401(k) · DOL Form 5500 · 2022

The Cheesecake Factory Incorporated 401(k) Plan

Data updated 2026-08-25

$64M
Total assets Below avg plan size
2,086
Participants Near avg headcount
90th
Percentile by assets National rank
$30,903
Avg per participant Low balance/head
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Official DOL plan name: The Cheesecake Factory Incorporated 401(k) Plan · Sponsored by The Cheesecake Factory Incorporated · California · Food Services & Accommodation

$64M in assets, 2,086 participants

The Cheesecake Factory Incorporated's The Cheesecake Factory Incorporated 401(k) Plan reported $64M in total assets and 2,086 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,480 in Food Services & Accommodation (4,592 peers)

Coverage in California

The Cheesecake Factory Incorporated 401(k) Plan covers 2,086 participants in California, 3.3x the typical California plan (state average ~630 per filing). Assets: $64M.

#4,480
in Food Services & Accommodation (4,592 peers)
-11.6%
assets change YoY
0.6×
vs typical plan assets (national mean)

The plan reported a net loss of $8M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

The Cheesecake Factory Incorporated 401(k) Plan's outsized position by total assets

The Cheesecake Factory Incorporated 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$64,464,333 Top 10% higher than 90% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

The Cheesecake Factory Incorporated 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Cheesecake Factory Incorporated 401(k) Plan lands in the large band (2,086 participants).

Form 5500 schedule snapshot

Filing strip 510340466 · The Cheesecake Factory Incorporated PY 2022 · 401(k)

The Cheesecake Factory Incorporated 401(k) Plan · $64M · 2,086 · 90th

  • NET $64M
  • NET 2,086
  • NET 90th
  • NET 401(k)
  • NET near Savings & Investment Plan for Employees of Disabled American Veterans
  • NET ind #4480

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Food Services & Accommodation retirement plans → · Plans in California →

The Cheesecake Factory Incorporated 401(k) Plan in the asset neighbourhood

Savings & Investment Plan for Employees of Disabled American VeteransSavings & Investment Plan fo…$64MThe Cheesecake Factory Incorporated 401(k) PlanThe Cheesecake Factory Incor…$64MClarks Americas, Inc. Savings PlanClarks Americas, Inc. Saving…$64MMark H. Berens Charitable Foundation 401(k) Profit Sharing PlanMark H. Berens Charitable Fo…$64MEagle Corporation Employees Flexible Compensation PlanEagle Corporation Employees …$64M
End-of-year total assets ($M) among The Cheesecake Factory Incorporated 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

California filing particulars

Total Assets (Beginning of Year)$73M
Net Assets (End of Year)$64M
Net Income-$8M
Employer EIN510340466
Plan Effective Date1998-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Cheesecake Factory Incorporated)

Sponsor-wide plan assets over time

All The Cheesecake Factory Incorporated plans reported in each filing year

Latest sponsor-wide plan assets
$97M 50.272782625393795% vs 2022
2024 filing year
$60M$70M$80M$90M$100M$110M 202220232024 $64.5M $96.9M ▲ +50.3%
Year Plans Participants Total Assets
2022 1 2,086 $64M
2023 1 2,146 $79M
2024 1 5,885 $97M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Cheesecake Factory Incorporated 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants The Cheesecake Factory Incorporated 401(k) Plan, Total assets ($B): 0.064464333 · Participants: 2086The Cheesecake Factory Incorporated 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 45.765616608 · Participants: 205865Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 28.89820221 · Participants: 102963Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 21.851716605 · Participants: 46320Oracle Corporation 401(k) Savings and Investment PlanChevron Employee Savings Investment Plan, Total assets ($B): 18.60989746 · Participants: 19946Chevron Employee Savings Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 18.361585903 · Participants: 54672Intel 401(k) Savings Plan
The Cheesecake Factory Incorporated 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare The Cheesecake Factory Incorporated 401(k) Plan side-by-side with 3 peers →

The Cheesecake Factory Incorporated 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Savings & Investment Plan for Employees of Disabled American Veterans in KY ($64M); by covered participants it is Retirement Income Security Plan-Northwest Restaurants, Inc in WA (2,086 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (2,086 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Cheesecake Factory Incorporated 401(k) Plan assets move in 2022? ▼
The Cheesecake Factory Incorporated 401(k) Plan pulled back noticeably - down 11.6% during 2022, from $73M to $64M. Reported net income was -$8M.
How have The Cheesecake Factory Incorporated plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Cheesecake Factory Incorporated's sponsor-wide assets grew 50.3%, from $64M to $97M.
Where does The Cheesecake Factory Incorporated 401(k) Plan rank by assets among Form 5500 filers? ▼
The Cheesecake Factory Incorporated 401(k) Plan ranks in the 90th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to The Cheesecake Factory Incorporated 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Savings & Investment Plan for Employees of Disabled American Veterans in KY ($64M, 533 participants).
Which 401(k) plans cover a similar participant headcount to The Cheesecake Factory Incorporated 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Retirement Income Security Plan-Northwest Restaurants, Inc in WA (2,086 participants, $7M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 510340466.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.