ESOP · DOL Form 5500 · 2022

Harborone Bank ESOP

Data updated 2026-08-11

$63M
Total assets
338
Participants
90th
Percentile by assets
$186,723
Avg per participant
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Official DOL plan name: Harborone Bank Employee Stock Ownership Plan · Sponsored by Harborone Bank · Massachusetts · Finance & Insurance

$63M in assets, 338 participants

Harborone Bank's Harborone Bank Employee Stock Ownership Plan reported $63M in total assets and 338 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 90th percentile by assets (of 139,126 plans)
  • #7,741 in Finance & Insurance (9,261 peers)

Where Harborone Bank Employee Stock Ownership Plan sits by assets

Harborone Bank Employee Stock Ownership Plan sits in the top 10% of all filed plans by assets, $63M for 338 participants (~$186,723/participant), down 6.6% in 2022.

$63M
total plan assets (2022 EOY)
338
covered participants
90th
percentile by assets (of 139,126 plans)
$186,723
avg assets per participant

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Harborone Bank Employee Stock Ownership Plan vs the 2022 asset distribution

By assets, Harborone Bank Employee Stock Ownership Plan outranks 90% of the 139,126 plans that filed a Form 5500 for the 2022 plan year, and holds roughly 0.6x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$68M
Net Assets (End of Year)$34M
Net Income-$3M
Employer EIN041123040
Plan Effective Date2016-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Harborone Bank)

$130M$135M$140M$145M 202220232024 $143M $133M ▼ -7.0%
Total plan assets by year, all Harborone Bank plans on file
Year Plans Participants Total Assets
2022 2 756 $143M
2023 2 783 $133M
2024 2 758 $133M

Nearby ESOP Plans in Massachusetts

Peer ESOP plans, same state, same plan type, ranked by total assets.

Harborone Bank Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants

Harborone Bank Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. 050010001500200025003000 0100200300400500600 Total assets ($M) Participants Harborone Bank Emplo…Consigli Building Gr…The Gillette Company…Abt Associates Inc. …New England Biolabs,…Eastern Bank Employe…
Harborone Bank Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Harborone Bank Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did Harborone Bank Employee Stock Ownership Plan assets move in 2022?
Harborone Bank Employee Stock Ownership Plan pulled back noticeably - down 6.6% during 2022, from $68M to $63M. Reported net income was -$3M.
How have Harborone Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Harborone Bank's sponsor-wide assets declined 7.0%, from $143M to $133M.
Where does Harborone Bank Employee Stock Ownership Plan rank by assets among Form 5500 filers?
Harborone Bank Employee Stock Ownership Plan ranks in the 90th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which ESOP plans are similar in size to Harborone Bank Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is Engeo Incorporated Employee Stock Ownership Plan in CA ($63M, 233 participants).

Next read for Harborone Bank Employee Stock Ownership …

Scale reading

Ways to act on Harborone Bank Employee Stock Ownership Plan's numbers.