401(k) · DOL Form 5500 · 2022

Upstart Network, Inc. 401(k) Plan

Data updated 2026-08-25

$40M
Total assets Below avg plan size
1,499
Participants Near avg headcount
86th
Percentile by assets National rank
$26,591
Avg per participant Low balance/head
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Official DOL plan name: Upstart Network, Inc. 401(k) Plan · Sponsored by Upstart Network, Inc. · California · Professional & Technical Services

$40M in assets, 1,499 participants

Upstart Network, Inc.'s Upstart Network, Inc. 401(k) Plan reported $40M in total assets and 1,499 participants in its 2022 DOL Form 5500 filing, ranking in the 86th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #18,741 in Professional & Technical Services (21,562 peers)

Coverage in California

Upstart Network, Inc. 401(k) Plan covers 1,499 participants in California, 2.4x the typical California plan (state average ~630 per filing). Assets: $40M.

#18,741
in Professional & Technical Services (21,562 peers)
+105.2%
assets growth YoY
0.4×
vs typical plan assets (national mean)

Upstart Network, Inc. 401(k) Plan's outsized position by total assets

Upstart Network, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$39,859,444 Top 14% higher than 86% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Upstart Network, Inc. 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Upstart Network, Inc. 401(k) Plan lands in the large band (1,499 participants).

Published 5500 schedule card

Filing strip 454660612 · Upstart Network, Inc. PY 2022 · 401(k)

Upstart Network, Inc. 401(k) Plan · $40M · 1,499 · 86th

  • RANK $40M
  • PHOTO 1,499
  • IND 86th
  • EOY 401(k)
  • 5500 near Oregon Mutual Insurance Company 401(k) Retirement Plan
  • ASSETS ind #18741

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in California →

Upstart Network, Inc. 401(k) Plan in the asset neighbourhood

Upstart Network, Inc. 401(k) PlanUpstart Network, Inc. 401(k)…$40MOregon Mutual Insurance Company 401(k) Retirement PlanOregon Mutual Insurance Comp…$40MAkwel Cadillac USA, Inc.Employees Retirement PlanAkwel Cadillac USA, Inc.Empl…$40MNorpac Resources,LLC 401(k) Profit Sharing PlanNorpac Resources,LLC 401(k) …$40MLewis Thomason, P.C. 401(k) Profit Sharing PlanLewis Thomason, P.C. 401(k) …$40M
End-of-year total assets ($M) among Upstart Network, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

California filing particulars

Total Assets (Beginning of Year)$19M
Net Assets (End of Year)$40M
Net Income$20M
Employer EIN454660612
Plan Effective Date2021-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Upstart Network, Inc.)

Sponsor-wide plan assets over time

All Upstart Network, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$98M 145.64716206277237% vs 2022
2024 filing year
$20M$40M$60M$80M$100M$120M 202220232024 $39.9M $97.9M ▲ +145.6%
Year Plans Participants Total Assets
2022 1 1,499 $40M
2023 1 1,863 $68M
2024 1 1,377 $98M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Upstart Network, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Upstart Network, Inc. 401(k) Plan, Total assets ($B): 0.039859444 · Participants: 1499Upstart Network, Inc. 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 45.765616608 · Participants: 205865Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 28.89820221 · Participants: 102963Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 21.851716605 · Participants: 46320Oracle Corporation 401(k) Savings and Investment PlanChevron Employee Savings Investment Plan, Total assets ($B): 18.60989746 · Participants: 19946Chevron Employee Savings Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 18.361585903 · Participants: 54672Intel 401(k) Savings Plan
Upstart Network, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Upstart Network, Inc. 401(k) Plan side-by-side with 3 peers →

Upstart Network, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Oregon Mutual Insurance Company 401(k) Retirement Plan in OR ($40M); by covered participants it is Atlas Roofing Corporation 401(k) Profit Sharing Plan in MS (1,499 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,499 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Upstart Network, Inc. 401(k) Plan assets move in 2022? ▼
Upstart Network, Inc. 401(k) Plan surged - up 105.2% during 2022, from $19M to $40M. Reported net income was $20M.
How have Upstart Network, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Upstart Network, Inc.'s sponsor-wide assets grew 145.6%, from $40M to $98M.
Where does Upstart Network, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
Upstart Network, Inc. 401(k) Plan ranks in the 86th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Upstart Network, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Oregon Mutual Insurance Company 401(k) Retirement Plan in OR ($40M, 209 participants).
Which 401(k) plans cover a similar participant headcount to Upstart Network, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Atlas Roofing Corporation 401(k) Profit Sharing Plan in MS (1,499 participants, $146M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 454660612.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.