Defined Benefit (Pension) · DOL Form 5500 · 2022

Discover Financial Services Pension Plan

Data updated 2026-08-11

$497M
Total assets
2,887
Participants
98th
Percentile by assets
$172,308
Avg per participant
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Official DOL plan name: Discover Financial Services Pension Plan · Sponsored by Discover Financial Services · Illinois · Finance & Insurance

$497M in assets, 2,887 participants

Discover Financial Services's Discover Financial Services Pension Plan reported $497M in total assets and 2,887 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 139,126 plans)
  • #8,903 in Finance & Insurance (9,261 peers)

Coverage in Illinois

Discover Financial Services Pension Plan covers 2,887 participants in Illinois, 3.7x the typical Illinois plan (state average ~779 per filing). Assets: $497M.

$497M
total plan assets (2022 EOY)
2,887
covered participants
98th
percentile by assets (of 139,126 plans)
$172,308
avg assets per participant

The plan reported a net loss of $98M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Illinois filers

In Illinois, the average filing covers about 779 participants across 5,745 plans. Discover Financial Services Pension Plan reports 2,887 participants - 3.7x that state average ($497M EOY assets).

Illinois filing particulars

Total Assets (Beginning of Year)$595M
Net Assets (End of Year)$497M
Net Income-$98M
Employer EIN362517428
Plan Effective Date2007-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Discover Financial Services)

$2.5B$3B$3.5B$4B 202220232024 $2.73B $3.7B ▲ +35.5%
Total plan assets by year, all Discover Financial Services plans on file
Year Plans Participants Total Assets
2022 2 18,939 $2.7B
2023 2 22,274 $3.3B
2024 2 22,935 $3.7B

Nearby Defined Benefit (Pension) Plans in Illinois

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Discover Financial Services Pension Plan vs. nearby Defined Benefit (Pension) plans in Illinois, assets vs. participants

Discover Financial Services Pension Plan vs. nearby Defined Benefit (Pension) plans in Illinois, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -1001020304050 Total assets ($B) Participants Discover Financial S…Central States, Sout…State Farm Insurance…United Food & Commer…John Deere Pension P…Abbott Laboratories …
Discover Financial Services Pension Plan vs. nearby Defined Benefit (Pension) plans in Illinois, assets vs. participants

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Discover Financial Services Pension Plan by total assets, not by location.

Frequently Asked Questions

How did Discover Financial Services Pension Plan assets move in 2022?
Discover Financial Services Pension Plan declined sharply - down 16.4% during 2022, from $595M to $497M. Reported net income was -$98M.
How have Discover Financial Services plan assets changed over time?
Across 3 plan years on file (2022-2024), Discover Financial Services's sponsor-wide assets grew 35.1%, from $2.7B to $3.7B.
Where does Discover Financial Services Pension Plan rank by assets among Form 5500 filers?
Discover Financial Services Pension Plan ranks in the 98th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Discover Financial Services Pension Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is IBEW Local 595 Pension Plan in CA ($497M, 1,602 participants).

Next read for Discover Financial Services Pension Plan

Filing takeaways

Ways to act on Discover Financial Services Pension Plan's numbers.

  • By total assets, Discover Financial Services Pension Plan ranks in the top 5% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in Illinois. Compare plans
  • Discover Financial Services's sponsor-wide assets have grown 35.1% since 2022 across 3 plan years on file. More Finance & Insurance plans