ESOP · DOL Form 5500 · 2022

Cambridge Bancorp ESOP

Data updated 2026-08-25

$23M
Total assets Small plan by assets
319
Participants Below avg headcount
79th
Percentile by assets National rank
$71,196
Avg per participant Below avg balance/head
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Official DOL plan name: Cambridge Bancorp Employee Stock Ownership Plan · Sponsored by Cambridge Bancorp · Massachusetts · Finance & Insurance

$23M in assets, 319 participants

Cambridge Bancorp's Cambridge Bancorp Employee Stock Ownership Plan reported $23M in total assets and 319 participants in its 2022 DOL Form 5500 filing, ranking in the 79th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,153 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

Cambridge Bancorp Employee Stock Ownership Plan covers 319 participants in Massachusetts, about 48% of the average Massachusetts filer (state average ~659 per filing). Assets: $23M.

#6,153
in Finance & Insurance (9,261 peers)
-17.3%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $5M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Cambridge Bancorp Employee Stock Ownership Plan's outsized position by total assets

Cambridge Bancorp Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$22,711,538 Top 21% higher than 79% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Cambridge Bancorp Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cambridge Bancorp Employee Stock Ownership Plan sits mid-pack in the medium band (319 participants).

EBSA filing schedule strip

Filing strip 042777442 · Cambridge Bancorp PY 2022 · ESOP

Cambridge Bancorp Employee Stock Ownership Plan · $23M · 319 · 79th

  • 5500 $23M
  • 5500 319
  • 5500 79th
  • 5500 ESOP
  • 5500 near Fox Valley Fire & Safety Co., Inc. Employee Stock Ownership Plan
  • 5500 ind #6153

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Massachusetts →

Cambridge Bancorp Employee Stock Ownership Plan in the asset neighbourhood

Pcsb Bank Employee Stock OwnershipPcsb Bank Employee Stock Own…$23MFox Valley Fire & Safety Co., Inc. Employee Stock Ownership PlanFox Valley Fire & Safety Co.…$23MCambridge Bancorp Employee Stock Ownership PlanCambridge Bancorp Employee S…$23MConsolidated Electronic Wire & Cable Corp. Employee Stock Ownership PlanConsolidated Electronic Wire…$23MHome Bancorp, Inc. Employee Stock Ownership PlanHome Bancorp, Inc. Employee …$23M
End-of-year total assets ($M) among Cambridge Bancorp Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$27M
Net Assets (End of Year)$23M
Net Income-$5M
Employer EIN042777442
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cambridge Bancorp)

Sponsor-wide plan assets over time

All Cambridge Bancorp plans reported in each filing year

Latest sponsor-wide plan assets
$20M 13.81654998441761% vs 2022
2024 filing year
$16M$18M$20M$22M$24M 202220232024 $22.7M $19.6M ▼ -13.8%
Year Plans Participants Total Assets
2022 1 319 $23M
2023 1 365 $18M
2024 1 361 $20M

Nearby ESOP Plans in Massachusetts

Peer ESOP plans, same state, same plan type, ranked by total assets.

Cambridge Bancorp Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. 050010001500200025003000 -2000200400600 Total assets ($M) Participants Cambridge Bancorp Employee Stock Ownership Plan, Total assets ($M): 22.711538 · Participants: 319Cambridge Bancorp Employee Stock Ownership PlanConsigli Building Group Employee Stock Ownership Plan, Total assets ($M): 495.023943 · Participants: 1315Consigli Building Group Employee Stock Ownership PlanThe Gillette Company Employee Stock Ownership Plan, Total assets ($M): 380.839397 · Participants: 193The Gillette Company Employee Stock Ownership PlanAbt Associates Inc. Employees Stock Ownership Plan, Total assets ($M): 312.177588 · Participants: 2426Abt Associates Inc. Employees Stock Ownership PlanNew England Biolabs, Inc. Voting Stock Ownership Plan, Total assets ($M): 272.105333 · Participants: 386New England Biolabs, Inc. Voting Stock Ownership PlanEastern Bank Employee Stock Ownership Plan, Total assets ($M): 258.836117 · Participants: 1646Eastern Bank Employee Stock Ownership Plan
Cambridge Bancorp Employee Stock Ownership Plan vs. nearby ESOP plans in Massachusetts, assets vs. participants
Compare Cambridge Bancorp Employee Stock Ownership Plan side-by-side with 3 peers →

Cambridge Bancorp Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Massachusetts, the nearest ESOP by assets is Fox Valley Fire & Safety Co., Inc. Employee Stock Ownership Plan in IL ($23M); by covered participants it is Jumbo Foods, Inc. Employee Stock Ownership Plan in OK (319 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (319 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cambridge Bancorp Employee Stock Ownership Plan assets move in 2022? ▼
Cambridge Bancorp Employee Stock Ownership Plan declined sharply - down 17.3% during 2022, from $27M to $23M. Reported net income was -$5M.
How have Cambridge Bancorp plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cambridge Bancorp's sponsor-wide assets declined 13.8%, from $23M to $20M.
Where does Cambridge Bancorp Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
Cambridge Bancorp Employee Stock Ownership Plan ranks in the 79th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Cambridge Bancorp Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Fox Valley Fire & Safety Co., Inc. Employee Stock Ownership Plan in IL ($23M, 307 participants).
Which ESOP plans cover a similar participant headcount to Cambridge Bancorp Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Jumbo Foods, Inc. Employee Stock Ownership Plan in OK (319 participants, $11M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 042777442.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.