Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

Reviewed byPlainRetire Editorial, Retirement Plans Editorial Team · June 5, 2026

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Y-12 FEDERAL CREDIT UNION

This Profit Sharing plan holds $26M in total assets and serves 327 participants as of 2022. It is sponsored by Y-12 FEDERAL CREDIT UNION in Tennessee. The plan reported a net loss of $548K for the year.

Total Assets (2023)

$26M

Participants

327

State

Tennessee

Industry

Finance & Insurance

What the Filing Says About Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST

Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is a Profit Sharing retirement plan sponsored by Y-12 FEDERAL CREDIT UNION, headquartered in Tennessee. As of the 2022 Form 5500 filing, the plan reports $26M in total end-of-year assets and covers 327 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 620473619, and the plan has been effective since 1997-07-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $26M at the beginning of 2022 to $26M at year-end — a decline of 2.1%. Net assets (after liabilities) closed the year at $26M, with reported net income of $-548,105 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)	$26M
Total Assets (End of Year)	$26M
Net Assets (End of Year)	$26M
Net Income	$-548,105
Plan Type	Profit Sharing
Employer EIN	620473619
Plan Effective Date	1997-07-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Y-12 FEDERAL CREDIT UNION)

Year	Plans	Participants	Total Assets
2022	2	620	$78M
2023	2	664	$94M
2024	2	674	$106M

Nearby Profit Sharing Plans in Tennessee

Peer Profit Sharing plans — same state, same plan type — ranked by total assets.

VANDERBILT UNIVERSITY MEDICAL CENTER RETIREMENT PLAN $4.1B · 30,220
VANDERBILT UNIVERSITY RETIREMENT PLAN $2.3B · 6,887
SAVINGS PLAN FOR EMPLOYEES AT ORNL $1.6B · 6,020
SAVINGS PROGRAM FOR EMPLOYEES OF CONSOLIDATED NUCLEAR SECURITY, LLC AT THE U.S. DEPARTMENT OF ENERGY FACILITIES AT OAK RIDGE, TENNESSEE $1.3B · 6,139
ST. JUDE CHILDREN'S RESEARCH HOSPITAL DEFINED CONTRIBUTION RETIREMENT PLAN $1.1B · 6,010

Compare Y-12 FEDERAL CREDIT UNION 401(K) PLAN AN… side-by-side with 3 peers →

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Frequently Asked Questions

How much money is in the Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST? ▼

As of the 2022 Form 5500 filing, Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST holds $26M in total assets with 327 participants. It is sponsored by Y-12 FEDERAL CREDIT UNION.

What type of plan is Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST? ▼

Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is a Profit Sharing plan. It has been effective since 1997-07-01. The plan is filed with the U.S. Department of Labor under EIN 620473619.

Who sponsors the Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST? ▼

Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST is sponsored by Y-12 FEDERAL CREDIT UNION, located in Tennessee. The sponsor's EIN is 620473619 and the plan operates in the Finance & Insurance industry.

How did Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST perform in 2022? ▼

Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST declined by 2.1% during 2022, moving from $26M to $26M in total assets. Net income was $-548,105.

Where can I find official filings for Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST? ▼

Official Form 5500 filings for Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 620473619 or plan name at efast.dol.gov.

How does Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST compare to other plans? ▼

You can compare Y-12 FEDERAL CREDIT UNION 401(K) PLAN AND TRUST against other Profit Sharing plans on the plan type page, or view plans in Tennessee on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.