401(k) · DOL Form 5500 · 2022

Central One Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$15M
Total assets Small plan by assets
121
Participants Small participant base
72nd
Percentile by assets National rank
$121,348
Avg per participant Near avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Central One Federal Credit Union 401(k) Plan and Trust · Sponsored by Central One Federal Credit Union · Massachusetts · Finance & Insurance

$15M in assets, 121 participants

Central One Federal Credit Union's Central One Federal Credit Union 401(k) Plan and Trust reported $15M in total assets and 121 participants in its 2022 DOL Form 5500 filing, ranking in the 72nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,277 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

Central One Federal Credit Union 401(k) Plan and Trust covers 121 participants in Massachusetts, about 18% of the average Massachusetts filer (state average ~659 per filing). Assets: $15M.

#5,277
in Finance & Insurance (9,261 peers)
-8.2%
assets change YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Central One Federal Credit Union 401(k) Plan and Trust's outsized position by total assets

Central One Federal Credit Union 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$14,683,103 Top 28% higher than 72% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Central One Federal Credit Union 401(k) Plan and Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Central One Federal Credit Union 401(k) Plan and Trust sits mid-pack in the medium band (121 participants).

Plan-year Form 5500 strip

Filing strip 042158611 · Central One Federal Credit Union PY 2022 · 401(k)

Central One Federal Credit Union 401(k) Plan and Trust · $15M · 121 · 72nd

  • BOOK $15M
  • VS-ST 121
  • BOY 72nd
  • SCH 401(k)
  • EBSA near Southwest Microwave Employee Savings & Profit Sharing Plan
  • PART ind #5277

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Central One Federal Credit Union 401(k) Plan and Trust in the asset neighbourhood

Central One Federal Credit Union 401(k) Plan and TrustCentral One Federal Credit U…$15MSouthwest Microwave Employee Savings & Profit Sharing PlanSouthwest Microwave Employee…$15MThe Mosser Group Employee Savings Plan and TrustThe Mosser Group Employee Sa…$15MQsi, Inc. 401(k) Profit Sharing PlanQsi, Inc. 401(k) Profit Shar…$15MInterior Supply, Inc. 401(k) Profit Sharing PlanInterior Supply, Inc. 401(k)…$15M
End-of-year total assets ($M) among Central One Federal Credit Union 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$16M
Net Assets (End of Year)$15M
Net Income-$1M
Employer EIN042158611
Plan Effective Date1997-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Central One Federal Credit Union)

Sponsor-wide plan assets over time

All Central One Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$44M 31.79662808094156% vs 2022
2024 filing year
$30M$35M$40M$45M 202220232024 $33.3M $43.9M ▲ +31.8%
Year Plans Participants Total Assets
2022 2 227 $33M
2023 2 221 $39M
2024 2 244 $44M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Central One Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants Central One Federal Credit Union 401(k) Plan and Trust, Total assets ($B): 0.014683103 · Participants: 121Central One Federal Credit Union 401(k) Plan and TrustFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
Central One Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Central One Federal Credit Union 401(k) Plan and Trust side-by-side with 3 peers →

Central One Federal Credit Union 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Southwest Microwave Employee Savings & Profit Sharing Plan in AZ ($15M); by covered participants it is Associates in Pediatric Therapy LLC 401(k) Plan in KY (121 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (121 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Central One Federal Credit Union 401(k) Plan and Trust assets move in 2022? ▼
Central One Federal Credit Union 401(k) Plan and Trust pulled back noticeably - down 8.2% during 2022, from $16M to $15M. Reported net income was -$1M.
How have Central One Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Central One Federal Credit Union's sponsor-wide assets grew 31.8%, from $33M to $44M.
Which 401(k) plans are similar in size to Central One Federal Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Southwest Microwave Employee Savings & Profit Sharing Plan in AZ ($15M, 135 participants).
Which 401(k) plans cover a similar participant headcount to Central One Federal Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Associates in Pediatric Therapy LLC 401(k) Plan in KY (121 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 042158611.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.