which 401(k) plans cover a similar participant headcount to Bay Coast Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Midwest Atc Service 401(k) & Pension Plan in KS (520 participants, $50M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041178460.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.