Defined Benefit (Pension) · DOL Form 5500 · 2022

Citizens Financial Group, Inc. Pension Plan

Data updated 2026-08-11

$1.1B
Total assets
3,600
Participants
99th
Percentile by assets
$293,704
Avg per participant
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Official DOL plan name: Cfg Pension Plan · Sponsored by Citizens Financial Group, Inc. · Rhode Island · Finance & Insurance

$1.1B in assets, 3,600 participants

Citizens Financial Group, Inc.'s Cfg Pension Plan reported $1.1B in total assets and 3,600 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 139,126 plans)
  • #9,067 in Finance & Insurance (9,261 peers)

Coverage in Rhode Island

Cfg Pension Plan covers 3,600 participants in Rhode Island, 2.5x the typical Rhode Island plan (state average ~1,449 per filing). Assets: $1.1B.

$1.1B
total plan assets (2022 EOY)
3,600
covered participants
99th
percentile by assets (of 139,126 plans)
$293,704
avg assets per participant

The plan reported a net loss of $338M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Participants vs Rhode Island filers

In Rhode Island, the average filing covers about 1,449 participants across 434 plans. Cfg Pension Plan reports 3,600 participants - 2.5x that state average ($1.1B EOY assets).

Rhode Island filing particulars

Total Assets (Beginning of Year)$1.4B
Net Assets (End of Year)$1.1B
Net Income-$338M
Employer EIN050412693
Plan Effective Date1961-03-23
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens Financial Group, Inc.)

$3.5B$4B$4.5B$5B 202220232024 $3.7B $4.6B ▲ +24.3%
Total plan assets by year, all Citizens Financial Group, Inc. plans on file
Year Plans Participants Total Assets
2022 3 21,615 $3.7B
2023 3 22,715 $4.2B
2024 3 21,136 $4.6B

Nearby Defined Benefit (Pension) Plans in Rhode Island

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Cfg Pension Plan vs. nearby Defined Benefit (Pension) plans in Rhode Island, assets vs. participants

Cfg Pension Plan vs. nearby Defined Benefit (Pension) plans in Rhode Island, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 05101520 Total assets ($B) Participants Cfg Pension PlanThe Bank of America …Textron Master Retir…Factory Mutual Insur…Bell Helicopter Text…Amica Pension Fund
Cfg Pension Plan vs. nearby Defined Benefit (Pension) plans in Rhode Island, assets vs. participants

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Cfg Pension Plan by total assets, not by location.

Frequently Asked Questions

How did Cfg Pension Plan assets move in 2022?
Cfg Pension Plan declined sharply - down 24.2% during 2022, from $1.4B to $1.1B. Reported net income was -$338M.
How have Citizens Financial Group, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Citizens Financial Group, Inc.'s sponsor-wide assets grew 24.4%, from $3.7B to $4.6B.
Where does Cfg Pension Plan rank by assets among Form 5500 filers?
Cfg Pension Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which Defined Benefit (Pension) plans are similar in size to Cfg Pension Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Cytec Retirement Plan in NJ ($1.1B, 989 participants).

Filing takeaways

Ways to act on Cfg Pension Plan's numbers.