401(k) · DOL Form 5500 · 2022

Gray Construction, Inc 401(k) Plan

Data updated 2026-08-25

$168M
Total assets Near avg plan size
1,389
Participants Near avg headcount
95th
Percentile by assets National rank
$121,081
Avg per participant Near avg balance/head
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Official DOL plan name: Gray Retirement Savings Plan · Sponsored by Gray Construction, Inc · Kentucky · Construction

$168M in assets, 1,389 participants

Gray Construction, Inc's Gray Retirement Savings Plan reported $168M in total assets and 1,389 participants in its 2022 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #9,345 in Construction (9,927 peers)

Coverage in Kentucky

Gray Retirement Savings Plan covers 1,389 participants in Kentucky, 2.1x the typical Kentucky plan (state average ~647 per filing). Assets: $168M.

#9,345
in Construction (9,927 peers)
+21.2%
assets growth YoY
1.7×
vs typical plan assets (national mean)

The plan reported a net loss of $24M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Gray Retirement Savings Plan's outsized position by total assets

Gray Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$168,180,825 Top 5% higher than 95% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Gray Retirement Savings Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Gray Retirement Savings Plan lands in the large band (1,389 participants).

Plan-year Form 5500 strip

Filing strip 610990546 · Gray Construction, Inc PY 2022 · 401(k)

Gray Retirement Savings Plan · $168M · 1,389 · 95th

  • EOY $168M
  • EOY 1,389
  • EOY 95th
  • EOY 401(k)
  • EOY near Gfk US Holdings, Inc. 401(k) Plan
  • EOY ind #9345

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Construction retirement plans → · Plans in Kentucky →

Gray Retirement Savings Plan in the asset neighbourhood

Short-Elliott-Hendrickson, Inc. Profit Sharing and 401(k) PlanShort-Elliott-Hendrickson, I…$168MGfk US Holdings, Inc. 401(k) PlanGfk US Holdings, Inc. 401(k)…$168MGray Retirement Savings Plan$168MBar-S Foods Co. 401(k) and Profit Sharing PlanBar-S Foods Co. 401(k) and P…$168MAmerican Savings Bank 401(k) PlanAmerican Savings Bank 401(k)…$168M
End-of-year total assets ($M) among Gray Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Kentucky filing particulars

Total Assets (Beginning of Year)$139M
Net Assets (End of Year)$168M
Net Income-$24M
Employer EIN610990546
Plan Effective Date1980-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Gray Construction, Inc)

Sponsor-wide plan assets over time

All Gray Construction, Inc plans reported in each filing year

Latest sponsor-wide plan assets
$209M 24.023293975398204% vs 2022
2024 filing year
$160M$180M$200M$220M 202220232024 $168M $209M ▲ +24.0%
Year Plans Participants Total Assets
2022 1 1,389 $168M
2023 1 2,003 $186M
2024 1 2,205 $209M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Gray Retirement Savings Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -202468 Total assets ($B) Participants Gray Retirement Savings Plan, Total assets ($B): 0.168180825 · Participants: 1389Gray Retirement Savings PlanHumana Retirement Savings Plan, Total assets ($B): 6.44425797 · Participants: 44930Humana Retirement Savings PlanCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 6.066519058 · Participants: 85671Commonspirit Health 401(k) Retirement Savings PlanUPS/Ipa 401 (K) Savings Plan, Total assets ($B): 1.16367227 · Participants: 2992UPS/Ipa 401 (K) Savings PlanLexmark Savings Plan, Total assets ($B): 1.059618486 · Participants: 1811Lexmark Savings PlanKindred 401 (K) Plan, Total assets ($B): 0.969290029 · Participants: 22132Kindred 401 (K) Plan
Gray Retirement Savings Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare Gray Retirement Savings Plan side-by-side with 3 peers →

Gray Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Gfk US Holdings, Inc. 401(k) Plan in NY ($168M); by covered participants it is Strategic Staffing Solutions, Inc. 401(k) Retirement Plan in MI (1,389 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($168M here).

Similar participant headcount

Nearest other-state filings by covered participants (1,389 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Gray Retirement Savings Plan assets move in 2022? ▼
Gray Retirement Savings Plan grew sharply - up 21.2% during 2022, from $139M to $168M. Reported net income was -$24M.
How have Gray Construction, Inc plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Gray Construction, Inc's sponsor-wide assets grew 24.0%, from $168M to $209M.
Where does Gray Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Gray Retirement Savings Plan ranks in the 95th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Gray Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Gfk US Holdings, Inc. 401(k) Plan in NY ($168M, 432 participants).
Which 401(k) plans cover a similar participant headcount to Gray Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Strategic Staffing Solutions, Inc. 401(k) Retirement Plan in MI (1,389 participants, $27M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 610990546.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.