ESOP · DOL Form 5500 · 2022

Cambridge Bancorp ESOP

Data updated 2026-08-11

$23M
Total assets
319
Participants
79th
Percentile by assets
$71,196
Avg per participant
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Official DOL plan name: Cambridge Bancorp Employee Stock Ownership Plan · Sponsored by Cambridge Bancorp · Massachusetts · Finance & Insurance

$23M in assets, 319 participants

Cambridge Bancorp's Cambridge Bancorp Employee Stock Ownership Plan reported $23M in total assets and 319 participants in its 2022 DOL Form 5500 filing, ranking in the 79th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 79th percentile by assets (of 139,126 plans)
  • #6,153 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

Cambridge Bancorp Employee Stock Ownership Plan covers 319 participants in Massachusetts, about 48% of the average Massachusetts filer (state average ~659 per filing). Assets: $23M.

$23M
total plan assets (2022 EOY)
319
covered participants
79th
percentile by assets (of 139,126 plans)
$71,196
avg assets per participant

The plan reported a net loss of $5M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Participants vs Massachusetts filers

In Massachusetts, the average filing covers about 659 participants across 4,265 plans. Cambridge Bancorp Employee Stock Ownership Plan reports 319 participants - about 48% of that state average ($23M EOY assets).

Massachusetts filing particulars

Total Assets (Beginning of Year)$27M
Net Assets (End of Year)$23M
Net Income-$5M
Employer EIN042777442
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cambridge Bancorp)

$16M$18M$20M$22M$24M 202220232024 $22.7M $19.6M ▼ -13.8%
Total plan assets by year, all Cambridge Bancorp plans on file
Year Plans Participants Total Assets
2022 1 319 $23M
2023 1 365 $18M
2024 1 361 $20M

Nearby ESOP Plans in Massachusetts

Peer ESOP plans, same state, same plan type, ranked by total assets.

Cambridge Bancorp Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants

Cambridge Bancorp Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. 050010001500200025003000 -2000200400600 Total assets ($M) Participants Cambridge Bancorp Em…Consigli Building Gr…The Gillette Company…Abt Associates Inc. …New England Biolabs,…Eastern Bank Employe…
Cambridge Bancorp Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Cambridge Bancorp Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did Cambridge Bancorp Employee Stock Ownership Plan assets move in 2022?
Cambridge Bancorp Employee Stock Ownership Plan declined sharply - down 17.3% during 2022, from $27M to $23M. Reported net income was -$5M.
How have Cambridge Bancorp plan assets changed over time?
Across 3 plan years on file (2022-2024), Cambridge Bancorp's sponsor-wide assets declined 13.8%, from $23M to $20M.
Where does Cambridge Bancorp Employee Stock Ownership Plan rank by assets among Form 5500 filers?
Cambridge Bancorp Employee Stock Ownership Plan ranks in the 79th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Cambridge Bancorp Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is Fox Valley Fire & Safety Co., Inc. Employee Stock Ownership Plan in IL ($23M, 307 participants).

Next read for Cambridge Bancorp Employee Stock Ownersh…

Filing takeaways

Ways to act on Cambridge Bancorp Employee Stock Ownership Plan's numbers.