401(k) · DOL Form 5500 · 2022

Chime Financial, Inc. 401(k) Plan

Data updated 2026-08-25

$62M
Total assets Below avg plan size
1,142
Participants Near avg headcount
90th
Percentile by assets National rank
$53,928
Avg per participant Low balance/head
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Official DOL plan name: Chime Financial 401(k) Plan · Sponsored by Chime Financial, Inc. · California · Finance & Insurance

$62M in assets, 1,142 participants

Chime Financial, Inc.'s Chime Financial 401(k) Plan reported $62M in total assets and 1,142 participants in its 2022 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,704 in Finance & Insurance (9,261 peers)

Where Chime Financial 401(k) Plan sits by assets

Chime Financial 401(k) Plan sits in the top 10% of all filed plans by assets, $62M for 1,142 participants (~$53,928/participant), up 48.3% in 2022.

#7,704
in Finance & Insurance (9,261 peers)
+48.3%
assets growth YoY
0.6×
vs typical plan assets (national mean)

Chime Financial 401(k) Plan's outsized position by total assets

Chime Financial 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$61,586,080 Top 10% higher than 90% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Chime Financial 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Chime Financial 401(k) Plan lands in the large band (1,142 participants).

EBSA filing schedule strip

Filing strip 460925388 · Chime Financial, Inc. PY 2022 · 401(k)

Chime Financial 401(k) Plan · $62M · 1,142 · 90th

  • PHOTO $62M
  • IND 1,142
  • EOY 90th
  • 5500 401(k)
  • ASSETS near Sher Garner Cahill Richter Klein & Hilbert, LLC 401(k) Profit Sharing Plan
  • PCT ind #7704

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Chime Financial 401(k) Plan in the asset neighbourhood

Chime Financial 401(k) Plan$62MBenevis 401(k) Retirement Savings PlanBenevis 401(k) Retirement Sa…$62MSher Garner Cahill Richter Klein & Hilbert, LLC 401(k) Profit Sharing PlanSher Garner Cahill Richter K…$62MFederal Realty Investment Trust Savings and Retirement 401(k) PlanFederal Realty Investment Tr…$62MMarotta Controls, Inc. Employees 401(k) PlanMarotta Controls, Inc. Emplo…$62M
End-of-year total assets ($M) among Chime Financial 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$42M
Net Assets (End of Year)$62M
Net Income$20M
Employer EIN460925388
Plan Effective Date2017-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Chime Financial, Inc.)

Sponsor-wide plan assets over time

All Chime Financial, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$157M 154.14673413212856% vs 2022
2024 filing year
$50M$100M$150M$200M 202220232024 $61.6M $157M ▲ +154.1%
Year Plans Participants Total Assets
2022 1 1,142 $62M
2023 1 1,297 $106M
2024 1 1,228 $157M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Chime Financial 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Chime Financial 401(k) Plan, Total assets ($B): 0.06158608 · Participants: 1142Chime Financial 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 45.765616608 · Participants: 205865Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 28.89820221 · Participants: 102963Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 21.851716605 · Participants: 46320Oracle Corporation 401(k) Savings and Investment PlanChevron Employee Savings Investment Plan, Total assets ($B): 18.60989746 · Participants: 19946Chevron Employee Savings Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 18.361585903 · Participants: 54672Intel 401(k) Savings Plan
Chime Financial 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Chime Financial 401(k) Plan side-by-side with 3 peers →

Chime Financial 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Sher Garner Cahill Richter Klein & Hilbert, LLC 401(k) Profit Sharing Plan in LA ($62M); by covered participants it is Aegis Sciences Corporation 401(k) Plan in TN (1,142 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,142 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Chime Financial 401(k) Plan assets move in 2022? ▼
Chime Financial 401(k) Plan surged - up 48.3% during 2022, from $42M to $62M. Reported net income was $20M.
How have Chime Financial, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Chime Financial, Inc.'s sponsor-wide assets grew 154.1%, from $62M to $157M.
Where does Chime Financial 401(k) Plan rank by assets among Form 5500 filers? ▼
Chime Financial 401(k) Plan ranks in the 90th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Chime Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Sher Garner Cahill Richter Klein & Hilbert, LLC 401(k) Profit Sharing Plan in LA ($62M, 89 participants).
Which 401(k) plans cover a similar participant headcount to Chime Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Aegis Sciences Corporation 401(k) Plan in TN (1,142 participants, $33M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 460925388.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.