401(k) · DOL Form 5500 · 2022

United Airlines, Inc. 401(k) Plan

Data updated 2026-08-25

$11.8B
Total assets Mega-plan scale
13,437
Participants Very large workforce
100th
Percentile by assets National rank
$879,403
Avg per participant High balance/head
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Official DOL plan name: United Airlines Pilot Retirement Account Plan · Sponsored by United Airlines, Inc. · Illinois · Transportation & Warehousing

$11.8B in assets, 13,437 participants

United Airlines, Inc.'s United Airlines Pilot Retirement Account Plan reported $11.8B in total assets and 13,437 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,868 in Transportation & Warehousing (3,876 peers)

Coverage in Illinois

United Airlines Pilot Retirement Account Plan covers 13,437 participants in Illinois, 17x the typical Illinois plan (state average ~779 per filing). Assets: $11.8B.

#3,868
in Transportation & Warehousing (3,876 peers)
-18.1%
assets change YoY
119×
vs typical plan assets (national mean)

The plan reported a net loss of $2.6B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

United Airlines Pilot Retirement Account Plan's outsized position by total assets

United Airlines Pilot Retirement Account Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$11,816,542,826 Highest reported value at or above every one of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

United Airlines Pilot Retirement Account Plan's mega-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. United Airlines Pilot Retirement Account Plan is a mega filing (13,437 participants), the rightmost band on the breakdown.

Plan-year Form 5500 strip

Filing strip 742099724 · United Airlines, Inc. PY 2022 · 401(k)

United Airlines Pilot Retirement Account Plan · $11.8B · 13,437 · 100th

  • BOOK $11.8B
  • BOOK 13,437
  • BOOK 100th
  • BOOK 401(k)
  • BOOK near Dell Inc. 401(k) Plan
  • BOOK ind #3868

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in Illinois →

United Airlines Pilot Retirement Account Plan in the asset neighbourhood

The Pepsico Savings Plan$12.1BDell Inc. 401(k) Plan$12.0BUnited Airlines Pilot Retirement Account PlanUnited Airlines Pilot Retire…$11.8BMerck US Savings Plan$11.5BDelta 401(k) Retirement Plan for PilotsDelta 401(k) Retirement Plan…$11.5B
End-of-year total assets ($B) among United Airlines Pilot Retirement Account Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Illinois filing particulars

Total Assets (Beginning of Year)$14.4B
Net Assets (End of Year)$11.8B
Net Income-$2.6B
Employer EIN742099724
Plan Effective Date2005-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (United Airlines, Inc.)

Sponsor-wide plan assets over time

All United Airlines, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$32.6B 22.353597613920844% vs 2022
2024 filing year
$26B$28B$30B$32B$34B 202220232024 $26.7B $32.6B ▲ +22.3%
Year Plans Participants Total Assets
2022 6 110,304 $26.7B
2023 6 114,586 $31.8B
2024 4 102,481 $32.6B

Nearby 401(k) Plans in Illinois

Peer 401(k) plans, same state, same plan type, ranked by total assets.

United Airlines Pilot Retirement Account Plan vs. nearby 401(k) plans in Illinois, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000250000 101112131415 Total assets ($B) Participants United Airlines Pilot Retirement Account Plan, Total assets ($B): 11.816542826 · Participants: 13437United Airlines Pilot Retirement Account PlanState Farm 401(k) Savings Plan, Total assets ($B): 14.651519685 · Participants: 53616State Farm 401(k) Savings PlanAccenture United States 401(k) Match and Savings Plan, Total assets ($B): 14.283954811 · Participants: 66653Accenture United States 401(k) Match and Savings PlanAbbott Laboratories Stock Retirement Plan, Total assets ($B): 13.333286 · Participants: 36136Abbott Laboratories Stock Retirement PlanWalgreens Retirement Savings Plan, Total assets ($B): 11.682551768 · Participants: 238072Walgreens Retirement Savings PlanAbbvie Savings Plan, Total assets ($B): 10.305449371 · Participants: 25302Abbvie Savings Plan
United Airlines Pilot Retirement Account Plan vs. nearby 401(k) plans in Illinois, assets vs. participants

Scale composition for United Airlines Pilot Retirement Account Plan

United Airlines Pilot Retirement Account Plan reports $11.8B in end-of-year assets across 13,437 participants (0.096% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.014% of 93,925,755 covered participants) - about $879,403 per participant (6.4x the national average assets-per-participant) . Net income for plan year 2022 was -$2.6B.

This plan identity (EIN 742099724, plan #202) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $11.8B to $16.8B (+42.5%) while covered participants moved from 13,437 to 16,659 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 13,437 $11.8B This page
2023 14,959 $14.4B Open filing
2024 · index core 16,659 $16.8B Open filing

The same sponsor also keeps 4 other index-core plans on PlainRetire:

United Airlines Pilot Retirement Account Plan's out-of-state 401(k) peers by assets and headcount

Outside Illinois, the nearest 401(k) by assets is Dell Inc. 401(k) Plan in TX ($12.0B); by covered participants it is Acticall Sitel Group 401(k) Plan in TN (13,442 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($11.8B here).

Similar participant headcount

Nearest other-state filings by covered participants (13,437 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did United Airlines Pilot Retirement Account Plan assets move in 2022?
United Airlines Pilot Retirement Account Plan declined sharply - down 18.1% during 2022, from $14.4B to $11.8B. Reported net income was -$2.6B.
How have United Airlines, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), United Airlines, Inc.'s sponsor-wide assets grew 22.4%, from $26.7B to $32.6B.
Where does United Airlines Pilot Retirement Account Plan rank by assets among Form 5500 filers?
United Airlines Pilot Retirement Account Plan ranks in the 100th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to United Airlines Pilot Retirement Account Plan?
Among 401(k) plans in other states, the closest by assets is Dell Inc. 401(k) Plan in TX ($12.0B, 47,532 participants).
Which 401(k) plans cover a similar participant headcount to United Airlines Pilot Retirement Account Plan?
Among 401(k) plans in other states, the closest by covered participants is Acticall Sitel Group 401(k) Plan in TN (13,442 participants, $35M in assets).