401(k) · DOL Form 5500 · 2022

Betterment Holdings, Inc 401(k) Plan

Data updated 2026-08-25

$49M
Total assets Below avg plan size
399
Participants Below avg headcount
88th
Percentile by assets National rank
$122,271
Avg per participant Near avg balance/head
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Official DOL plan name: Betterment 401(k) Savings Plan · Sponsored by Betterment Holdings, Inc · New York · Other Services

$49M in assets, 399 participants

Betterment Holdings, Inc's Betterment 401(k) Savings Plan reported $49M in total assets and 399 participants in its 2022 DOL Form 5500 filing, ranking in the 88th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,943 in Other Services (8,398 peers)

Where Betterment 401(k) Savings Plan sits by assets

Betterment 401(k) Savings Plan sits in the top quartile of all filed plans by assets, $49M for 399 participants (~$122,271/participant), up 6.2% in 2022.

#7,943
in Other Services (8,398 peers)
+6.2%
assets growth YoY
0.5×
vs typical plan assets (national mean)

Betterment 401(k) Savings Plan's outsized position by total assets

Betterment 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$48,786,058 Top 12% higher than 88% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Betterment 401(k) Savings Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Betterment 401(k) Savings Plan sits mid-pack in the medium band (399 participants).

Form 5500 schedule snapshot

Filing strip 900735456 · Betterment Holdings, Inc PY 2022 · 401(k)

Betterment 401(k) Savings Plan · $49M · 399 · 88th

  • BOY $49M
  • SCH 399
  • EBSA 88th
  • PART 401(k)
  • TYPE near Corden Pharma Colorado, Inc. 401(k) Plan
  • NET ind #7943

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Other Services retirement plans → · Plans in New York →

Betterment 401(k) Savings Plan in the asset neighbourhood

Betterment 401(k) Savings PlanBetterment 401(k) Savings Pl…$49MCorden Pharma Colorado, Inc. 401(k) PlanCorden Pharma Colorado, Inc.…$49MAlvin H. Butz, Inc. 401(k) Profit Sharing PlanAlvin H. Butz, Inc. 401(k) P…$49MDecore-Ative Specialties, Inc. 401(k) Profit Sharing PlanDecore-Ative Specialties, In…$49MWatchguard Technologies, Inc 401(k) PlanWatchguard Technologies, Inc…$49M
End-of-year total assets ($M) among Betterment 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$46M
Net Assets (End of Year)$49M
Net Income$3M
Employer EIN900735456
Plan Effective Date2013-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Betterment Holdings, Inc)

Sponsor-wide plan assets over time

All Betterment Holdings, Inc plans reported in each filing year

Latest sponsor-wide plan assets
$89M 83.15693184310977% vs 2022
2024 filing year
$40M$60M$80M$100M 202220232024 $48.8M $89.4M ▲ +83.2%
Year Plans Participants Total Assets
2022 1 399 $49M
2023 1 430 $67M
2024 1 430 $89M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Betterment 401(k) Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Betterment 401(k) Savings Plan, Total assets ($B): 0.048786058 · Participants: 399Betterment 401(k) Savings PlanIBM 401 (K) Plus Plan, Total assets ($B): 53.363875208 · Participants: 56376IBM 401 (K) Plus PlanMorgan Stanley 401(k) Plan, Total assets ($B): 16.415517176 · Participants: 42924Morgan Stanley 401(k) PlanThe Pepsico Savings Plan, Total assets ($B): 12.067222 · Participants: 129846The Pepsico Savings PlanDeloitte 401(k) Plan, Total assets ($B): 10.966899716 · Participants: 74687Deloitte 401(k) PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 9.681988279 · Participants: 22650The Goldman Sachs 401(k) Plan
Betterment 401(k) Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Betterment 401(k) Savings Plan side-by-side with 3 peers →

Betterment 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Corden Pharma Colorado, Inc. 401(k) Plan in CO ($49M); by covered participants it is Umlaut Group 401(k) Plan in MI (399 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (399 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Betterment 401(k) Savings Plan assets move in 2022? ▼
Betterment 401(k) Savings Plan grew at a solid clip - up 6.2% during 2022, from $46M to $49M. Reported net income was $3M.
How have Betterment Holdings, Inc plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Betterment Holdings, Inc's sponsor-wide assets grew 83.2%, from $49M to $89M.
Where does Betterment 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Betterment 401(k) Savings Plan ranks in the 88th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Betterment 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Corden Pharma Colorado, Inc. 401(k) Plan in CO ($49M, 476 participants).
Which 401(k) plans cover a similar participant headcount to Betterment 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Umlaut Group 401(k) Plan in MI (399 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 900735456.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.