401(k) · DOL Form 5500 · 2022

Board of Trustees I.U.O.E. Local 4 Annuity Fund 401(k) Plan

Data updated 2026-08-06

$579M
Total assets
6,666
Participants
98th
Percentile by assets
$86,832
Avg per participant
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Official DOL plan name: International Union of Operating Engineers Local 4 Annuity · Sponsored by Board of Trustees I.U.O.E. Local 4 Annuity Fund · Massachusetts · Construction

$579M in assets, 6,666 participants

Board of Trustees I.U.O.E. Local 4 Annuity Fund's International Union of Operating Engineers Local 4 Annuity reported $579M in total assets and 6,666 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 139,258 plans)
  • #9,754 in Construction (9,938 peers)

Coverage in Massachusetts

International Union of Operating Engineers Local 4 Annuity covers 6,666 participants in Massachusetts, 10x the typical Massachusetts plan (state average ~641 per filing). Assets: $579M.

$579M
total plan assets (2022 EOY)
6,666
covered participants
98th
percentile by assets (of 139,258 plans)
$86,832
avg assets per participant

The plan reported a net loss of $100M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Industry

Participants vs Massachusetts filers

In Massachusetts, the average filing covers about 641 participants across 3,941 plans. International Union of Operating Engineers Local 4 Annuity reports 6,666 participants - 10x that state average ($579M EOY assets).

Massachusetts filing particulars

Total Assets (Beginning of Year)$679M
Net Assets (End of Year)$579M
Net Income-$100M
Employer EIN043002474
Plan Effective Date1987-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Board of Trustees I.U.O.E. Local 4 Annuity Fund)

$550M$600M$650M$700M$750M 202220232024 $579M $725M ▲ +25.2%
Total plan assets by year, all Board of Trustees I.U.O.E. Local 4 Annuity Fund plans on file
Year Plans Participants Total Assets
2022 1 6,666 $579M
2023 1 6,814 $655M
2024 1 7,490 $725M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

International Union of Operating Engineers Local 4 Annuity vs. nearby 401(k) plans in Massachusetts, assets vs. participants

International Union of Operating Engineers Local 4 Annuity vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. 0100002000030000400005000060000 -50510152025 Total assets ($B) Participants International Union …Fidelity Retirement …Liberty Mutual 401(k…Massachusetts Instit…Philips North Americ…Boston Scientific Co…
International Union of Operating Engineers Local 4 Annuity vs. nearby 401(k) plans in Massachusetts, assets vs. participants

Scale composition for International Union of Operating Engineers Local 4 Annuity

International Union of Operating Engineers Local 4 Annuity reports $579M in end-of-year assets across 6,666 participants (0.005% of the $11.6T held by all Form 5500 filers in the national rollup , and 0.007% of 89,805,449 covered participants) - about $86,832 per participant (63% of the national average assets-per-participant) . Net income for plan year 2022 was -$100M.

This plan identity (EIN 043002474, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $579M to $725M (+25.2%) while covered participants moved from 6,666 to 7,490 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 6,666 $579M This page
2023 6,814 $655M Open filing
2024 · index core 7,490 $725M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to International Union of Operating Engineers Local 4 Annuity by total assets, not by location.

Frequently Asked Questions

How did International Union of Operating Engineers Local 4 Annuity assets move in 2022?
International Union of Operating Engineers Local 4 Annuity pulled back noticeably - down 14.7% during 2022, from $679M to $579M. Reported net income was -$100M.
How have Board of Trustees I.U.O.E. Local 4 Annuity Fund plan assets changed over time?
Across 3 plan years on file (2022-2024), Board of Trustees I.U.O.E. Local 4 Annuity Fund's sponsor-wide assets grew 25.2%, from $579M to $725M.
Where does International Union of Operating Engineers Local 4 Annuity rank by assets among Form 5500 filers?
International Union of Operating Engineers Local 4 Annuity ranks in the 98th percentile by end-of-year assets among 139,258 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to International Union of Operating Engineers Local 4 Annuity?
Among 401(k) plans in other states, the closest by assets is Gerdau Ameristeel US 401(k) Retirement Plan in FL ($579M, 3,089 participants).

Next read for International Union of Operating Enginee…

Filing takeaways

Ways to act on International Union of Operating Engineers Local 4 Annuity's numbers.

  • By total assets, International Union of Operating Engineers Local 4 Annuity ranks in the top 5% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in Massachusetts. Compare plans
  • Board of Trustees I.U.O.E. Local 4 Annuity Fund's sponsor-wide assets have grown 25.2% since 2022 across 3 plan years on file. More Construction plans