401(k) · DOL Form 5500 · 2022

Independence Bancshares, Inc. 401(k) Plan

Data updated 2026-08-11

$88M
Total assets
431
Participants
92nd
Percentile by assets
$203,038
Avg per participant
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Official DOL plan name: Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) · Sponsored by Independence Bancshares, Inc. · Kentucky · Finance & Insurance

$88M in assets, 431 participants

Independence Bancshares, Inc.'s Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) reported $88M in total assets and 431 participants in its 2022 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 92nd percentile by assets (of 139,126 plans)
  • #8,070 in Finance & Insurance (9,261 peers)

Where Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) sits by assets

Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) sits in the top 10% of all filed plans by assets, $88M for 431 participants (~$203,038/participant), down 6.5% in 2022.

$88M
total plan assets (2022 EOY)
431
covered participants
92nd
percentile by assets (of 139,126 plans)
$203,038
avg assets per participant

The plan reported a net loss of $6M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) vs the 2022 asset distribution

By assets, Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) outranks 92% of the 139,126 plans that filed a Form 5500 for the 2022 plan year, and holds roughly 0.9x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$94M
Net Assets (End of Year)$88M
Net Income-$6M
Employer EIN610955447
Plan Effective Date1995-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Independence Bancshares, Inc.)

$82M$84M$86M$88M 202220232024 $87.5M $87M ▼ -0.5%
Total plan assets by year, all Independence Bancshares, Inc. plans on file
Year Plans Participants Total Assets
2022 1 431 $88M
2023 1 470 $83M
2024 1 435 $87M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) vs. nearby 401(k) plans in Kentucky, assets vs. participants

Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -202468 Total assets ($B) Participants Independence Bancsha…Humana Retirement Sa…Commonspirit Health …UPS/Ipa 401 (K) Savi…Lexmark Savings PlanKindred 401 (K) Plan
Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) vs. nearby 401(k) plans in Kentucky, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) by total assets, not by location.

Frequently Asked Questions

How did Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) assets move in 2022?
Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) pulled back noticeably - down 6.5% during 2022, from $94M to $88M. Reported net income was -$6M.
How have Independence Bancshares, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Independence Bancshares, Inc.'s sponsor-wide assets declined 0.5%, from $88M to $87M.
Where does Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) rank by assets among Form 5500 filers?
Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) ranks in the 92nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions)?
Among 401(k) plans in other states, the closest by assets is Patelco Credit Union Employees 401(k) Plan in CA ($88M, 764 participants).

Next read for Independence Bancshares, Inc. Employee S…

Scale reading

Ways to act on Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions)'s numbers.

  • By total assets, Independence Bancshares, Inc. Employee Stock Ownership Plan (with 401(k) Provisions) ranks in the top 10% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in Kentucky. Compare plans
  • Independence Bancshares, Inc.'s sponsor-wide assets have declined 0.5% since 2022 across 3 plan years on file. More Finance & Insurance plans