401(k) · DOL Form 5500 · 2022

Rhinebeck Bank 401(k) Plan

Data updated 2026-08-25

$22M
Total assets Small plan by assets
185
Participants Below avg headcount
78th
Percentile by assets National rank
$116,322
Avg per participant Below avg balance/head
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Official DOL plan name: Rhinebeck Bank 401(k) Plan · Sponsored by Rhinebeck Bank · New York · Finance & Insurance

$22M in assets, 185 participants

Rhinebeck Bank's Rhinebeck Bank 401(k) Plan reported $22M in total assets and 185 participants in its 2022 DOL Form 5500 filing, ranking in the 78th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,048 in Finance & Insurance (9,261 peers)

Coverage in New York

Rhinebeck Bank 401(k) Plan covers 185 participants in New York, about 23% of the average New York filer (state average ~798 per filing). Assets: $22M.

#6,048
in Finance & Insurance (9,261 peers)
-10.8%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Rhinebeck Bank 401(k) Plan's outsized position by total assets

Rhinebeck Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$21,519,577 Top 22% higher than 78% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Rhinebeck Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Rhinebeck Bank 401(k) Plan sits mid-pack in the medium band (185 participants).

DOL schedule card

Filing strip 141002430 · Rhinebeck Bank PY 2022 · 401(k)

Rhinebeck Bank 401(k) Plan · $22M · 185 · 78th

  • SCH $22M
  • SCH 185
  • SCH 78th
  • SCH 401(k)
  • SCH near Keter US, Inc. 401(k) Profit Sharing Plan
  • SCH ind #6048

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Rhinebeck Bank 401(k) Plan in the asset neighbourhood

Rhinebeck Bank 401(k) Plan$22MKeter US, Inc. 401(k) Profit Sharing PlanKeter US, Inc. 401(k) Profit…$22MHoliday Wholesale, Inc. Profit Sharing & 401(k) PlanHoliday Wholesale, Inc. Prof…$22MAcp Creativit, LLC 401(k) PlanAcp Creativit, LLC 401(k) Pl…$22MPoms & Associates Insurance Brokers, LLC 401(k) Profit Sharing PlanPoms & Associates Insurance …$22M
End-of-year total assets ($M) among Rhinebeck Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

New York filing particulars

Total Assets (Beginning of Year)$24M
Net Assets (End of Year)$22M
Net Income-$3M
Employer EIN141002430
Plan Effective Date1993-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Rhinebeck Bank)

Sponsor-wide plan assets over time

All Rhinebeck Bank plans reported in each filing year

Latest sponsor-wide plan assets
$51M 21.76696334154118% vs 2022
2024 filing year
$40M$45M$50M$55M 202220232024 $42M $51.1M ▲ +21.8%
Year Plans Participants Total Assets
2022 3 355 $42M
2023 3 379 $48M
2024 3 352 $51M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Rhinebeck Bank 401(k) Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Rhinebeck Bank 401(k) Plan, Total assets ($B): 0.021519577 · Participants: 185Rhinebeck Bank 401(k) PlanIBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k) Plan, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings PlanDeloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 401(k) Plan
Rhinebeck Bank 401(k) Plan vs. nearby 401(k) plans in New York, assets vs. participants

Rhinebeck Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Keter US, Inc. 401(k) Profit Sharing Plan in IN ($22M); by covered participants it is Brew City Pizza, Inc. Retirement Plan in WI (185 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (185 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Rhinebeck Bank 401(k) Plan assets move in 2022?
Rhinebeck Bank 401(k) Plan pulled back noticeably - down 10.8% during 2022, from $24M to $22M. Reported net income was -$3M.
How have Rhinebeck Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Rhinebeck Bank's sponsor-wide assets grew 21.8%, from $42M to $51M.
Where does Rhinebeck Bank 401(k) Plan rank by assets among Form 5500 filers?
Rhinebeck Bank 401(k) Plan ranks in the 78th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Rhinebeck Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Keter US, Inc. 401(k) Profit Sharing Plan in IN ($22M, 608 participants).
Which 401(k) plans cover a similar participant headcount to Rhinebeck Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Brew City Pizza, Inc. Retirement Plan in WI (185 participants, N/A in assets).