401(k) · DOL Form 5500 · 2022
Spectra Credit Union 401(k) Plan
Data updated 2026-08-25
- $15M
- Total assets Small plan by assets
- 92
- Participants Small participant base
- 73rd
- Percentile by assets National rank
- $167,057
- Avg per participant Above avg balance/head
Official DOL plan name: Spectra Credit Union 401(k) Savings Plan · Sponsored by Spectra Credit Union · Virginia · Finance & Insurance
$15M in assets, 92 participants
Spectra Credit Union's Spectra Credit Union 401(k) Savings Plan reported $15M in total assets and 92 participants in its 2022 DOL Form 5500 filing, ranking in the 73rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #5,371 in Finance & Insurance (9,261 peers)
2022 asset change
Spectra Credit Union 401(k) Savings Plan pulled back noticeably 14.8% in 2022 ($18M → $15M) for 92 participants.
- #5,371
- in Finance & Insurance (9,261 peers)
- -14.8%
- assets change YoY
The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Spectra Credit Union 401(k) Savings Plan's outsized position by total assets
Spectra Credit Union 401(k) Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$15,369,239 Top 27% higher than 73% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Spectra Credit Union 401(k) Savings Plan among smaller filed plans by headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Spectra Credit Union 401(k) Savings Plan is a small filing (92 participants) on this national headcount ladder.
EBSA filing schedule strip
Filing strip 530208722 · Spectra Credit Union PY 2022 · 401(k)
Spectra Credit Union 401(k) Savings Plan · $15M · 92 · 73rd
- EBSA $15M
- PART 92
- TYPE 73rd
- NET 401(k)
- BOOK near Bean Automotive Group 401(k) Plan
- VS-ST ind #5371
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Virginia →
Spectra Credit Union 401(k) Savings Plan in the asset neighbourhood
Spectra Credit Union years around the 2022 move
Sponsor-wide plan assets over time
All Spectra Credit Union plans reported in each filing year
- Latest sponsor-wide plan assets
- $16M 2.978397303861304% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 92 | $15M |
| 2023 | 1 | 104 | $16M |
| 2024 | 1 | 98 | $16M |
2022 asset-move particulars
| Total Assets (Beginning of Year) | $18M |
|---|---|
| Net Assets (End of Year) | $15M |
| Net Income | -$3M |
| Employer EIN | 530208722 |
| Plan Effective Date | 1997-01-23 |
| Filing Status | FILING RECEIVED |
Nearby 401(k) Plans in Virginia
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Northrop Grumman Savings Plan $32.6B · 92,420
- 401(k) Pension Plan $13.0B · 61,481
- General Dynamics Corporation 401(k) Plan 6.0 $9.6B · 36,822
- Leidos, Inc. Retirement Plan $8.7B · 26,125
- Bae Systems Employees' Savings and Investment Plan $8.2B · 31,556
Spectra Credit Union 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Virginia, the nearest 401(k) by assets is Bean Automotive Group 401(k) Plan in FL ($15M); by covered participants it is Republic Companies 401(k) Retirement Plan in IA (92 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($15M here).
- Bean Automotive Group 401(k) Plan (FL) $15M · 561
- Coates Field Service, Inc. Employees Savings and Profit Sharing Plan (OK) $15M · 206
- The Harvest Group, LLC 401(k) Plan (AR) $15M · 168
- Center City Pcs 401(k) Plan (DC) $15M · 243
Similar participant headcount
Nearest other-state filings by covered participants (92 participants); asset peers above are excluded.
- Republic Companies 401(k) Retirement Plan (IA) 92 · 0 off
- Mead Clark Lumber Company 401(k) Profit Sharing Plan (CA) 92 · 0 off
- Marco Contractors, Inc. 401(k) Plan (PA) 92 · 0 off
- Eagleridge Energy, LLC 401(k) Plan (TX) 92 · 0 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.