401(k) · DOL Form 5500 · 2022

Citizens Bank and Trust 401(k) Plan

Data updated 2026-08-25

$10M
Total assets Small plan by assets
132
Participants Small participant base
64th
Percentile by assets National rank
$73,808
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Citizens Bank and Trust 401(k) Plan · Sponsored by Citizens Bank and Trust · Alabama · Finance & Insurance

$10M in assets, 132 participants

Citizens Bank and Trust's Citizens Bank and Trust 401(k) Plan reported $10M in total assets and 132 participants in its 2022 DOL Form 5500 filing, ranking in the 64th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,426 in Finance & Insurance (9,261 peers)

Coverage in Alabama

Citizens Bank and Trust 401(k) Plan covers 132 participants in Alabama, about 37% of the average Alabama filer (state average ~360 per filing). Assets: $10M.

#4,426
in Finance & Insurance (9,261 peers)
-12.3%
assets change YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Citizens Bank and Trust 401(k) Plan's mid-pack asset rank among Finance & Insurance and all filers

Citizens Bank and Trust 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$9,742,632 Top 36% higher than 64% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Citizens Bank and Trust 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Bank and Trust 401(k) Plan sits mid-pack in the medium band (132 participants).

Plan-year Form 5500 strip

Filing strip 431994736 · Citizens Bank and Trust PY 2022 · 401(k)

Citizens Bank and Trust 401(k) Plan · $10M · 132 · 64th

  • SCH $10M
  • EBSA 132
  • PART 64th
  • TYPE 401(k)
  • NET near Red Lake Comprehensive Health Services 401(k) Plan
  • BOOK ind #4426

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Alabama →

Citizens Bank and Trust 401(k) Plan in the asset neighbourhood

Citizens Bank and Trust 401(k) PlanCitizens Bank and Trust 401(…$10MRed Lake Comprehensive Health Services 401(k) PlanRed Lake Comprehensive Healt…$10MProduction Design Services, Inc. 401(k) Savings PlanProduction Design Services, …$10MPkf, LLP 401(k) Retirement Savings PlanPkf, LLP 401(k) Retirement S…$10MWaste-Away Group, Limited Employees' 401(k) Plan and TrustWaste-Away Group, Limited Em…$10M
End-of-year total assets ($M) among Citizens Bank and Trust 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Alabama filing particulars

Total Assets (Beginning of Year)$11M
Net Assets (End of Year)$10M
Net Income-$1M
Employer EIN431994736
Plan Effective Date2006-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens Bank and Trust)

Sponsor-wide plan assets over time

All Citizens Bank and Trust plans reported in each filing year

Latest sponsor-wide plan assets
$13M 36.513747003889705% vs 2022
2024 filing year
$8M$10M$12M$14M 202220232024 $9.74M $13.3M ▲ +36.6%
Year Plans Participants Total Assets
2022 1 132 $10M
2023 1 147 $12M
2024 1 156 $13M

Nearby 401(k) Plans in Alabama

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens Bank and Trust 401(k) Plan vs. nearby 401(k) plans in Alabama, assets vs. participants Scatter plot of 6 data points. -100000100002000030000 -10123 Total assets ($B) Participants Citizens Bank and Trust 401(k) Plan, Total assets ($B): 0.009742632 · Participants: 132Citizens Bank and Trust 401(k) PlanRegions Financial Corporation 401(k) Plan, Total assets ($B): 2.473693723 · Participants: 20809Regions Financial Corporation 401(k) PlanEncompass Health Corporation Retirement Investment Plan, Total assets ($B): 1.247463658 · Participants: 26602Encompass Health Corporation Retirement Investment PlanHexagon Employee Retirement Savings Plan, Total assets ($B): 1.211223713 · Participants: 4237Hexagon Employee Retirement Savings PlanVulcan 401(k) Plan, Total assets ($B): 1.148537747 · Participants: 8489Vulcan 401(k) PlanMercedes-Benz U.S. International, Inc. Retirement and Savings Plan, Total assets ($B): 0.930385246 · Participants: 4593Mercedes-Benz U.S. International, Inc. Retirement and Savings Plan
Citizens Bank and Trust 401(k) Plan vs. nearby 401(k) plans in Alabama, assets vs. participants
Compare Citizens Bank and Trust 401(k) Plan side-by-side with 3 peers →

Citizens Bank and Trust 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Alabama, the nearest 401(k) by assets is Red Lake Comprehensive Health Services 401(k) Plan in MN ($10M); by covered participants it is Flywire Retirement Plan in MA (132 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (132 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens Bank and Trust 401(k) Plan assets move in 2022? ▼
Citizens Bank and Trust 401(k) Plan pulled back noticeably - down 12.3% during 2022, from $11M to $10M. Reported net income was -$1M.
How have Citizens Bank and Trust plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens Bank and Trust's sponsor-wide assets grew 36.5%, from $10M to $13M.
Which 401(k) plans are similar in size to Citizens Bank and Trust 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Red Lake Comprehensive Health Services 401(k) Plan in MN ($10M, 148 participants).
Which 401(k) plans cover a similar participant headcount to Citizens Bank and Trust 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Flywire Retirement Plan in MA (132 participants, $5M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 431994736.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.