401(k) · DOL Form 5500 · 2022

In-N-Out Burger, Inc. 401(k) Plan

Data updated 2026-08-25

$613M
Total assets Above avg plan size
11,265
Participants Very large workforce
98th
Percentile by assets National rank
$54,457
Avg per participant Low balance/head
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Official DOL plan name: In-N-Out Burger Associates' Profit Sharing Plan · Sponsored by In-N-Out Burger, Inc. · California · Food Services & Accommodation

$613M in assets, 11,265 participants

In-N-Out Burger, Inc.'s In-N-Out Burger Associates' Profit Sharing Plan reported $613M in total assets and 11,265 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,572 in Food Services & Accommodation (4,592 peers)

Coverage in California

In-N-Out Burger Associates' Profit Sharing Plan covers 11,265 participants in California, 18x the typical California plan (state average ~630 per filing). Assets: $613M.

#4,572
in Food Services & Accommodation (4,592 peers)
-13.4%
assets change YoY
6.2×
vs typical plan assets (national mean)

The plan reported a net loss of $95M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

In-N-Out Burger Associates' Profit Sharing Plan's outsized position by total assets

In-N-Out Burger Associates' Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$613,453,456 Top 2% higher than 98% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

In-N-Out Burger Associates' Profit Sharing Plan's mega-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. In-N-Out Burger Associates' Profit Sharing Plan is a mega filing (11,265 participants), the rightmost band on the breakdown.

Published 5500 schedule card

Filing strip 952246829 · In-N-Out Burger, Inc. PY 2022 · 401(k)

In-N-Out Burger Associates' Profit Sharing Plan · $613M · 11,265 · 98th

  • IND $613M
  • EOY 11,265
  • 5500 98th
  • ASSETS 401(k)
  • PCT near Avis Budget Group, Inc. Employee Savings Plan
  • EIN ind #4572

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Food Services & Accommodation retirement plans → · Plans in California →

In-N-Out Burger Associates' Profit Sharing Plan in the asset neighbourhood

Rich's 401(k) Plan$614MBrightspring Health Services Retirement Savings PlanBrightspring Health Services…$614MAvis Budget Group, Inc. Employee Savings PlanAvis Budget Group, Inc. Empl…$614MIn-N-Out Burger Associates' Profit Sharing PlanIn-N-Out Burger Associates' …$613MMeritor, Inc. Savings Plan$613M
End-of-year total assets ($M) among In-N-Out Burger Associates' Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

California filing particulars

Total Assets (Beginning of Year)$708M
Net Assets (End of Year)$613M
Net Income-$95M
Employer EIN952246829
Plan Effective Date1967-06-01
Filing StatusFILING RECEIVED

Sponsor Plan History (In-N-Out Burger, Inc.)

Sponsor-wide plan assets over time

All In-N-Out Burger, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$947M 54.42521640957224% vs 2022
2024 filing year
$400M$600M$800M$1,000M 202220232024 $613M $947M ▲ +54.4%
Year Plans Participants Total Assets
2022 1 11,265 $613M
2023 1 11,750 $768M
2024 1 17,382 $947M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

In-N-Out Burger Associates' Profit Sharing Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000250000 -1001020304050 Total assets ($B) Participants In-N-Out Burger Associates' Profit Sharing Plan, Total assets ($B): 0.613453456 · Participants: 11265In-N-Out Burger Associates' Profit Sharing PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 45.765616608 · Participants: 205865Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 28.89820221 · Participants: 102963Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 21.851716605 · Participants: 46320Oracle Corporation 401(k) Savings and Investment PlanChevron Employee Savings Investment Plan, Total assets ($B): 18.60989746 · Participants: 19946Chevron Employee Savings Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 18.361585903 · Participants: 54672Intel 401(k) Savings Plan
In-N-Out Burger Associates' Profit Sharing Plan vs. nearby 401(k) plans in California, assets vs. participants

Scale composition for In-N-Out Burger Associates' Profit Sharing Plan

In-N-Out Burger Associates' Profit Sharing Plan reports $613M in end-of-year assets across 11,265 participants (0.005% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.012% of 93,925,755 covered participants) - about $54,457 per participant (39% of the national average assets-per-participant) . Net income for plan year 2022 was -$95M.

This plan identity (EIN 952246829, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $613M to $947M (+54.4%) while covered participants moved from 11,265 to 17,382 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 11,265 $613M This page
2023 11,750 $768M Open filing
2024 · index core 17,382 $947M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

In-N-Out Burger Associates' Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Avis Budget Group, Inc. Employee Savings Plan in NJ ($614M); by covered participants it is Trihealth 401(k) Retirement Savings Plan in OH (11,276 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($613M here).

Similar participant headcount

Nearest other-state filings by covered participants (11,265 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did In-N-Out Burger Associates' Profit Sharing Plan assets move in 2022? ▼
In-N-Out Burger Associates' Profit Sharing Plan pulled back noticeably - down 13.4% during 2022, from $708M to $613M. Reported net income was -$95M.
How have In-N-Out Burger, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), In-N-Out Burger, Inc.'s sponsor-wide assets grew 54.4%, from $613M to $947M.
Where does In-N-Out Burger Associates' Profit Sharing Plan rank by assets among Form 5500 filers? ▼
In-N-Out Burger Associates' Profit Sharing Plan ranks in the 98th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to In-N-Out Burger Associates' Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is Avis Budget Group, Inc. Employee Savings Plan in NJ ($614M, 10,302 participants).
Which 401(k) plans cover a similar participant headcount to In-N-Out Burger Associates' Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Trihealth 401(k) Retirement Savings Plan in OH (11,276 participants, $905M in assets).