401(k) · DOL Form 5500 · 2022

The Guardian Life Insurance Company of America 401(k) Plan

Data updated 2026-08-11

$359M
Total assets
2,401
Participants
97th
Percentile by assets
$149,456
Avg per participant
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Official DOL plan name: Guardian Cooperative Investment Plan · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance

$359M in assets, 2,401 participants

The Guardian Life Insurance Company of America's Guardian Cooperative Investment Plan reported $359M in total assets and 2,401 participants in its 2022 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 97th percentile by assets (of 139,126 plans)
  • #8,802 in Finance & Insurance (9,261 peers)

Coverage in New York

Guardian Cooperative Investment Plan covers 2,401 participants in New York, 3.0x the typical New York plan (state average ~798 per filing). Assets: $359M.

$359M
total plan assets (2022 EOY)
2,401
covered participants
97th
percentile by assets (of 139,126 plans)
$149,456
avg assets per participant

The plan reported a net loss of $81M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs New York filers

In New York, the average filing covers about 798 participants across 9,061 plans. Guardian Cooperative Investment Plan reports 2,401 participants - 3.0x that state average ($359M EOY assets).

New York filing particulars

Total Assets (Beginning of Year)$439M
Net Assets (End of Year)$359M
Net Income-$81M
Employer EIN135123390
Plan Effective Date1970-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Guardian Life Insurance Company of America)

$3.6B$3.8B$4B$4.2B 202220232024 $3.66B $4.03B ▲ +10.1%
Total plan assets by year, all The Guardian Life Insurance Company of America plans on file
Year Plans Participants Total Assets
2022 5 13,971 $3.7B
2023 5 13,791 $3.9B
2024 5 12,888 $4.0B

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Guardian Cooperative Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants

Guardian Cooperative Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Guardian Cooperative…IBM 401 (K) Plus PlanMorgan Stanley 401(k…The Pepsico Savings …Deloitte 401(k) PlanThe Goldman Sachs 40…
Guardian Cooperative Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Guardian Cooperative Investment Plan by total assets, not by location.

Frequently Asked Questions

How did Guardian Cooperative Investment Plan assets move in 2022?
Guardian Cooperative Investment Plan declined sharply - down 18.3% during 2022, from $439M to $359M. Reported net income was -$81M.
How have The Guardian Life Insurance Company of America plan assets changed over time?
Across 3 plan years on file (2022-2024), The Guardian Life Insurance Company of America's sponsor-wide assets grew 10.1%, from $3.7B to $4.0B.
Where does Guardian Cooperative Investment Plan rank by assets among Form 5500 filers?
Guardian Cooperative Investment Plan ranks in the 97th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Guardian Cooperative Investment Plan?
Among 401(k) plans in other states, the closest by assets is Venetian Las Vegas Gaming, LLC 401(k) Plan in NV ($359M, 8,022 participants).

Next read for Guardian Cooperative Investment Plan

Filing takeaways

Ways to act on Guardian Cooperative Investment Plan's numbers.