401(k) · DOL Form 5500 · 2022

Heritage Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$15M
Total assets Small plan by assets
205
Participants Below avg headcount
73rd
Percentile by assets National rank
$75,190
Avg per participant Below avg balance/head
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Official DOL plan name: Heritage Federal Credit Union Capital Accumulation Plan · Sponsored by Heritage Federal Credit Union · Indiana · Finance & Insurance

$15M in assets, 205 participants

Heritage Federal Credit Union's Heritage Federal Credit Union Capital Accumulation Plan reported $15M in total assets and 205 participants in its 2022 DOL Form 5500 filing, ranking in the 73rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,376 in Finance & Insurance (9,261 peers)

Coverage in Indiana

Heritage Federal Credit Union Capital Accumulation Plan covers 205 participants in Indiana, about 38% of the average Indiana filer (state average ~541 per filing). Assets: $15M.

#5,376
in Finance & Insurance (9,261 peers)
-15.7%
assets change YoY

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Heritage Federal Credit Union Capital Accumulation Plan's outsized position by total assets

Heritage Federal Credit Union Capital Accumulation Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$15,413,897 Top 27% higher than 73% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Heritage Federal Credit Union Capital Accumulation Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Heritage Federal Credit Union Capital Accumulation Plan sits mid-pack in the medium band (205 participants).

DOL schedule card

Filing strip 351155006 · Heritage Federal Credit Union PY 2022 · 401(k)

Heritage Federal Credit Union Capital Accumulation Plan · $15M · 205 · 73rd

  • NET $15M
  • BOOK 205
  • VS-ST 73rd
  • BOY 401(k)
  • SCH near Cmi Marketing, Inc 401(k) Plan
  • EBSA ind #5376

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Indiana →

Heritage Federal Credit Union Capital Accumulation Plan in the asset neighbourhood

Heritage Federal Credit Union Capital Accumulation PlanHeritage Federal Credit Unio…$15MCmi Marketing, Inc 401(k) PlanCmi Marketing, Inc 401(k) Pl…$15M403(b) Thrift Plan of Berkshire County Arc, Inc.403(b) Thrift Plan of Berksh…$15MDelval Equipment Corporation 401(k) Profit Sharing PlanDelval Equipment Corporation…$15MMassachusetts Teacher Association 401(k) Savings PlanMassachusetts Teacher Associ…$15M
End-of-year total assets ($M) among Heritage Federal Credit Union Capital Accumulation Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Indiana filing particulars

Total Assets (Beginning of Year)$18M
Net Assets (End of Year)$15M
Net Income-$3M
Employer EIN351155006
Plan Effective Date1983-11-21
Filing StatusFILING RECEIVED

Sponsor Plan History (Heritage Federal Credit Union)

Sponsor-wide plan assets over time

All Heritage Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$20M 29.702903814655045% vs 2022
2024 filing year
$14M$16M$18M$20M$22M 202220232024 $15.4M $20M ▲ +29.7%
Year Plans Participants Total Assets
2022 1 205 $15M
2023 1 217 $18M
2024 1 215 $20M

Nearby 401(k) Plans in Indiana

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Heritage Federal Credit Union Capital Accumulation Plan vs. nearby 401(k) plans in Indiana, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -50510 Total assets ($B) Participants Heritage Federal Credit Union Capital Accumulation Plan, Total assets ($B): 0.015413897 · Participants: 205Heritage Federal Credit Union Capital Accumulation PlanElevance Health 401(k) Plan, Total assets ($B): 9.467911456 · Participants: 71898Elevance Health 401(k) PlanThe Lilly Employee 401(k) Plan, Total assets ($B): 8.875255354 · Participants: 15607The Lilly Employee 401(k) PlanCummins Retirement and Savings Plan, Total assets ($B): 4.386787904 · Participants: 23710Cummins Retirement and Savings PlanIu Health 401(k) Savings Plan, Total assets ($B): 3.245347601 · Participants: 39243Iu Health 401(k) Savings PlanSteel Dynamics, Inc. Profit Sharing and Retirement Savings Plan, Total assets ($B): 2.020286876 · Participants: 8632Steel Dynamics, Inc. Profit Sharing and Retirement Savings Plan
Heritage Federal Credit Union Capital Accumulation Plan vs. nearby 401(k) plans in Indiana, assets vs. participants
Compare Heritage Federal Credit Union Capital Accumulation Plan side-by-side with 3 peers →

Heritage Federal Credit Union Capital Accumulation Plan's out-of-state 401(k) peers by assets and headcount

Outside Indiana, the nearest 401(k) by assets is Cmi Marketing, Inc 401(k) Plan in NY ($15M); by covered participants it is Fresh Venture Foods 401(k) Plan in CA (205 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (205 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Heritage Federal Credit Union Capital Accumulation Plan assets move in 2022? ▼
Heritage Federal Credit Union Capital Accumulation Plan declined sharply - down 15.7% during 2022, from $18M to $15M. Reported net income was -$3M.
How have Heritage Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Heritage Federal Credit Union's sponsor-wide assets grew 29.7%, from $15M to $20M.
Which 401(k) plans are similar in size to Heritage Federal Credit Union Capital Accumulation Plan? ▼
Among 401(k) plans in other states, the closest by assets is Cmi Marketing, Inc 401(k) Plan in NY ($15M, 219 participants).
Which 401(k) plans cover a similar participant headcount to Heritage Federal Credit Union Capital Accumulation Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Fresh Venture Foods 401(k) Plan in CA (205 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 351155006.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.