401(k) · DOL Form 5500 · 2022

Cambridge Savings Bank 401(k) Plan

Data updated 2026-08-25

$88M
Total assets Below avg plan size
447
Participants Below avg headcount
92nd
Percentile by assets National rank
$197,010
Avg per participant Above avg balance/head
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Official DOL plan name: Cambridge Savings Bank Employee Welfare Savings Plan · Sponsored by Cambridge Savings Bank · Massachusetts · Finance & Insurance

$88M in assets, 447 participants

Cambridge Savings Bank's Cambridge Savings Bank Employee Welfare Savings Plan reported $88M in total assets and 447 participants in its 2022 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,078 in Finance & Insurance (9,261 peers)

Where Cambridge Savings Bank Employee Welfare Savings Plan sits by assets

Cambridge Savings Bank Employee Welfare Savings Plan sits in the top 10% of all filed plans by assets, $88M for 447 participants (~$197,010/participant), down 14.3% in 2022.

#8,078
in Finance & Insurance (9,261 peers)
-14.3%
assets change YoY
0.9×
vs typical plan assets (national mean)

The plan reported a net loss of $15M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Cambridge Savings Bank Employee Welfare Savings Plan's outsized position by total assets

Cambridge Savings Bank Employee Welfare Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$88,063,446 Top 8% higher than 92% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Cambridge Savings Bank Employee Welfare Savings Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cambridge Savings Bank Employee Welfare Savings Plan sits mid-pack in the medium band (447 participants).

Plan-year Form 5500 strip

Filing strip 041145100 · Cambridge Savings Bank PY 2022 · 401(k)

Cambridge Savings Bank Employee Welfare Savings Plan · $88M · 447 · 92nd

  • PCT $88M
  • PCT 447
  • PCT 92nd
  • PCT 401(k)
  • PCT near Smith Seckman Reid, Inc. Employee Savings and Profit Sharing Plan Trust
  • PCT ind #8078

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Cambridge Savings Bank Employee Welfare Savings Plan in the asset neighbourhood

Columbia Helicopters, Inc. Amended and Restated Profit Sharing PlanColumbia Helicopters, Inc. A…$88MCambridge Savings Bank Employee Welfare Savings PlanCambridge Savings Bank Emplo…$88MSmith Seckman Reid, Inc. Employee Savings and Profit Sharing Plan TrustSmith Seckman Reid, Inc. Emp…$88MNext 15 Communications Retirement PlanNext 15 Communications Retir…$88MPilot Air Freight, LLC Retirement Savings PlanPilot Air Freight, LLC Retir…$88M
End-of-year total assets ($M) among Cambridge Savings Bank Employee Welfare Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$103M
Net Assets (End of Year)$88M
Net Income-$15M
Employer EIN041145100
Plan Effective Date1991-09-04
Filing StatusFILING RECEIVED

Sponsor Plan History (Cambridge Savings Bank)

Sponsor-wide plan assets over time

All Cambridge Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$117M 33.12777358269627% vs 2022
2024 filing year
$80M$90M$100M$110M$120M$130M 202220232024 $88.1M $117M ▲ +33.1%
Year Plans Participants Total Assets
2022 1 447 $88M
2023 1 475 $103M
2024 1 478 $117M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Cambridge Savings Bank Employee Welfare Savings Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Cambridge Savings Bank Employee Welfare Savings Plan, Total assets ($B): 0.088063446 · Participants: 447Cambridge Savings Bank Employee Welfare Savings PlanFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Cambridge Savings Bank Employee Welfare Savings Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Cambridge Savings Bank Employee Welfare Savings Plan side-by-side with 3 peers →

Cambridge Savings Bank Employee Welfare Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Smith Seckman Reid, Inc. Employee Savings and Profit Sharing Plan Trust in TN ($88M); by covered participants it is Bakersfield Heart Hospital 401(k) Plan in CA (447 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (447 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cambridge Savings Bank Employee Welfare Savings Plan assets move in 2022? ▼
Cambridge Savings Bank Employee Welfare Savings Plan pulled back noticeably - down 14.3% during 2022, from $103M to $88M. Reported net income was -$15M.
How have Cambridge Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cambridge Savings Bank's sponsor-wide assets grew 33.1%, from $88M to $117M.
Where does Cambridge Savings Bank Employee Welfare Savings Plan rank by assets among Form 5500 filers? ▼
Cambridge Savings Bank Employee Welfare Savings Plan ranks in the 92nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Cambridge Savings Bank Employee Welfare Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Smith Seckman Reid, Inc. Employee Savings and Profit Sharing Plan Trust in TN ($88M, 439 participants).
Which 401(k) plans cover a similar participant headcount to Cambridge Savings Bank Employee Welfare Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Bakersfield Heart Hospital 401(k) Plan in CA (447 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041145100.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.