Defined Benefit (Pension) · DOL Form 5500 · 2022

Citizens Equity First Credit Union Pension Plan

Data updated 2026-08-25

$195M
Total assets Near avg plan size
817
Participants Near avg headcount
96th
Percentile by assets National rank
$239,147
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Cefcu Retirement Income Plan and Trust · Sponsored by Citizens Equity First Credit Union · Illinois · Finance & Insurance

$195M in assets, 817 participants

Citizens Equity First Credit Union's Cefcu Retirement Income Plan and Trust reported $195M in total assets and 817 participants in its 2022 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,562 in Finance & Insurance (9,261 peers)

Where Cefcu Retirement Income Plan and Trust sits by assets

Cefcu Retirement Income Plan and Trust sits in the top 5% of all filed plans by assets, $195M for 817 participants (~$239,147/participant), down 12.9% in 2022.

#8,562
in Finance & Insurance (9,261 peers)
-12.9%
assets change YoY
2.0×
vs typical plan assets (national mean)

The plan reported a net loss of $29M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Cefcu Retirement Income Plan and Trust's outsized position by total assets

Cefcu Retirement Income Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$195,383,122 Top 4% higher than 96% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Cefcu Retirement Income Plan and Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cefcu Retirement Income Plan and Trust sits mid-pack in the medium band (817 participants).

Plan-year Form 5500 strip

Filing strip 376028123 · Citizens Equity First Credit Union PY 2022 · Defined Benefit (Pension)

Cefcu Retirement Income Plan and Trust · $195M · 817 · 96th

  • EIN $195M
  • EIN 817
  • EIN 96th
  • EIN Defined Benefit (Pension)
  • EIN near Cooper-Standard Automotive Inc. Salaried Retirement Plan
  • EIN ind #8562

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Illinois →

Cefcu Retirement Income Plan and Trust in the asset neighbourhood

Pension Plan for Non-Bargaining Unit Employees of Kyocera International, Inc. & Participating CompaniesPension Plan for Non-Bargain…$196MCefcu Retirement Income Plan and TrustCefcu Retirement Income Plan…$195MCooper-Standard Automotive Inc. Salaried Retirement PlanCooper-Standard Automotive I…$195MMo-Kan Teamsters Pension Fund$195MIso New England Inc. Retirement PlanIso New England Inc. Retirem…$195M
End-of-year total assets ($M) among Cefcu Retirement Income Plan and Trust and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$224M
Net Assets (End of Year)$195M
Net Income-$29M
Employer EIN376028123
Plan Effective Date1973-05-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens Equity First Credit Union)

Sponsor-wide plan assets over time

All Citizens Equity First Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$354M 18.75501941466798% vs 2022
2024 filing year
$280M$300M$320M$340M$360M 202220232024 $298M $354M ▲ +18.8%
Year Plans Participants Total Assets
2022 2 1,730 $298M
2023 2 1,770 $326M
2024 2 1,857 $354M

Nearby Defined Benefit (Pension) Plans in Illinois

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Cefcu Retirement Income Plan and Trust vs. nearby Defined Benefit (Pension) plans in Illinois, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -1001020304050 Total assets ($B) Participants Cefcu Retirement Income Plan and Trust, Total assets ($B): 0.195383122 · Participants: 817Cefcu Retirement Income Plan and TrustCentral States, Southeast & Southwest Areas Pension Plan, Total assets ($B): 42.629770802 · Participants: 50096Central States, Southeast & Southwest Areas Pension PlanState Farm Insurance Companies Retirement Plan for United States Employees, Total assets ($B): 32.129102809 · Participants: 49052State Farm Insurance Companies Retirement Plan for United States EmployeesUnited Food & Commercial Workers Intl Union - Industry Pension Fund, Total assets ($B): 7.958716532 · Participants: 20170United Food & Commercial Workers Intl Union - Industry Pension FundJohn Deere Pension Plan for Salaried Employees, Total assets ($B): 7.304502684 · Participants: 0John Deere Pension Plan for Salaried EmployeesAbbott Laboratories Annuity Retirement Plan, Total assets ($B): 6.770339506 · Participants: 16809Abbott Laboratories Annuity Retirement Plan
Cefcu Retirement Income Plan and Trust vs. nearby Defined Benefit (Pension) plans in Illinois, assets vs. participants
Compare Cefcu Retirement Income Plan and Trust side-by-side with 3 peers →

Cefcu Retirement Income Plan and Trust's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Illinois, the nearest Defined Benefit (Pension) by assets is Cooper-Standard Automotive Inc. Salaried Retirement Plan in MI ($195M); by covered participants it is Shamrock Foods Company Retirement Plan in AZ (817 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (817 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cefcu Retirement Income Plan and Trust assets move in 2022? ▼
Cefcu Retirement Income Plan and Trust pulled back noticeably - down 12.9% during 2022, from $224M to $195M. Reported net income was -$29M.
How have Citizens Equity First Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens Equity First Credit Union's sponsor-wide assets grew 18.8%, from $298M to $354M.
Where does Cefcu Retirement Income Plan and Trust rank by assets among Form 5500 filers? ▼
Cefcu Retirement Income Plan and Trust ranks in the 96th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Cefcu Retirement Income Plan and Trust? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Cooper-Standard Automotive Inc. Salaried Retirement Plan in MI ($195M, 980 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Cefcu Retirement Income Plan and Trust? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Shamrock Foods Company Retirement Plan in AZ (817 participants, $125M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 376028123.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.