401(k) · DOL Form 5500 · 2022

T-O Engineers, Inc. 401(k) Plan

Compiled by PlainRetire Editorial , Retirement Plans Editorial Team

Data updated 2026-05-15

$801K
Total assets: 173
Participants: 23th
Percentile by assets: $4,628
Avg per participant

Sponsored by T-O Engineers, Inc. · Idaho · Professional & Technical Services

What the 2022 filing shows

T-O Engineers, Inc. 401(k) Plan holds $801K for 173 participants - about $4,628 per participant, among the smaller plans by assets on file, down 94.8% over the 2022 plan year.

$801K
total plan assets (2022 EOY): 173
covered participants: 23th
percentile by assets (of 139,258 plans): $4,628
avg assets per participant

The plan reported a net loss of $15M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Idaho

Industry

Professional & Technical Services

401(k) · DOL Form 5500 · 2022

What the Filing Says About T-O Engineers, Inc. 401(k) Plan

T-O Engineers, Inc. 401(k) Plan is a 401(k) retirement plan sponsored by T-O Engineers, Inc., headquartered in Idaho. According to the U.S. Department of Labor's 2022 Form 5500 filing, the plan reports $801K in total end-of-year assets and covers 173 participants across the Professional & Technical Services industry. The sponsor's EIN on file with the U.S. Department of Labor is 820391201, and the plan has been effective since 1995-08-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets contracted severely from $16M at the beginning of 2022 to $801K at year-end - down 94.8%. Net assets (after liabilities) closed the year at $801K, with reported net income of -$15M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows, a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

How the percentile is calculated: we count every plan that filed a 2022 Form 5500 with a reported end-of-year asset figure (139,258 plans), rank T-O Engineers, Inc. 401(k) Plan against all of them by total assets, and report the share of those plans it outranks. A plan reporting no asset figure for the year is excluded from the ranking rather than assumed to be zero.

Financial Summary (2022)

Total Assets (Beginning of Year)	$16M
Total Assets (End of Year)	$801K
Net Assets (End of Year)	$801K
Net Income	-$15M
Plan Type	401(k)
Employer EIN	820391201
Plan Effective Date	1995-08-01
Filing Status	FILING RECEIVED

Nearby 401(k) Plans in Idaho

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Micron Technology Inc. Retirement at Micron (Ram) Plan $2.8B · 9,161
Idaho National Laboratory Employee Investment Plan $1.9B · 5,961
Simplot Retirement Savings Plan $1.1B · 7,817
St. Luke's Health System Performance Incentive and 401(a) Matching Plan $562M · 15,768
Boise Cascade Company Savings Plan $536M · 3,405

Compare T-O Engineers, Inc. 401(k) Plan side-by-side with 3 peers →

Frequently Asked Questions

How much money is in the T-O Engineers, Inc. 401(k) Plan? ▼

As of the 2022 Form 5500 filing, T-O Engineers, Inc. 401(k) Plan holds $801K in total assets with 173 participants. It is sponsored by T-O Engineers, Inc..

What type of plan is T-O Engineers, Inc. 401(k) Plan? ▼

T-O Engineers, Inc. 401(k) Plan is a 401(k) plan. It has been effective since 1995-08-01. The plan is filed with the U.S. Department of Labor under EIN 820391201.

Who sponsors the T-O Engineers, Inc. 401(k) Plan? ▼

T-O Engineers, Inc. 401(k) Plan is sponsored by T-O Engineers, Inc., located in Idaho. The sponsor's EIN is 820391201 and the plan operates in the Professional & Technical Services industry.

How did T-O Engineers, Inc. 401(k) Plan perform in 2022? ▼

T-O Engineers, Inc. 401(k) Plan contracted severely - down 94.8% during 2022, moving from $16M to $801K in total assets. Net income was -$15M.

What this filing means

Ways to act on T-O Engineers, Inc. 401(k) Plan's numbers.

By total assets, T-O Engineers, Inc. 401(k) Plan ranks among the smaller plans by assets on file. See the largest plans
Compare it side-by-side against 3 similar 401(k) plans in Idaho. Compare plans
A 401(k) plan works differently from other retirement plan types, understand the structural differences before comparing. Compare plan types

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 820391201.

Reference: IRS Publication 560, Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B, Distributions from IRAs, RMD rules under SECURE Act 2.0.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.

Every figure on PlainRetire is rendered directly from the Department of Labor's Form 5500 annual return filings, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-05-15.